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Baltimore State's Attorney Marilyn Mosby announced on Tuesday an indictment against a Baltimore Police Officer seen punching a man in a viral video. The video was posted over the weekend and quickly spread around social media. It shows an officer, Arthur Williams, and a man yelling at each other, and then you see the officer punching the man. Williams is charged with first-degree assault, second-degree assault and misconduct in office. The other officer seen in the video is not being charged. Mosby says her office has considered evidence that was public and transparent, but also other evidence as well. There is a warrant out for Williams arrest. 696

BISHOP, Calif. (KGTV) - Six earthquakes struck near the Sierra Nevada foothills community of Bishop Friday, according to the U.S. Geological Service.The U.S. Geological Service reported the following quakes, centered roughly 12 miles northwest of the community of Dixon Lane: 293

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

Brothers and Sisters, I’m going to get right to the point. I want you to know exactly where we are with our discussions with the Big 3 leadership and protecting our members and their facilities during this international crisis.I announced this past Sunday that the International UAW had formed a COVID-19/Coronavirus task force with GM, Ford and FCA to implement enhanced protections for manufacturing and warehouse employees at all three companies.I want to be very transparent about what happened during our conversation Sunday with the Big 3. The UAW leadership, based on the World Health Organization (WHO) and Centers for Disease Control and Prevention (CDC) recommendations on how to protect ourselves and our communities, requested a two-week shutdown of operations to safeguard our members, our families and our communities. Your UAW leadership feels very strongly, and argued very strongly, that this is the most responsible course of action.The companies, however, were not willing to implement this request. They asked for 48 hours to put together plans to safeguard workers in their facilities. (Ford Motor Company has indicated this week that they are willing to rotate down shifts and are planning to shut down all European operations next week.)The 48-hour window is up this afternoon. We will be evaluating what the companies submit today and there will be a meeting this evening at 6 p.m., where the Task Force will review plans for the safety and health of all members, their families and our communities.I want to be very clear here: If the UAW leadership on the task force, myself and Vice Presidents Cindy Estrada, Terry Dittes and Gerald Kariem, are not satisfied that our members will be protected, we will take this conversation to the next level.These companies will be put on notice that the UAW will use any and all measures to protect our brothers and sisters who are working in their facilities. And make no mistake, we have powerful allies who have stepped up to help us. Michigan Governor Gretchen Whitmer, despite what you might have heard in some recent erroneous reports, was instrumental in assisting us in bringing the Big 3 to the table, as was U.S. Representative Debbie Dingell.I know these are very difficult days for all of us. Please know that my #1 priority, and the #1 priority of the entire UAW leadership, is the safety and well-being of our UAW family and our communities.I will be sending another update very soon on what we see from the Big 3 today.I’d like to ask that we all remember that we are all in this together.In Solidarity,Rory 2594

BUCKEYE, Arizona — The pundits, politicians and political analysts have made clear what they think of post-election transition the country is enduring, but what do typical Americans think?To find out, we traveled to Buckeye, Arizona to meet with up with a group of retirees who actively watch the political process, but are far from any polished pundit. They are diverse and consist of new voters who voted Donald Trump for the first time as well as former Republicans who switched to Joe Biden this election.“I think if we don’t discuss it, we can never heal,” Rosanna Gallagher, a Biden supporter, said as she hosted a socially distanced conversation on her back porch.Marty Paulson and Chris Halsey are two Trump supporters not afraid to share their thoughts.“I accept that Joe Biden will be president,” Paulson said disappointingly.Halsey is more reluctant.“Not until he concedes is the election over,” Halsey insisted to the group.“That doesn’t mean squat,” Richard Westermann, a Biden voter, said in response.Different SourcesOne thing you learn quickly when observing this group is their opinions are based on what they read.“I read everything I can,” Gallagher said.Gallagher, like the other Biden supporters here, trusts traditional news outlets like CNN, ABC, CBS or NBC.Paulson and Halsey feel differently.“You believe your source,” Paulson said.Paulson and Halsey tend to watch sources beyond the traditional channels on your cable provider.“I stopped watching Fox News 6-8 months ago,” Paulson said, commenting on the fact he doesn’t believe it's are conservative enough.Paulson and Halsey acknowledged they find themselves watching OANN, a far-right cable channel with the support of Trump, more often.COVID RESPONSEBecause the group has different sources, they obviously have different views of the world.“COVID is big on my mind,” Westermann said, commenting on what President-elect Biden needs to do first.Paulson and Halsey suggested how they differ.“If I get COVID, I would want to take hydroxychloroquine,” Halsey said about the treatment that the FDA stopped allowing doctors to prescribe outside of a clinical setting.“Do you believe in COVID?,” Gallagher asked Paulson sarcastically.“You going to shut down the entire economy for this,” Paulson said in response.“Nobody is saying that, this has never happened before,” Westermann said to Paulson, who he golfs with on a regular basis.TRANSITION AND ADVICE“I feel there is turmoil,” Gallagher said when asked about the current presidential transition.“We haven’t had peace all year,” Halsey said in response.“I don’t think there is turmoil going on,” Paulson said.But can Biden win over voters like Halsey and Paulson?“Is there anything he can do? Stop all this hatefulness,” Halsey said.The problem? The only area this group agrees is that the divisions are here to stay.“I don’t think the divisions are going to away one way or another,” Paulson said.“It’s never going to be solved, never,” Westermann said in agreement.One takeaway is this group never yelled or stormed out of the backyard upset. Everyone listened to each other, respectfully, and perhaps that’s the biggest lesson this country needs today.“I think it’s good to get someone else’s opinion, just don’t make it personal,” Westermann said. 3286