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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

A Wilson County, Tennessee, woman is facing a lawsuit after she posted a negative review on Yelp about a middle Tennessee doctor in November. Kelly Beavers is accused of defamation and libel, and false light for a post she made about Dr. Kaveer Nandigam of Nandigam Neurology in Murfreesboro. Her Yelp review, which remained on the website three weeks after she originally posted it, said, "This "Dr's" behavior today was totally unprofessional and unethical to put it mildly. I will be reporting him to the State of TN Medical Review Board and be filing a formal complaint. How this guy is in business is beyond me. Since when did they start allowing Doctors, to throw a complete temper tantrum in front of Patients and slam things when they get upset? He does not belong in the medical field at all." On November 27, the attorney for Nandigam Neurology filed a ,000 lawsuit against Beavers and her friend's son who posted a negative review on Google as well and has since been accused of conspiracy. Beavers said he wrote the review after he overheard her conversation. The lawsuit said the review "contained false, disparaging, and misleading statements." The lawsuit also suggested that the second defendant "was specifically recruited" by Beavers to post false and misleading statements. The plaintiff is also demanding Beavers to remove the post and for the court to issue an injunction to prohibit any further statements against Nandigam Neurology. As of this week, Nandigram Neurology only has Beavers' review and another post that gave the business five stars. Meanwhile, the company has 4.3 out 5 stars from the 21 reviews on Google. "Just in shock, I can't believe it," Beavers said. "They just don't want any negative reviews and they don't want people to talk about or give a bad review." Beavers said she has no regrets leaving the review on Yelp despite the legal action against her. She claimed she posted the review after what she called a disrespectful and shocking experience. After being referred to Nandigam Neurology, Beavers brought her 67-year-old father for dizziness and memory loss, which may have been early signs of dementia. There have been prior interactions with the staff but never with the doctor until the last visit. Beavers says the interaction seemed fine at first, but that said the doctor then threw a temper tantrum and slammed his clipboard when he realized she was recording the appointment on her cell phone, which is something she has done with other doctor visits. "Sometimes we all have things we forget, so that's why I record every doctor's visit. I want to make sure that I'm doing everything right," she explained. "He literally snapped and demanded my phone." Since Tennessee is a one-party consent state, she could record on her phone without the need for permission. Nevertheless, she claims she deleted the recording after he demanded her to. Later that day, an office employee called her to get her version of the story and deemed it was likely a miscommunication. The employee said phones were not allowed in the office, and the situation could have been mitigated if there was a prior notice to record. Beavers believed she should have been taken aside to address any concerns. Ken Paulson of the Free Speech Center, a nonpartisan educational institution that teaches how the First Amendment works in society, said there always needs to be a conscious effort to differentiate between stating an opinion or fact on platforms like Yelp. Words like unethical, dishonest or lying have the potential to damage a reputation or business if believed widely. "Don't state things you cannot back up. It's okay to say you didn't like this pizza or the anchovies were terrible because that's opinion, but you can't say they can't make this pizza without washing their hands. It's a difference in expressing an opinion and damaging a business or person," Paulson said. In reality, lawsuits like what Beavers is facing could be disputed in court and avoid the judicial process under the newly enacted Tennessee Public Participation Act otherwise known as an Anti-SLAPP (Strategic Lawsuit Against Public Participation) legislation. The act hopes to prevent filing lawsuits as a form of intimidation and protect First Amendment rights, and has slowed down what was a common type of lawsuit in the past. "It allows you when you're sued to go to a judge and say, 'This is nonsense, they're just angry, I didn't cause any damage, will you dismiss this?'" Paulson explained. "They have to prove in the long run that you damaged them and spoke untruths." A judge is there to weed out cases that have no merit but if it is not dismissed, will still have to go through the judicial process. Speech Defense and Anti-SLAPP Lawyer Daniel Horwitz expressed his approval for the legislation when it was passed. He said an overwhelming majority of defamation and other speech-based lawsuits are not filed because a person has suffered an actual legal injury. Horwitz claims the purpose is to punish people for lawfully exercising their right to speak freely about a topic that the suing plaintiff wants to censor. “Tennessee’s new anti-SLAPP statute was specifically designed to punish abusive litigants who file baseless claims against people for exercising their First Amendment rights. The Yelp review is not even conceivably tortious, and the defendants should not give in to a bogus lawsuit like this one. Instead, they should fight back, get the plaintiff sanctioned, and make the plaintiff pay their attorney’s fees under the newly enacted Tennessee Public Participation Act," Horwitz said in a statement to NewsChannel 5.Beavers said she plans to a hire a lawyer and fight the lawsuit. Meanwhile, a request for comment for Nandigam Neurology has been left. 5817

