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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

In just a few days, New York could be the first state in the country to ban declawing cats, unless it's for medical reasons. Cities like Los Angeles and Denver already outlaw it. Dr. Aubrey Lavizzo, with Paw Project Colorado, stopped declawing cats years ago, and he helped lead the charge to banning it in Denver. “It's a mutilation,” he says. “Basically, partial digital amputation is an amputation without cost. That's a mutilation, so it's cruel for that reason.” That's why he's excited to hear New York might become the first state in the country to ban declawing. Gov. Andrew Cuomo has to sign the bill that would forbid declawing for "cosmetic or aesthetic reasons." If the bill becomes law, those who violate it could face a ,000 fine. “Finally it's going to happen, and once that happens, I think it will create a domino effect. I'm pretty sure it will,” says Dr. Lavizzo. The New York Veterinary Medical Society opposes the bill, arguing that declawing should be allowed "when the alternative is abandonment or euthanasia." The group released a statement, saying in part "cats that would lose their home if not declawed face a higher risk of euthanasia than if their owner were able to care for them." However, Dr. Lavizzo says cat relinquishments have dropped 20 percent in Denver since the ban. “I'm not saying that's connected, but it does say that you know people are not relinquishing your cats because he can't get them declawed in Denver,” Dr. Lavizzo says. Dr. Lavizzo says he's excited for the future.California, New Jersey and Massachusetts are also considering bans. 1605

CHICAGO, Ill. – Scientists have identified nearly 70 drugs that could be effective in treating the coronavirus. But already, some drugs are being improperly prescribed or hoarded even before they can be adequately investigated and tested. For some who rely on the life-saving drugs for other ailments, shortages are already being felt. Across the country, some people with chronic illnesses are finding their much-needed medications are on backorder. One drug in short supply is Plaquenil, generically known as hydroxychloroquine sulfate. It’s used to treat malaria and chronic rheumatic diseases. “It prevents them from having severe pain, from their symptoms getting worse, from forming modules. This is a daily medication that these people absolutely need,” said Erin Fox, who’s with the American Society of Health-System Pharmacists. Fox, who maintains a list of nationwide drug shortages, says four of the eight producers of hydroxychloroquine are running out. “We’ve definitely seen a rapid increase in demand for this product,” she said. “I think it’s a frustrating problem and I think it’s really scary for those patients that rely on this medication day in and day out.” While hydroxychloroquine is not FDA-approved as an off-label treatment option for novel coronavirus, it has already been touted by the president as a potential game-changer. “Millions of units are ordered, and we’re going to see what happens,” said President Donald Trump. “We’re going to be talking to the governors about it, and the FDA is working on it right now.” Last week, a French study of just 20 people reported 70% of coronavirus patients treated with Plaquenil after six days tested negative for the virus, compared to 12.5% of the control group. Hospitals across the country are stockpiling it as a precaution. The state of New York has already acquired 70,000 doses as part of its own drug trials this week. But with no large-scale clinical data available, public health officials warn it’s too early to know whether the drug is effective against coronavirus. When asked about hydroxychloroquine’s efficacy at a White House coronavirus task force brief late last week, Dr. Anthony Fauci, Director of the National Institute of Allergy and Infectious Diseases, said more studies are needed. “The information that you’re referring to specifically is anecdotal; it was not done in a controlled clinical trial,” said Fauci. “So, you really can’t make any definitive statement about it.” Dr. Jessica Nouhavandi, the lead pharmacist and CEO of L.A.-based online pharmacy 2574

PANAMA CITY BEACH, Fla. - Chris Nikic has officially set a new Guinness World Record. He’s the first athlete with Down syndrome to complete a full triathlon.Nikic finished Saturday’s 2.4-mile swim, 122-mile bike and 26.2-mile run in 16 hours, 46 minutes and nine seconds. He needed to complete the race in 17 hours to earn the title of Ironman.21-year-old Nikic, who lives in Maitland, Florida, says he didn’t let any obstacles come in his way despite being stung by fire ants and falling off his bicycle.“I decided to get back up and fight my way through,” he explained.Dan Grieb, Chris’ coach, was there by his side throughout the entire race. “He woke up as a boy with Down syndrome and went to bed an Ironman,” Dan explained Monday morning while packing up his bags to leave Panama City Beach.Grieb recalled a conversation he had with Nik Nikic, Chris’ dad, moments before the race. “I told his dad ‘Nik, you’ve done an amazing job with your boy for 21 years. Just give him to me for 17 hours and I promise I’ll return to you an Ironman. The greatest honor of my life was keeping that promise,” Grieb said with a smile.Nikic’s story has been an inspiration all across the world. Several parents of children with Down syndrome have reached out to the 21-year-old athlete through social media.“They say that I’m a hero,” Nikic said.“For everyone else like him around the world, it has been unbelievable,” Grieb added.Sherry Wheelock, the President of Special Olympics Florida says Nikic is proving that anything is possible. Nikic got a first taste of triathalons through his participation in Special Olympics.Wheelock says she expects interest in Special Olympics to explode following Nikic’s accomplishments. “I think others will be inspired to come out and be part of this unified movement,” she said.Nik Nikic came up with a goal for his son. That goal was to improve by 1% every day and it’s something Chris Nikic took to heart.His next goal is to participate in the Special Olympics USA Games in Orlando in 2022. The event will attract top Special Olympics athletes from all over the US, the Caribbean and Canada.Chris Nikic also hopes to one day buy his own home, his own car, live independently and get married “to a smoking hot blonde,” he said.“I want to inspire others so they can be like me so one day they can do it too,” Nikic added eagerly. This article was written by Sarah Hollenbeck for WFTS. 2438

A Tennessee Highway Patrol trooper was terminated after being caught on video pulling a mask off of a protester's face.Trooper Harvey Briggs was terminated Friday for "unprofessional conduct."A video surfaced of him interacting with protester, Andrew Golden, on the State Capitol grounds. Golden was recording a traffic stop of a woman near the Capitol, during which the protester claims Briggs ripped the protester's face mask off and threw it on the ground.The Tennessee Highway Patrol released the following statement:Tennessee Department of Safety and Homeland Security Commissioner Jeff Long and Tennessee Highway Patrol Colonel Dereck Stewart today announced that a trooper in the Capitol Protection Unit has been terminated following an internal investigation into department policy violations.Trooper Harvey Briggs, a 22-year veteran of the department was served a termination notice on Friday, August 14, 2020 for unprofessional conduct. The department placed Trooper Briggs on discretionary leave with pay on August 12, after the department opened an investigation into reported policy violations on August 11.It is the Department of Safety and Homeland Security’s policy to warn, suspend, demote or dismiss any employee whenever just or legal cause exists. Employees shall not commit any act that would reflect discredit upon themselves or the department while on or off duty.The video of the full interaction can be seen below. This article was written by Rebekah Hammonds for WTVF. 1533