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SAN DIEGO (KGTV) - If you couldn't work, how far could you go without a paycheck? No one is immune to an unexpected injury or illness, and the financial hit can be devastating. The Social Security Administration (SSA) reports that one in four of today's 20-year-olds will become disabled for 90 days or more before retirement age. Having a plan for the long term can relieve a lot of stress if the unexpected does happen.One option is disability insurance; there's short-term and long-term. Disability insurance pays a portion of your income if you are suddenly unable to work because of illness, injury, or accident.You can get coverage through an employer or buy it from an insurer. According to State Farm, long-term disability insurance:Pays monthly income directly to you when you're unable to work because of a covered total disability.You choose the length of time you must be disabled before you start receiving benefits (Elimination Period) and the length of time you would receive benefits.Options include a five-year benefit period or a "to age 67" benefit option.Maximum monthly benefit amounts range from 0 to ,000, based on your income and occupation. You can customize your coverage with different riders.While different factors affect the cost, the annual price for a long-term disability insurance policy generally ranges from 1% to 3% of your annual income.According to the Council for Disability Awareness, 34.6 months is the duration of the average long-term disability claim.The nonprofit helps prepare people for unexpected injury through its five-step financial plan to give you a clearer understanding of your financial "big picture," including:Your sources of income, monthly expenses, and lifestyleThe impact a long-term disability could have on themPreparing a plan of action to address the crisisResources after life-changing disabilityMost people never expect a life-changing disability will happen to them, including San Diego resident Kat Blue. Blue was rear-ended at a red light on Feb. 1, 2018, and had previous head injuries before that."This one resulted in a concussion that just never went away," said Blue.A few weeks after the accident, Blue realized she could barely complete simple tasks like writing an email or talking on the phone. She suffered a traumatic brain injury (TBI), which would change her life forever. She constantly deals with nausea, dizziness, tetanus, and migraines. Blue has struggled to navigate the healthcare system and because she cannot work is constantly seeking resources so she can remain in San Diego."You have to advocate for yourself because there's no one within the system who is going to do it for you," said Blue. Blue says she does not have the resources to relocate and says San Diego offers a lot of support for TBI survivors. She's relied on Medicaid for medical care, which has helped with resources like a nurse care manager, but she says there are holes in the system."I'm still fighting to get a TBI specialist, I'm still trying to get a lot of the treatments and specialists and therapies that I believe could help me," said Blue. The San Diego County Health & Human Services Agency is ready to help San Diegans whose incomes have been impacted by an unexpected disability:CalFresh: Food assistance:Medi-Cal: Free or low-cost health coverage for children and adults with limited income and resources. If you qualify, you can enroll in Medi-Cal year-round.CalWORKS: Public assistance program that provides cash aid and services to eligible families that have a child(ren) in the home."You may not need our benefits today, but in the future, if you do we're here, and we encourage everyone to apply," said Rick Wanne, Director of Eligibility for the County of San Diego Health & Human Services Agency.Wanne says the County also has a close relationship with 211. "211 is a great resource for a number of reasons, they can provide general information over the phone about a whole variety of resources here in San Diego, additional food assistance, housing resources, where to find a local medical provider," said Wanne. Wanne said in addition to what the County offers many local nonprofits and other entities provide help.Blue says she's found the following resources helpful when advocating for herself:Legal AidCalifornia Department of Rehabilitation (DOR)Disability Rights CaliforniaBlue says she's also taken advantage of recreation opportunities through Sharp, some of which are free. Sharp also offers support groups for people with various disabilities. Another program that's been instrumental in Blue's recovery is Love Your Brain Yoga, a free program for TBI survivors. "A good part of my day is spent just trying to feel better, just trying to get well enough to do what I need to do that day," said Blue.Blue remains hopeful she'll get the care needed for her healing and says she'll continue to do everything possible to stay in the city she calls home. 4971