LOUISVILLE, Ky. – The robotics lab at the University of Louisville is a lot like a toy shop. “You don’t feel like you’re working with them, more like you’re playing around with robots,” said Sumit Das, a researcher at the lab. For him, it’s a dream come true. “I was always tinkering with things and making new stuff and my parents always encouraging me to do new stuff and even if I failed, they would be like, ‘it’s ok, move on to the next project.’ So, it has always been a project after project after project,” said Das. But here’s the thing. He’s not playing around. Sumit and PhD student Shamsudeen Abubakar, who goes by Abu, are part of a research team building a robot to help people heal. “So, in my estimate, about 5 to 10 years, hopefully we’ll see them be able to work alongside nurses,” said Das. This is ARNA—the Adaptive Nursing Robot Assistant. ARNA is built to help nurses do their job. “So you push on this like a walker that elderly people use,” said Abubakar The robot can do a few things: monitor a patients vital signs, pick things up and bring them to a patient, and help them walk down a hallway. “This robot really has the potential to diminish the incident of patient falls,” said Cindi Logsdon, a nursing profesor at the University of Louisville. Patient falls are a big deal, and Logsdon knows. She’s a consultant on the project and was the Associate Chief of Nursing at the University of Louisville Hospital for almost 10 years. “A big reason that patients fall when they’re in hospitals is they try and get out of bed by themselves, or they try and reach something that they can’t reach, or they depend on the darn bedside table,” said Logsdon. According to the Agency for Health Care Research and Quality, between 700,000 and 1 million patients fall in hospitals each year. Everyone involved in the project is hoping the robot will make a big difference in the U.S. and abroad. “I’m from Nigeria which is a developing country and I think robotics offers an avenue to kind of, you know, not jump the steps in development but kind of close the gap,” said Abubakar. “If there are any of the basic sort of skills that a robot could take over in collaboration with the nurses, in partnership with a nurse, it frees up the nurse for more higher level activities,” said Logsdon. “It’s about how to assist them in doing tasks that can eat their time up,” said Das. I know what you’re thinking. Sure these robots may help us heal in the hospital, but what’s to stop them from becoming self-aware and destroying the human race? “I think that’s limited to fiction. I don’t think that’s going to be a reality as it’s shown in Hollywood. I wouldn’t be worried about that,” said Das. 2725

CHICAGO, Ill. – The Boy Scouts of America (BSA) celebrated its 110th anniversary this month. Just days later, they filed for bankruptcy protection. The move came as the organization was hit with dozens of child sexual abuse lawsuits dating back decades. “The boy scouts have had the problem of pedophiles targeting their troops since the very earliest days,” said attorney Chris Hurley with the Chicago based law firm Hurley McKenna & Mertz. The firm has represented more than a dozen former boy scouts who claim they were the victims of sexual abuse. “The Boy Scouts approach over all those many years was to keep it secret, to suppress the information, not share it with the community and not really addressed the problem,” said Hurley. The problem, however, has been known for decades. Court records revealed that since the 1920s, the BSA compiled “red” lists of adult volunteers identified as potential child molesters. They were known as the “ineligible files” or “perversion files.” One serial pedophile, who was twice convicted in Indiana before preying on hundreds of boy scouts in Illinois, was Thomas Hacker. He was convicted in 1989 and sentenced to 100 years in prison, where he died. Hurley settled 18 cases brought by Hacker’s victims. “I interviewed Thomas Hacker in prison and asked him why he chose the Boy Scouts. And what he told me was. ‘It was just so easy. They really didn't do anything to stop me.’” Two weeks ago, the Boy Scouts of America announced a five-year-partnership with an organization that provides services to male survivors of sexual abuse. The BSA isn’t talking but issued a statement in which president & CEO Roger Mosby wrote: “We sincerely apologize to anyone who was harmed in Scouting. In addition to implementing strong policies to prevent abuse, we are dedicated to supporting victims when and how they need it.” Sweeping new legal changes extending or eliminating the statute of limitations for victims to sue their abusers have been passed in more than a dozen states like California, New York and New Jersey. That’s led to more survivors coming forward and filing suit, but with last week’s bankruptcy filing by the BSA, everything’s been put on hold. In its filing, the organization estimates its assets at between billion and billion. “The bankruptcy is really an attempt by the Boy Scout organization to control the damages and control hopefully how much money they have to pay out and to get a cut off for any more claims,” said Hurley. A portion of those assets will likely go to compensate victims. But anyone who has not filed a claim by a looming deadline could be barred from future settlements. “The bill has come due. And these abuse victims, they've got to pay these people. It's not fair to continue to deny them justice.” 2831

Three Metro-North Railroad workers have been suspended for turning a storage room under Manhattan's Grand Central Terminal into an unauthorized “man cave” with a television, a refrigerator, a microwave, a futon couch and more.A Metropolitan Transportation Authority Inspector General investigation found that Metro-North managers were unaware of the hideaway in a storage room located behind a locked door, beneath Track 114.Railroad officials said Thursday that a wireman, a carpenter foreman and an electrical foreman have been suspended without pay pending disciplinary hearings.Inside the room, investigators found personal property and evidence that implicated the three employees. This included a receipt with the wireman's name on it, a streaming device connected to a hotspot associated with the carpenter foreman's phone, personal calendars, and a pull-up bar with a shipping sticker reading the name of the electrical foreman.The Office of the MTA Inspector General launched the investigation after learning of complaints about the room from anonymous tips, the MTA said.Metro-North President Catherine Rinaldi released the following statement Thursday: The behavior described in the IG’s report is outrageously inappropriate and is not consistent with Metro-North’s values and the commitment that we have to providing safe, reliable and cost-efficient service to our customers. All three employees were immediately suspended without pay and are being disciplined in accordance with their collective bargaining agreements. Officials said the hidden space presented a fire hazard because rescue workers would have had difficulty accessing an unmapped room. Mark Sundstrom contributed to this report, originally appearing on PIX11.com. 1777

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