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Starbucks announced changes to their loyalty program giving customers more ways to pay for their drinks while earning stars.Customers have complained for years about the need to reload their Starbucks card in order to spend money at the coffee giant and earn loyalty stars.In order for customers to earn stars in the Starbucks Rewards loyalty program, customers had to use a Starbucks card or gift card to pay. This forced regular customers to constantly reload their card to ensure there was enough money for their purchases.Starbucks announced Tuesday they will allow alternative payments in a few months, and still allow members to earn stars or purchases. Alternative methods include debit/credit cards, cash, and select mobile wallets.However, there’s a catch.When the changes take place, customers paying with their Starbucks card or gift card will earn two loyalty stars per spent, and those paying with alternative methods will earn one star per spent. In an update posted to their website, Starbucks said the changes would happen in fall. 1061

Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

Spectators might have to kiss a decades-old tradition goodbye in Savannah's St. Patrick's Day parade.Women in the crowd are known to dash out into the streets and plant a smooch on uniformed service members marching in the Georgia port city's St. Patrick's Day parade, the second-largest in the United States and third-largest in the world.But military officials and parade organizers are hoping to curb amorous paradegoers this year.The Savannah St. Patrick's Day Parade Committee announced last week it wants the pastime to come to a halt, something it's been attempting for years.The practice predates the 1960s but has gotten out of hand over time, said Brian Counihan, general chairman of city's parade committee.Kevin Larson, spokesman for nearby Fort Stewart, said that the military is just asking people to police themselves. It's not a law or a rule. Larson said that the soldiers marching in the parade are at work. They have to maintain their professionalism because they are representing the Army."At the end of the day, we enjoy taking part in these events," Larson said. "But we do need people to respect our soldiers' space."The bystanders running into the streets can also spark safety and security concerns."You can imagine when you have all these people marching, it causes a disturbance," Counihan said.He said the rush interrupts the movement of floats, causes service members to lose their formation and results in huge delays.The parade committee has tried to stop people from rushing into the streets before. Years ago, it told participants on floats not to throw beads or candy out into the crowd as a way to prevent anyone from getting hurt.The Savannah event started more than 190 years ago. About 280 units, including bands, soldiers and floats, march through the downtown streets of Georgia's oldest city.With this year's parade on Saturday, the committee is expecting more than 500,000 to show up, and all the hotels in the area have sold out, Counihan said.Typically, those watching the parade can just run into the streets and plant one on any passing soldier. Larson said that military officials know the bystanders can't be forced to stop."There are some people who like it and some who don't," he said. "It comes down to personal preference."He said that officials have suggested that soldiers who do not want to be kissed can say no or offer a handshake instead.Still, the parade committee chief insists, "We are not party poopers."This is a large event, and we are just trying to discourage people from interfering with these units," Counihan said. "It's just a little bit dangerous, and we want everybody safe."The-CNN-Wire 2668

Some jails across the country are treating inmates with controversial medication to help them battle their addictions. Critics argue the method is just trading one drug for another. But authorities, health officials and former inmates argue it’s a step in the right direction.For inmate Matthew Bardier, huge life changes led him to become an IV heroin user at the age of 23.“My father passed away,” Bardier recalls. “I ended up going through a separation, going through a divorce."Bardier had previously been a successful electrician.At the Franklin County Jail, two hours west of Boston, inmate Nelson Lacap has a similar story. After serving in the military, Lacap spent years fighting a different type of battle. His addiction to pain pills led to him to heroin.Both inmates have tried to beat addiction, but they ended up using again and finding their way into handcuffs.But now there's a new sense of hope, thanks to a combination of two drugs: Buprenorphine and Naloxone. One is an opioid that help cuts heroin cravings and give addicts a sense of calm.However, the medication is stirring controversy, with critics saying the patients aren’t quitting opioids all together. Instead, they argue it’s trading one drug for another, because Buprenorphine does give someone a high.Does it work?Sheriff Christopher Donelan with the Franklin County Sheriff says there have been benefits."Well, it's working here by some of our measuring standards,” says Sheriff Donelan. “For example, fewer discipline."The sheriff says experts need to study how patients do long-term and once they’re out of jail. But in his county, results look promising. His jail is one of about 30 prisons and jails nationwide that offers programs with the drugs."Think about the cost of an overdose, the cost of police, the EMS, the human cost, the cost of the emergency room,” says Sheriff Donelan. “You know, financially the community has a vested interest in us trying to deal with this issue."In two years, Franklin County has treated more than 200 inmates at a cost of about ,500 per inmate per year. Public and private insurance pays for the drug after patients are released from jail."They will not overdose, they will not die,” says They will be able to hold the job and take care of their family responsibilities."Former inmate George Ballentine can attest to the strain addicts put on the system."I've overdosed three times and been hospitalized and had to be NARCAN’ed 15 other times in a 2-year period," Ballentine recalls.Ballentine was prescribed Buprenorphine and Naloxon while in the Franklin County Jail, and he says he’s certain he'd be dead without the drugs. He's been free for four months and not using heroin.For recovering addicts, many of them say the once-a-day drugs amounts to the best chance they have at finding a path back to the life they loved, with the people they love."I'm an amazing father when I'm sober,” Ballentine says. “All that attention that goes to drugs goes to my kids, goes to myself and my family, and I just want to be back to the that person. And I believe it all starts now."The drug is not a simple fix. With the drugs comes counseling. The cost is covered by insurance, including Medicaid or state funded public health programs.  3269

Several videos showing white people calling the police on people of color for controversial reasons have gone viral this summer. Now, one lawmaker is fighting to make it illegal to report people simply based on race.It seems there’s a new viral incident, almost weekly. In April, a white Starbucks manager called police on two black males, who were waiting for their friend inside the Philadelphia store. The following month, a woman, dubbed BBQ Becky by the internet, called police on black men who were grilling in a park in Oakland, Calf. Then, there’s Permit Patty, who called to report a young black girl selling water without a permit on a San Francisco sidewalk.New York State Sen. Jesse Hamilton (D) proposed new legislation that would make calling police on law-abiding people of color a hate crime.  “We have to draw a line in the sand,” says Sen. Hamilton. “This is a phenomenon that's happening all throughout the country, where people are using the police as private security, to interrogate, to intimidate, to harass and humiliate.”Sen. Hamilton says it has even happened to him. He says a woman called police while he was campaigning in his own district, and all because she didn’t like his message.“I’m saying, no, that shouldn’t happen. No one should be interrogated or humiliated because of their color of their skin, political beliefs, sex orientation,” says Sen. Hamilton. “They should not be harassed like that.”The bill, if passed, would criminalize making police reports against people of color without evidence of malice. 1558