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TELLER COUNTY, Colorado ¡ª Patrick Frazee pleaded not guilty Friday morning to the murder of his 29-year-old fianc¨¦e, Kelsey Berreth.His trial has been set to Monday, Oct. 28, 2019. Berreth 201

The body of University of Utah student Mackenzie Lueck has been found in a canyon north of Salt Lake City, police said Friday.Salt Lake City Police Chief Mike Brown said in a news conference that he was "relieved and grief-stricken" to report that Lueck's body was recovered Wednesday in Logan Canyon, about 90 miles north of Salt Lake City. Investigators were subsequently able to forensically confirm it was Lueck, Brown said.The 23-year-old was last seen in the early morning hours of June 17 when she was dropped off at a park in North Salt Lake City. There, police have said, she met another individual and vanished.Last Friday police arrested 31-year-old 673

The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. ¡°We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,¡± he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. ¡°Have we seen it, yes,¡± Bell explains. ¡°Do we know how to combat it and help you in navigating that process? Without a doubt.¡± In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. ¡°We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,¡± Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. ¡°The general rule is if it sounds too good to be true it usually is,¡± Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you¡¯re getting yourself into. ¡°Be sure you're asking the right questions,¡± he says. ¡°You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.¡± 1983

The European Union has hit Google with another big antitrust fine, the third in a series of billion-dollar penalties the US tech giant has faced for hindering competition.The European Commission on Wednesday ordered Google to pay €1.5 billion (.7 billion) for abusing its dominant position in online search advertising."Google has cemented its dominance in online search adverts and shielded itself from competitive pressure by imposing anti-competitive contractual restrictions on third-party websites," Commissioner Margrethe Vestager said in a statement.The tech company has now been fined €8.2 billion (.3 billion) in total by Europe over the past three years.EU regulators have taken a much more robust approach to Big Tech companies than their US counterparts, especially when it comes to competition, data protection and tax issues.Google has already been fined in two previous EU antitrust cases.The Commission ordered the company to pay €4.34 billion (.9 billion) in July 2018 for unfairly pushing its apps on smartphone users and thwarting competitors.In 2017, it imposed a €2.4 billion (.7 billion) fine on Google for using its search engine to steer consumers to its own shopping platform.The company said in a blog post Tuesday that it was making further changes to its service based on "feedback" from the European Commission.It has started testing a new format that provides users with direct links to comparison shopping sites. It will also ask new and existing Android users in Europe which browser they'd like to use. 1555

The Federal Aviation Administration is barring U.S. pilots and carriers from flying in areas of Iraqi, Iranian and some Persian Gulf airspace. The agency is warning of the ¡°potential for miscalculation or mis-identification" for civilian aircraft amid heightened tensions between the U.S. and Iran. The emergency flight restrictions follow ballistic missile strikes Tuesday on two Iraqi bases that house U.S. troops. Such restrictions are often precautionary in nature to prevent civilian aircraft from being confused for ones engaged in armed conflict. 565

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