SAN DIEGO (KGTV) — It's a challenge chickens around the world hope you don't attempt.A Rancho Bernardo man has set a new record for eating Chick-fil-A the most consecutive days in a row — barring the company's usual Sunday closure.Even before the challenge, Mark Mendenhall was a regular at the Carmel Mountain Ranch Chick-Fil-A, with employees dubbing him "Mayor of Chick-fil-A.""I have eaten everything on the menu, except the coffee and tea, I don't like coffee or tea, I've had every sauce," said Mendenhall.RELATED: Chula Vista Chick-fil-A employee saves man's lifeBy day he's a realtor, by dinner he's Mayor. "The food is great don't get me wrong, but it's the people here that make you feel good!" Mendenhall says.Several months ago, he heard about a Georgia man successfully eating Chick-fil-A 100 days in a row, excluding days when the restaurant is closed. "I thought to myself, I could do that! I could totally do that!" said Mendenhall.RELATED: San Diego County woman believes ultrasound image resembles late fatherHis wife, reacting differently."At first, I thought it was a little crazy, and I didn't think he'd stick with it, but then I could tell he was serious about it," said Mendenhall's wife, Laura. On a family trip to Disneyland, Mendenhall actually drove from Disneyland to his Chick-fil-A, ordered his meal, and then went back to Disneyland. "My dear wife asked me, when is all of this going to end?!" Mendenhall laughs.He decided he'd end the challenge when they went on vacation, so his wife promptly planned one to Palm Springs. Throughout the journey, Mark took a picture each day with employees, friends, and strangers, proof of his amazing streak.But his mission had another cause. Mendenhall also helped raise nearly ,000 for the Poway Unified School District Adopt-a-Family program through the challenge. 1846

SAN DIEGO (KGTV) - Imagine having the power to change your body’s temperature at any time, regardless of how hot or cold it actually is. UC San Diego engineers are on they’re way to doing just that, with a wearable patch.Like a thermostat, it can be changed to a specific temperature, warming or cooling the body, using far less energy than an air conditioning system. “Cooling is a really important issue faced by society today. If you look at news reports there are extreme weather conditions, for example in India, peak temperature could be over 50 degrees Celsius in July," said Renkun Chen, a Professor of Mechanical and Aerospace Engineering at UC San Diego.The patch is made up of thermoelectric alloys - materials that use electricity to create a temperature difference and vice versa - sandwiched between stretchy elastomer sheets. The device physically cools or heats the skin to a temperature that the wearer chooses. The patch is powered by a flexible battery pack. It is made of an array of coin cells all connected by spring-shaped copper wires and embedded in a stretchable material. The system also includes a stretchable circuit board.By regulating the temperature around an individual person, rather than a large room, the smart fabric could potentially cut the energy use of buildings and homes by at least 15 percent.The technology could also be used for people who work in extreme environments, like firefighters or miners. Eventually, Chen and his team want to integrate the technology into clothing. They hope to sell it commercially in the next few years, along with developing a mobile app to control the temperature. The research was funded with a .6 million grant from the U.S. Department of Energy. 1736
SAN DIEGO (KGTV) — Inside or outside San Diego Comic-Con, there's plenty to see and do. But one thing attendees always flock to is the exclusives.The great part about the cool toys and collectibles at Comic-Con every year is that you can snag them even without a badge.Inside the convention, there are tons of exclusives fans can wait in line for or vie for a lottery ticket to get simply the chance to purchase something big. But other booths will have plenty of t-shirts, figurines, comic books, and more within budget to check out.SAN DIEGO COMIC-CON: What to know | Off-site activations | Parking | HeadlinesOutside, pop-up shops throughout downtown San Diego will have special installations featuring Comic-Con exclusive gear featuring fan-favorite characters new and old.Here's a handful of awesome swag fans can grab for or less at Comic-Con this year:Inside the conventionMarvel (Booth #2329): Snag some convention exclusive t-shirts priced between - featuring your favorite Marvel heroes, a special Iron Man arc reactor lanyard for , or pin sets starting at .Hasbro (Booth #3329): This iconic The Incredible