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As so many massive data breaches have shown, there's no way to completely protect your information from swindlers.But being aware of fraudulent schemes — especially during tax season — can minimize your bad luck. And it can protect you from IRS penalties, interest and in some cases criminal prosecution if you fall for them.Here are 12 of the biggest tax scams the IRS is flagging this year:1. Phone scams: Put simply, anyone who calls or texts you unsolicited and claims to be from the IRS is a fraud. The IRS will never call, text or email you out of the blue. It will never ask you to wire cash or provide bank and credit card numbers. It will never call to threaten you with arrest or deportation.So, if you're contacted, don't give out any information about yourself. Just hang up.2. Phishing: Emails enticing you to click on a link and give up personal information (name, Social Security number, bank account numbers, etc.) are a scourge of daily life.This tax season the IRS is seeing a new twist on phishing: Unexpected deposits of tax refunds in your bank account.Criminals who've stolen your tax and banking information from elsewhere file a fraudulent tax return in your name and have the refund deposited in your account. They then will contact you by phone or email pretending to be from the IRS or a collection agency, claiming a refund was deposited erroneously in your account and ordering you to send it to them.In other email schemes, criminals may pose as your bank or other legitimate institution you know to get you to fork over your passwords, Social Security number and other valuable information.3. Tax return preparer fraud: Most tax preparers may be honest. But there are still many unscrupulous ones.One telltale sign of a fraudster: They base their fee on the size of your refund and encourage you to take tax breaks you're not entitled to or to under-report your income to inflate your refund.Another: They don't insist you give them records and receipts. Or they ask you to sign a blank return.Before giving any information to a new preparer, ask for an IRS Preparer Tax Identification Number. You can also search the IRS directory of credentialed preparers. If he says he's a CPA, check your State Board of Accountancy. Or for attorneys, check with your State Bar Association.Also, make sure he can e-file returns. Preparers who have more than 10 clients have to be able to do that.4. Falsely inflating refunds: Scam artists posing as tax preparers may file false information on your return all for the purpose of inflating your refund.They may report deductions, credits or exemptions you don't qualify for. Or they may try to report your taxable income as zero through the use of bogus forms.5. Falsely inflating income: Some fraudsters try to inflate your income — reporting wages or self-employment income you didn't earn — to qualify you for a refundable credit like the Earned Income Tax Credit.6. Falsely padding deductions: Some tax preparers may encourage you to overstate your deductions, such as charitable contributions, to get a larger refund or reduce what you owe.7. Improperly claiming business credits: If a tax preparer encourages you to take a business credit like the research and development tax credit or the fuel tax credit, make sure you're eligible first.Here's a break down of how to qualify..8. Making frivolous tax arguments: Did you know that the First Amendment lets you refuse to pay taxes on moral or religious grounds?Well, it doesn't.But anyone who tries to snooker you into believing that it does — or tries to sell you on other too-good-to-be-true ideas — is encouraging you to engage in frivolous tax arguments to lower your tax obligations.9. Abusive tax shelters: If someone tries to sell you on the idea of protecting your money from taxes through a complicated scheme, be wary. It could be an illegal tax shelter.The IRS this year is particularly attuned to so-called "micro-captive" insurance structures. While some are legitimate, there are cases where "promoters, accountants, or wealth planners persuade owners of closely-held entities to participate in schemes that lack many of the attributes of genuine insurance," the agency noted.Before signing on to any type of shelter: Ask the person trying to sell you the product whether she's collecting a referral fee from anyone, and get a second opinion about the set-up from a trusted, independent tax adviser.10. Fake charities: Groups asking for money that have names or websites very similar to well-known charities may be scams. To verify whether they're a qualified charity to which contributions are tax deductible, ask for the group's Employer Identification Number and enter it into the IRS Exempt Organizations Select Check.11. Hiding money offshore: There is nothing wrong with having money offshore so long as you report your foreign accounts to the IRS every year, and pay whatever US taxes are owed on them. But if anyone tries to sell you on an account in another country or non-US territory and promises your money will be protected from US taxes and IRS detection, that's likely an offshore tax cheating scheme.12. Identity theft: The good news is reports of tax-related identity theft have gone down. The bad news? It's still a big risk. Thieves armed with your Social Security number or Individual Taxpayer Identification Number can file a return in your name and claim your refund before you do.The best way to protect yourself is to be vigilant about not falling for the most prevalent tax scams listed here.And never give your personal information to untrustworthy sources.  5633

