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Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

Mourners lined up to pay their respects to Rayshard Brooks in a public viewing at Ebenezer Baptist Church in Atlanta. A gold-colored coffin carrying the body of the man who was fatally shot by police arrived at the church just under an hour before the viewing was set to begin Monday. A handful of people were waiting outside well before the church opened. Officer Garrett Rolfe fatally shot Brooks in the back when Brooks fired a Taser in his direction while running away after a struggle on June 12. Rolfe is white. Brooks was Black. Rolfe was fired and is jailed without bond on a murder charge.Following Brooks' viewing, a memorial service will be held for him on Tuesday in Atlanta. 697

NATIONAL CITY, Calif. (KGTV) -- Police are investigating after they say a 26-year-old was shot and killed, possibly after a previous fight at a different location, Tuesday afternoon in National City.Police say the shooting happened near a 7-Eleven on the 800 block of Eta Street around 11 a.m. Tuesday. Police blocked off the parking lot after the shooting.A clerk at the convenience store at the time of the shooting said she didn’t see any violence or hear any shots fired.RELATED: Person shot near National City 7-ElevenIn a report released Wednesday, police say the shooting may be related to a fight at Mex Mart on the 1700 block of South 43rd Street in San Diego.Police said they will continue investigating but couldn’t release any further details on the incident.Anyone with information is asked to call the National City Police Department at 619-336-4411.   884

NATIONAL CITY (CNS) - A black BMW spun out and went off southbound Interstate 5 Saturday, with the vehicle catching fire and the driver seen lying on the ground not far away.There was no immediate word on the condition of the driver, but the medical examiner's office was called to the scene, according to a California Highway Patrol incident log.Witnesses told officers the motorist was driving recklessly before the crash, the CHP said.The crash caused traffic to back up on southbound I-5. 500

NASHVILLE, Tenn. (WTVF) — Grammy-winning country music artist Joe Diffie died due to complications of COVID-19, according to Adkins Publicity.Diffie, 61, told his fans he tested positive for the virus on Friday, March 27. His management company announced his death in a press release Sunday.The country star was a successful singer/songwriter in the 1990s, Diffie also wrote hits for artists like Tim McGraw, Conway Twitty, and Jo Dee Messina. He has more than 20 top ten hits.He's recently known for hits ranging from Jason Aldean (“1994”) to Chris Young (“Raised On Country”) 585

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