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As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

ANAHEIM, Calif. (AP) -- The San Diego Padres rallied for eight runs in the eighth inning of an 11-4 victory over the Los Angeles Angels.Jason Castro got the two-out rally started with a tiebreaking two-run double against the team that traded him three days ago.Eric Hosmer hit a 443-foot, three-run homer as the Padres piled on against the Angels' hapless bullpen to open this interleague series up the I-5 freeway.Jurickson Profar hit a two-run homer and drove in three early runs for San Diego, which has won three straight by a combined score of 30-6. 562

An 8-year-old in Texas can now say he has the best mullet in the U.S. after winning first place in the kids' division in the 2020 Kids Mullet Championships, which was put on by the USA Mullet Championships.Jax took home a 0 prize and a gift card package for his curly mullet. He beat out 100 applicants and received 5,000 votes, HOI ABC reported."During these tough times, it's important to have fun," Kevin Begola, president of the USA Mullet Championships, said. "This is exactly what 2020 needed!"In a press release, organizers said that 12-year-old Noah from Illinois netted himself 0 for placing second and a pair of Neff sunglasses for his freedom flapper mullet. 683

An online service that allows people to track criminal activity in their neighborhoods is now available throughout the San Diego area, officials announced Thursday.VIEW CRIME TRACKER MAPThe CrimeMapping.com website initially only covered communities under the jurisdiction of the sheriff's department, but it has been expanded to serve the entire county, according to sheriff's spokeswoman Melissa Aquino."CrimeMapping.com analyzes and maps crime data from arson to assault, burglary, drugs (and) alcohol violations, DUI, fraud, homicide, car theft, robbery, sex crimes, vandalism, car break-ins, weapons violations and even multiple crimes at a single location," Aquino said.Data resource users can view maps in either a satellite-photo view or on a road map, find crime listings compiled in a report format or shown as a graph to identify patterns or trends and get crime prevention tips."There is also an option to sign up for email alerts and to email a link to others, which would be useful for neighborhood-watch groups," Aquino said.The service is a joint program of the sheriff's department, the Automated Regional Justice Information System, the San Diego Association of Governments and law enforcement agencies across the county.The sheriff's department provides law enforcement for unincorporated communities and several area cities that contract with it in lieu of forming their own police departments. 1422

An engine on a Southwest Airlines plane caught fire Monday morning during a flight, forcing the aircraft to return safely to the Salt Lake City airport shortly after takeoff, CNN affiliate KUTV reported.The flight's pilots, who were en route to Los Angeles, conducted an emergency landing, said Nancy Volmer, a Salt Lake City International Airport spokeswoman, the station reported.Passenger Crystal Bangerter was taking her first flight ever when she saw "huge flames just coming right out of the engine."  520