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CHICAGO, Ill. – Ten years ago, Aja McClanahan didn’t think she’d be living on Chicago’s South Side. It also seemed like her family would be forever be in debt.“It was a mountain that I did not think we could ever tackle,” said McClanahan.Her family didn’t owe just a little bit of money. “It was over 0,000,” said McClanahan. McClanahan says everything started with student loans. That was the bulk of her and her family’s debt.“Between my husband and I, we had tons of student loan debt, ,000 between the two of us,” said McClanahan. “Then another ,000 was a mixture of consumer debt, car notes, credit cards, medical bills and things like that.” But the family decided debt was not going to define them forever.“I remember when I had my first child, my daughter, I knew I wanted to stay home with her but when I ran the numbers…we were like between bills rent, debt repayment, student loans, we cannot make this work,” said McClanahan. She says her family wasn’t budgeting before they put a plan together to pay down debt. "We just spent money as it came in and whatever we spent it on,” said McClanahan. “But with a spending plan we could prioritize what is important to us. So, it helped us look at how we were spending our money. And we kind of cut the fat.”They made sacrifices including a move from the suburbs of Chicago to the inner-city South Side neighborhood of Englewood. They inherited a house from a family member. “The first night we were there, we were like this is the stupidest thing we have ever done,” McClanahan said. "It was so noisy. Just the urban soundscape if you’re not used to it. So, it’s like sirens, barking dogs, people yelling and shouting in the alleys. We were like what have we done?”But they settled in and made it their home without paying a mortgage or rent.After about eight years of strict spending, side hustle and chipping away, they finally paid it all off. "The final balance was ,700 or something like that for a student loan or something like that and I remember making the payment or something like that and remember calling my husband and saying we’re debt free,” said McClanahan. McClanahan now works as a speaker and author trying to help other people conquer debt. "I find that a lot of people become hopeless around the holidays when you’re expected to have money to go out to parties to exchange gifts. For some people, they feel powerless and out of control because they don’t have money,” said McClanahan.While money isn’t everything, McClanahan says it can impact's more than just a bottom line.“I feel like money touches every part of our lives and if you can fix that money thing, you can get back more control,” said McClanahan. 2712
CORRECTION: The attached video contains an error. Landed is not a nonprofit. It is a mission-driven company that is paid by referral fees from their partner real estate agents. We apologize for any confusion.DENVER — Living and teaching in the same school district may not be feasible for some teachers working in an area with high-priced homes.Fourth-grade teacher Julian Carcamo said it was culture shock moving from Midland, Texas to Denver, Colorado.“We had a big lawn — and now we had to be in an apartment, and we couldn’t even get a dog … it was a culture shock,” Carcamo said.When he came across 616
Cocoa Beach is usually packed on Labor Day weekend.“Oh, it’s umbrella city; just an absolute zoo,” says resident Tom Burns. “That’s why we don’t come here on Labor Day.”However, that’s not the scene this year. There isn’t much for Burns and his wife, Melissa, to do but prepare and wait to see how Hurricane Dorian will impact them. “You just get prepared and hope for the best," he says. "It's like a drop on a roller coaster; you know the drop is coming and you go with it.”The Burns pretty much had the water to themselves Sunday, while much of the beach town is boarded up. Many of those who haven't left are making sure Cocoa Beach is ready.“We’re going to expect some damage, but if we’re going to try to mitigate [and] control some of the damage," says resident Cindy Gentile. Gentile is helping board up a friend’s house that’s located just blocks from the beach. “This is a sitting duck right here,” she says. “It’s a bullseye right here." Gentile isn't leaving for the storm.“Obviously preparing for the worst and hoping for the best," she says.It's the kind of preparation Floridians like Sharon Smith have done before. "Our house is fully hurricane proof, and it did about 120 (mph) a couple of years ago," she explains.Speaking of houses, Tom and Melissa Burns closed on their new home in Cocoa Beach just three days ago.“Buying a house is stressful enough, but once we got done with that, they forecasted it and now it was like a whole new chapter of stress," Tom Burns says.They, too, have been played the hurricane waiting game before. “Just hunker down and enjoy our new house and hope it’s still there after the storm," he says.At this point, with boards and shutters up, and much of this area shut down, that’s all residents say they can do until Hurricane Dorian has passed. 1807
Democrat presidential candidate Tulsi Gabbard has sued former Secretary of State Hillary Clinton for defamation, according to a 140
Due to a shortage of certain commonly used blood pressure drugs, the US Food and Drug Administration took the unusual step Thursday of reminding patients that they have access to available -- if tainted -- medicines while a fresh supply of uncontaminated pills is manufactured. 289