Hulk 6″ action figure sports the character's classic comic look, featuring a crushed pipe accessory too, for .Mondo (Booth #435): If you love commemorative posters, Mondo has a new set of SDCC exclusive artwork, including Snoopy/Apollo posters for , a Batman: Hush poster for , and a couple of Marvel posters for .Mattel (Booth #2945): Oooh yeeeah. Mattel is selling a “Macho Man” Randy Savage action figure in the style of the wrestlers Slim Jim commercial for . It even comes in a Slim Jim box.Entertainment Earth (Booth #2343): Take a trip to a tropical galaxy far, far away with these convention exclusive Star Wars tiki mugs. Choose from 20 oz. tiki mugs featuring Bossok or Admiral Ackbar for each or a Lando/Nien Nunb 2-pack for .Outside the conventionFYE Pop-up Shop (Horton Plaza): The FYE Pop-up Shop returns with more Comic-Con-exclusive merchandise including specially created cereals for "Child's Play" () and "Kiss" (), a special "Stranger Things" cassette featuring music from the series (), or various t-shirts under .Super7’s “Revenge of the Boodega” shop (701 8th Ave., San Diego): Celebrate Universal Studios Monsters with a special SDCC monsters beach towel for , "monster vision" glasses for , actions figures for , or monster masks for .Arts-Rec (2161 Logan Ave., Barrio Logan): Just a short distance from the convention center, legendary Artist Stan Sakai and Arts-Rec are selling Comic-Con exclusive skateboard decks () and t-shirts () celebrating the 35th anniversary of Usagi Yojimb.Hello Kitty Cafe Truck (Petco Park Interactive Zone): Hello Kitty fans will be treated with exclusive macaron sets featuring Hello Kitty, My Melody, Chococat, Keroppi, & Tuxedo Sam for , confetti popcorn, t-shirts for kids and adults, headbands, canvas totes, exclusive thermal bottles, and more.Comic Pop Up Market + Art Show (WorldBeat Cultural Center, Balboa Park): Check out a free art show filled with handmade goods, artisans, vegan food vendors, Kombucha on tap , face painting and more. While in Balboa Park, check out The Batman Experience at the new Comic-Con Museum too. 3288
SAN DIEGO (KGTV) -- In 2014, the Whittingtons shared their story about their first-born child in a video that went viral.Ryland was born a girl. “As soon as Ryland could speak, she would scream, ‘I am a boy!’” the video explained. As Ryland got older, the feelings got stronger.After consulting professionals and experts, parents Jeff and Hillary Whittington came to the conclusion Ryland was transgender. For their child’s well-being, they decided to allow him to transition as soon as possible.Today, the YouTube video about Ryland's journey has more than 8 million views.In a 2016 interview with 10News, Jeff Whittington explained some of the criticism his family received. “They think that this is something that just happened overnight. We just made this split-second decision and our son said, ‘I feel like a boy.’ And we said great. And that wasn’t the case,” he said.Hillary Whittington wrote a book about their journey, Raising Ryland."I think people are definitely opening their minds a lot more,” Hillary Whittington said, as she reflected on their family’s journey over the past several years.Jeff explained how they try to deal with those who do not agree with their family’s decision. “We recognize that a lot of that comes from background, stories, and experiences they’ve had. We tend to take that negativity and try and understand what the source of that may be and try and find empathy for those that are critical,” he said.Ryland, now 12-years-old, said he is comfortable with his story being so public. “I know it helps a lot of people,” he said.Last year, his family hosted a “coming out party” to share with loved ones. Ryland gave a speech in front of his friends and others close to him. “It’s not a secret, but for many years I’ve kept it private because I was afraid you might treat me differently or not look at me the same if you knew,” he said. “When I was born, the doctors told me that I was a girl. But they were wrong. In my head and in my heart, I’ve always been a boy.”Ryland is about to enter seventh grade. He loves math and sports—his favorites are ice hockey and lacrosse.He shared what Pride month means to him. “Pride month is just a month of showing who you are and showing that you support who people want to be,” Ryland said.“We’re grateful for who our kids are. They’ve taught us so much about life and I wouldn’t a thing about them,” Hillary said.For those who still have negative things to say about their family, Ryland’s 8-year-old sister shared her thoughts. “I would want to say to them that I don’t care what they think and that I am happy to be who I am and who my family is,” Bryn said.“She took the words right out of my mouth!” Ryland echoed. 2706
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