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Is it safe to get together for the holidays? As Thanksgiving approaches, many people are having those discussions, and many are desperate to not only see family, but to travel.Zane Kerby, President and CEO of the American Society of Travel Advisors said, “People are itching to get out there.”The nonprofit organization represents 15,000 travel advisers across the U.S. They often poll consumers and recently learned that people are craving a change of scenery.“People have said, 'You know what? I want to go five, six, seven hours away,'” Kerby said. “They want to do that aspirational trip that they’ve been thinking about before the pandemic and now they really want to do it.”And they're talking about Thanksgiving and wondering whether they should drive or fly.“We asked people point blank what are you going to do for Thanksgiving?” Kerby said. “We’re encouraged, only 15% who normally travel said they weren’t sure they were going to fly this year. Kerby said that there is pent up demand for travel, and there is optimism in the industry.But, if you're talking about getting together, doctors stress that you do so safely.“All of these decisions are weighing risks and benefits and I wish I had a crystal ball,” said Dr. Beth Thielen, an assistant professor of pediatrics at The University of Minnesota Medical School. Dr. Thielen also is an infectious disease doctor. “I wish I could tell you what’s going to happen but I can’t, but I can tell you riskier things and safer things and appreciate that even the most precautions don’t eliminate your risk either.”“I think identifying if you or someone you’re hoping to gather with has those underlying conditions, that you maybe need to be extra cautious about preventing exposures,” she added.Of course, everyone wants to get together and realizes the importance of family.Dr. Thielen advises to limit the number of people, assess your own risk and that of those whom you're considering visiting. She recommends thinking about limiting your exposure to other people in the weeks before you travel.“All of these infections have an incubation period,” Thielen said. “You’re exposed to somebody with the infection taking root but not manifesting itself or detectable by testing for COVID. It’s a few days a week or so before that exposure happens.”We're learning a lot about COVID-19. We know outside is better. Masks are important. And we now know it affects people differently.Kerby said if you're considering flying, know that the industry is taking extreme precautions for travelers.“Between the HEPA filters they use on planes, electrostatic and defogging they're doing after every flight, the air on an airplane is probably better than the air in your home,” Kerby said.While there is a lot of discussion to be had about the holidays and travel, if you can do it safely, everyone wins. 2853

It’s a high-profile Senate race that found itself surrounded in racial tensions, after Republican Sen. Cindy Hyde-Smith made controversial comments to a group of supporters saying, “If he invited me to a public hanging, I'd be on the front row.”Hyde-Smith called it an exaggerated form of expression and apologized to anyone she offended. But in a state with a troubled past, some saw the comments as racist.Then, on Monday, the day before the Mississippi election, someone hung several nooses outside the state capitol and left signs, including one that read “We’re hanging nooses to remind people that times haven’t changed.”“I think the controversy over the Senate race in Mississippi is a microcosm over the debates we’re having about race nationally,” says Brian Levin, with the Center for the Study of Hate & Extremism.Also this week, the trial started for the man accused of killing a woman and hurting dozens of others after he rammed his car into a crowd of people protesting a white supremacist rally in Charlottesville. “I think this political polarization has also bled over into an increase in hate crimes,” says Levin.Levin, who studies hate crimes, says the country has seen an increase the past three years in a row, given a recent spike in hate crimes, including the attack on a synagogue that killed 11 people and the apparent racially motivated murders of two African Americans outside a Kentucky grocery store. Levin predicts the trend could continue.“We might very well see, for the rest of the country for 2018 when the FBI releases their data, a fourth consecutive year,” Levin explains. “And I don’t think we’ve seen that in the over quarter century that we’ve been tracking hate crime data in the United States, indicating there is something awry in our society.” 1810

It is a county-approved program that is supposed to help you pay for energy efficient home improvements, but some homeowners blame the program for big tax increases they cannot pay. At least three homeowners who received financing through the PACE (Property Assessed Clean Energy) program say they were misled. The PACE program allows you to pay for home improvements, like solar panels, through your property taxes.  Maria Silva said her Del Cerro home is her life. “It’s very important… it’s my home for 28 years,” Silva said.  It is a home she is in danger of losing. Silva said it started with a man coming to her doorstep about two years ago. Silva said he offered a deal on home improvement projects like double pane windows.  At first, she said no. However, she said the salesman was persistent. For Silva, it was more than a money problem.  She is legally blind. She wanted to wait for her son.  “He told me well, this promotion ends,” Silva said of the salesman.  She said she told the man she was visually impaired, but he told her not to worry and he “was going to read everything for [her].” She did not want to miss out on what she thought was a good deal. At the time, Silva said she was told she would be paying no more than ,000 a year. Silva said she understood the payment would be going on her property tax, but when she got the bill, it showed an increase of more than ,000 this year.  “It seems very predatory,” said her son, Allan Silva.  On top of that, Allan Silva says the company who upgraded their air conditioning unit never removed the old one like promised. “It kind of seems like some shady things happened to my mom,” Allan Silva said. Carolyn Reilly with Elder Law and Advocacy has heard of deception with this program.  “They're telling them it's a free product, it's a free government program,” Reilly said. Reilly said loans are approved for seniors on fixed incomes who cannot afford them and she’s handling many cases from the elderly who say financing was not explained.  “They're desperate because at some point, it's going to lead to foreclosure for them,” Reilly said. One Poway woman, who did not want to use her name, said she wound up with a ,000 bill added to her taxes. She said A1 Solar sold she and her husband on solar panels, but she had no idea a lien would be placed on her home in addition to increased taxes. She also alleges that her husband was not the one who signed the documents. “I was not happy with the salesman coming in and going to the computer and signing Jim's name to the documents. I don't think Jim fully understood what was happening,” she said. Her husband, Jim, is dealing with numerous medical issues. Michele Glen is their caretaker and also signed on with A1 Solar. Team 10 examined the contracts, which say the amount would be added to the homeowner’s property tax. However, Glen said the salesman “rushed [them] through it.” “He says, everything is fine,” Glen said.  Team 10 called the salesman they say went to their home. He said he had nothing to do with A1 Solar and hung up before Team 10 could ask any more questions. According to the Contractors State License Board, A1 Solar’s license was suspended for multiple complaints, including misrepresentation to obtain a contract. A lawyer who worked for the company says A1 Solar is now out of business. San Diego County Supervisor Dianne Jacob said the PACE program has generated about 0 million in projects and has created thousands of jobs. She has received a few complaints, but believes overall, the program is working. “Frankly, if there are bad apples in the barrel, you need to get them out of the barrels,” Jacob said. She told Team 10 the county will continue with the PACE program because overall it has “been very helpful to a lot of people.” Experts at the Approved Home Pros, a contractor’s association, say the PACE program can be a good fit for some homeowners, but it is important to be educated before committing to it.  Recently, Governor Brown signed legislation that aims to provide more oversight and strengthen consumer protections with the PACE program.     4297

