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In a stunning announcement to those in preparing to embark into medical school, New York University announced it would offer free tuition to all NYU medical program students — current and future.The reveal came during NYU School of Medicine's annual "White Coat Ceremony," where each new student is presented with a white lab coat to mark the start of their medical education and training.The bold offering is available to all current and future students in NYU's MD degree program, "regardless of need or merit.""Thanks to the extraordinary generosity of our trustees, alumni, and friends, our hope — and expectation — is that by making medical school accessible to a broader range of applicants, we will be a catalyst for transforming medical education nationwide," Kenneth G. Langone, Chair of the Board of Trustees of NYU Langone Health, said.The annual tuition costs covered by the scholarship is about ,000.NYU's free tuition initiative began with an endowment. So far, the university has raised more than 0 million of the roughly 0 million needed to fund full-tuition scholarships for all medical students "in perpetuity," according to ABC News.Crushing college debt strikes medical students particularly hard.About 75 percent of all doctors in the U.S. graduated with debt in 2017, the university said. The average cost for a private medical school is about ,605 a year. The median debt of a graduating student comes out to more about 2,000, NYU says."We believe that with our tuition-free initiative, we have taken a necessary, rational step that addresses a critical need to train the most talented physicians, unencumbered by crushing debt," said Robert I. Grossman, the Saul J. Farber Dean of NYU School of Medicine. "We hope that many other academic medical centers will soon choose to join us on this path." 1874

If it's been a while since you've booked a flight, travel insurance is that thing that pops up at the end of a sale.“At the end, they’re going to say, ‘Hey, this many people bought travel insurance, don’t you want to buy travel insurance too?’ And I think a lot of people generally, before COVID, would think, ‘Oh they’re trying to upset me and move along,’” said Michael Parrish DuDell, chief strategy officer for Couponfollow.com. “But what we’re seeing, in fact, is that more and more people are saying, ‘I want that insurance I want to protect my future travel.’"Couponfollow.com was designed, DuDell said, to save consumers both time and money. He says the company is always asking consumers about their money and how they spend it.“As we looked closer at how people are traveling, where they were spending their money, where they were allocating their time, we found these little niche interesting areas,” DuDell said.He says those areas include things like travel insurance.“What we found is that 75% of people who had already booked flights had purchased trip insurance. That was a staggering number that is a 55% increase than what is thought of as the norm,” DuDell said.So, why the increase? Travel anxiety amid the pandemic is likely a big part of it.“There is so much uncertainty in the world right now, and of course that’s around the pandemic, but there’s other kinds of uncertainty too and I think people feel like they’re taking a strong risk in general when they’re traveling,” DuDell said. "So if they can mitigate risk in other areas, they’re willing to do that, to spend the money behind it.”Leslie Tayne, a financial attorney, author and frequent flier said, “There are a lot of caveats to whether travel insurance for airline purposes makes sense right now and frankly because the airlines allow you to make changes without a cost and last minute, there’s really almost no reason why you would get travel insurance.”She says these days, airlines are more accommodating than ever. And because there's been so much industry disruption surrounding travel, the future is being rewritten now.“I definitely believe they’re going to rewrite the travel insurance, they’re being investigated right now,” Tayne said. “It's being taken up in Congress in terms of the validity of the travel insurance and there’s some concern that travel insurance might be what’s termed either a ‘scam’ or a ‘money-making proposition’ that’s not really beneficial to the consumer.”In March, the House Oversight and Reform Subcommittee on Economic and Consumer Policy launched an investigation into whether travel insurance provided any “meaningful protection” for consumers. The investigation was spurred amid the onset of the coronavirus pandemic, when many travelers were canceling trips as states began implementing stay-at-home orders.“The evidence shows consumers are purchasing standard travel insurance products, thinking they will be covered if they cancel their trip because of coronavirus,” Rep. Raja Krishnamoorthi (D-IL), the subcommittee’s chair, said in March. “Yet, companies like Allianz, Travel Guard, and Generali are refusing to cover those claims. In the process they are encouraging dangerous travel.”So, when it comes to whether you "need" that insurance, Tayne says weigh your risks, consider where you're going and what you'll be doing.“My recommendation is to try to understand what the restrictions are and what you could use the insurance for when would it apply to you,” Tayne said.Tayne said if you're in a situation where it makes sense, don't make an insurance decision on emotion. Think of it as a business decision, and these days, we're all in the business of saving time and money. 3719

IMPERIAL, California (KGTV)-- As businesses in San Diego enjoy modified re-openings, the lockdown continues for our neighbors in Imperial County. Governor Gavin Newsom announced the decision Friday after the number of COVID-19 infections continues to rise.Former San Diegan, Bob Diaz, has called the small city of Imperial, 'home' since 1998. He says he loves desert landscapes, and the relatively quick drive to visit his family in San Diego. Since the quarantine began in March, he has not seen them at all."I wish I could," Diaz said. "There are so many parks, the beach, the downtown, the Embarcadero, places that I love to go. But you know what? It's not worth the gamble."The 66-year-old says because of his age, he is taking the lockdown seriously."I knew that the numbers were looking pretty ugly," Diaz said.Friday, Governor Newsom and state officials mentioned Imperial County's data in a press conference."I noted a positivity rate over a 14-day period in the state of California at 5.3 percent. The positivity rate over a 14-day period in Imperial County is approaching 23 percent," the Governor said.Imperial is one of 15 counties under the state's COVID-19 monitor list. For its 180,000 residents, there are less than 300 hospital beds."What if I need healthcare, and the beds are already full?" Diaz asked.That has become a reality for many. The Governor said that there have already been more than 500 patients who were transferred out to other counties in the last five weeks. Diaz thinks there is a large group of patients unaccounted for in the county's data: people who come into the US from Mexicali."There are over 1 million people across the border, and I know a lot of them come for their healthcare in the US. I was always kind of worried about that," Diaz said.That is why he says he is content with remaining on lockdown."If it has to be another six months, so be it," Diaz said. 1914

If you bought tickets to try and win Tuesday night’s huge Mega Millions jackpot, don’t forget to check your tickets even if you don’t win the jackpot.Americans don't claim about billion worth of lotto winnings every year, according to research.Jim Davidson always checks his tickets, even if he doesn't win big, and it's paid off.“For the lotto, I think that one was like a 0 payout,” Davidson explains. “Wasn't millions, but it was a good hit.Lottery officials say that's what all players should do after a drawing.  Experts say Americans forego roughly billion in lottery winnings every year. And the higher the drawing, the higher the likelihood of multiple smaller unclaimed prizes.“Check your numbers. It's really important to check those numbers,” says Jennifer Churchill with the Colorado Lottery. “You may have won 0 bucks; you may have won ,000 bucks.”Often times, winners don’t realize they’ve won.“People have carried around tickets for a length of time, not realizing that they have a winner either of a lower amount or even jackpots,” Churchill says. “We've actually had people hit jackpots and not come in for them.”Machines that check tickets can be found in almost every store where you can purchase a ticket. With Mega Millions, it only takes two matching numbers to win something. 1325

How do you like your wings? How about wings coated in 24 karat gold?One restaurant in New York City is offering just that.The Ainsworth partnered up with Jonathan "Foodgōd" Cheban to offer the most extravagant wings in town. Wings are brined for 12 hours, baked and then fried and coated with a layer of gold dust.You can order 10 wings for or 20 wings for , according to CNN. 421