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Banks' profitability has also been under pressure due to the shrinking net interest margin resulting from the liberalization of interest rates and a string of rate cuts by the central bank in 2014 and 2015.
Based on a report by Chinese firm Zhiyan Consulting, the size of the Chinese mainland male skin care and makeup market was worth 5.01 billion yuan (8 million) in 2016, up from 2.06 billion yuan in 2010. The market is set to reach 6.48 billion yuan in 2019.
Based on the new index in the report, titled East or West, Home is Best? — Are banks becoming more global or local?, the Standard Bank of South Africa took the second spot, India's Bank of Baroda the third, VTB Bank of Russia the 4th and Bank Bradesco of Brazil the 16th rank.
Bad behavior of certain borrowers such as defaulting on loans and running away have increased the risks in the P2P lending industry, thus, China's special working teams charged with regulating internet financial risks and online lending threats recently issued a notice to reinforce the establishment of the credit system of the P2P online lending sector.
Baoshang Bank's individual wealth management businesses, banking cards usage and online banking services will also remain untouched.
来源：资阳报