Issues of race relations has become a major campaign issue in this year’s presidential election, with the issue getting pushed to the forefront following the Memorial Day death of George Floyd while in Minneapolis police custody.During Thursday’s presidential debate, President Donald Trump declared himself the “least racist person in this room” after he decried the Black Lives Matter movement.“The first time I ever heard of Black Lives Matter, they were chanting ‘pigs in a blanket,’ talking about police,” Trump said. “‘Pigs in a blanket, fry them like bacon.’ I said that is a horrible thing. And they were marching down the street. And that was my first glimpse of the black lives matter. I thought it was a terrible thing.“As far as my relationships with all people, I think I have great relationships with all people. I am the least racist person in this room.”Both Trump and former Vice President Joe Biden had a spirited exchange about Biden’s record on race relations. Trump confronted Biden for his support of the Crime Bill in the 1990s while a US Senator.“I said not since Abraham Lincoln has anybody done what I've done for the Black community,” Trump said. “You have done nothing other than the crime bill which put tens of thousands of black men, mostly, in jail.”While there are sections of the bill Biden continues to back, including an assault weapons ban and the Violence Against Women Act, Biden has shied away from backing mandatory minimum sentences for drug crimes.“It was a mistake,” Biden said. “I've been trying to change particularly the portion on cocaine. That is why I've been arguing that we should not send anyone to jail for a pure drug offense. They should be going into treatment.”During the discussion on race, Biden attempted to make a personal appeal to Black voters.“I never had to tell my daughter, if she's pulled over, make sure she puts both hands on top of the wheel and don't reach for the glove box, because someone may shoot you,” Biden said. “But a Black parent, no matter how wealthy or how poor they are, has to teach their child, when you are walking down the street, don't have a hood on, make sure that if you get pulled over, yes sir, no sir, hands on top of the wheel, because you are the victim whether you are a person making 0,000 a year or someone who is on food stamps. The fact of the matter is, there is institutional racism in America.”While Trump has previously said that he does not believe there is institutional racism in America, he said that no one has done more for Black Americans in recent history.“Nobody has done more for the Black community than Donald Trump,” he said. “If you look, with the exception of Abraham Lincoln, possible exception, nobody has done what I've done. Criminal justice reform, Obama and Joe didn't do it. I don't even think they tried. They might have wanted to do it, but if you had to see the arms I had to twist to get that done, it was not a pretty picture, and everybody knows it, including some very liberal people that cried in my office -- two weeks later they are out saying, we have to defeat him.” 3120

It’s not uncommon to convert an old warehouse into lofts or apartments.But what about converting something a little more unique, a little more historic?Something like, a church?That’s what developers did in a Denver, Colorado neighborhood. The Gothic-revival, Methodist Episcopal church was built in 1889, designed by Denver architect Franklin E. Kidder. It was declared an historic landmark in 1970. But that didn't stop it from ending up abandoned as the neighborhood changed.Enter developers with a vision. They re-envisioned the church as The Sanctuary Lofts. They preserved much of the church’s unique features, like the stained-glass windows, exposed brick, and wood paneling, and converted the church into condominiums. There’s even a confessional in one of the condos serving as the room’s focal point.One of the 12 condos in this church was recently on the market. Realtor David Wheaton said each unit offers different pieces of the past. “In some units we actually have stained glass windows exposed and holy items that were a part of the church that are actually infused into the units," said Wheaton. “Many of these buildings such as this church, the congregation wasn’t able to support it financially. It kind of fell into disrepair for a while and it was deconsecrated at some time.”While this conversion was done long before the current housing crisis, it underscores the need to find places to live. In this case, the condos come with a completely unique twist on what’s possible.This converted church is just one example of creative living makeovers.The Arcade, the first indoor shopping mall in the United States, is now home to 48 apartments.  The Arcade is in Providence, Rhode Island and was built in 1828. It is on the National Register of Historic Places and a National Historic Landmark.In Charleston, South Carolina, the Cigar Factory is another example of an historic building beginning a new chapter.  It was built in 1881 as a cotton manufacturing facility before converting to cigar production in 1903. While plans to transform it into condos 100 years later were ultimately scrapped, it’s now home to office, restaurant and event space.  2265