At least 18 people were killed -- most of them teenagers -- and about 50 more injured following an attack in Russian-annexed Crimea, according to Russia.Russia's National Anti-Terrorism Committee told CNN in a statement that a blast was caused by an "unidentified explosive device" at a college in the city of Kerch -- where a new 19-kilometer bridge links Crimea to Russia.Russia's Investigative Committee said in a statement: "According to preliminary data, an unidentified explosive device packed with metal objects went off today in the dining room of the Kerch Polytechnic College."It said information on the victims is being clarified and that "most of them are teenagers."Sergey Aksyonov, the head of the Crimean government, said the suspected perpetrator of the attack had taken his own life, according to remarks carried on Russian state television. 866

At a Monday afternoon hearing regarding records from the Florida Department of Children and Families, a judge ruled a three-page confidential investigative summary and 19 pages of background materials could be released regarding Nikolas Cruz.FULL COVERAGE: Parkland school shootingNames of non-DCF employees listed in those pages will be redacted, but their titles won't be.The records were released later Monday, showing the following: ?       DCF Adult Protective Services was called on Sept. 28, 2016 to investigate allegations that Nikolas Cruz was being victimized by his caregiver -- his adoptive mother.?       Following an investigation involving mental health counselors, school personnel, and law enforcement who had contact with Cruz, DCF found no indicators of abuse or neglect as alleged; 854

Attorney General Jeff Sessions fired former FBI Deputy Director Andrew McCabe late Friday, less than two days shy of his retirement, ending the career of an official who had risen to serve as second-in-command at the bureau.McCabe had more recently been regularly taunted by President Donald Trump and besieged by accusations that he had misled internal investigators at the Justice Department.McCabe had been expected to retire this Sunday, on his 50th birthday, when he would have become eligible to receive early retirement benefits.But Friday's termination could place a portion of his anticipated pension, earned after more than two decades of service, in significant jeopardy.The origin of his dramatic fall stems from an internal review conducted by Justice Department Inspector General Michael Horowitz. That report -- the details of which have not been publicly released -- is said to conclude that McCabe misled investigators about his role in directing other officials at the FBI to speak to The Wall Street Journal about his involvement in a public corruption investigation into the Clinton Foundation, according to a source briefed on it. 1159

ATLANTA, Ga. -- From the motivational speeches of Dr. Martin Luther King Jr. to the spiritual guidance of Mahatma Gandhi, Morehouse College in Atlanta is literally covered with inspirational messages.One phrase, however, has become the mantra for what it takes to become a Morehouse man:“Iron sharpens iron,” said Morehouse College president Dr. David Thomas.Thomas says students and staff at this historically black men’s college have turned struggles into strengths for more than a century.“What we do here is something that doesn’t happen anywhere else on the planet,” he said.The Morehouse campus is quiet this summer with all classes now being taught online. A decision Thomas says may spill over into the fall semester.“I’ve got to do the best job I can for this college,”said Thomas. With staff and salary cuts already happening, the impacts of COVID-19 could last much longer.“When you talk to our students about their experience being here, they will often talk about the power of being in a place where black male excellence is an expectation,” Thomas said. “And that’s hard to communicate in a virtual experience."Morehouse’s 2020 valedictorian, however, was able to express the difficultly of this new reality in simple terms“I think my experience when COVID hit was, I describe it as a little disappointing,” said new graduate Golden Daka.Though Daka is disappointed, he says his class has turned this pandemic into a learning experience.“It let us know that life isn’t not guaranteed and the most precious moments that you cherish could easily be taken away from you,” he said. “So, a lot of people are approaching this as a form of adversity to get stronger an to get better in areas of weakness.”In addition to closing campus, Morehouse College has also canceled all fall sports, which they say is the first Division II HBCU in the country to make that decision.“It’s heartbreaking for me,” Thomas said.Despite the disappointment, Thomas says Morehouse is more focused on academics than athletics, adding that the key to reopening campus is finding a vaccine.“We’re going to have to do that before I think we can declare victory against the virus,” he said.Morehouse now has the chance to play a role in that victory. Its school of medicine was awarded a million government initiative to combat COVID-19 in minority communities, something Thomas believes will help better the world.“Only history will determine it,” he said.A history of excellence, as iron continues to sharpen iron. 2511

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