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WHEAT RIDGE, Colo. — If dedication to a passion distinguishes a champion from a crowd, Marlys Halbeisen just might be the one who stands out.“Nothing would be anything without her,” said Tamera Halbeisen, Marlys' daughter-in-law.“They’re not just getting a card, they’re getting a message from us saying – ‘We care about you,’” Marlys Halbeisen said.For the past three years, Marlys has transformed her Wheat Ridge home into a smaller version of Santa’s workshop for a cause near and dear to her heart.“My husband was in the military,” Marlys said. “He served in the Korean War.”In 2018, she personalized 2,700 Christmas cards for troops overseas.Last year, she did 18,000. And this year — an astounding 40,000.“The pandemic was good,” Marlys said, laughing. “I couldn’t go anywhere, so I just worked on cards.”KMGH first met Marlys last year, when the company she had lined up to ship the cards simply vanished.In the days that followed, KMGH viewers stepped up and donated so much money to the TV station's fund, that they not only paid for the shipping last year, they were able to pay for the cards and shipping this year, as well.“After visiting three stores, I bought 35,000 cards,” Marlys said.She also received about 5,000 donated cards.“Cards come every day," Marlys said. “Yesterday, I got a bag of cards.”The plan this year was to have multiple card-writing parties. That didn’t happen.“We were going to have everybody for the fun night – write the cards,” Marlys said. “Well, of course, the pandemic prevented that.”And yet, somehow, this 78-year-old would find the silver lining.“It was wonderful,” Marlys said. “I was never bored. Everybody said, ‘Oh, ‘I’m so bored.’ And I go, ‘Well, why don’t you write some cards?’”It’s also been said that one can’t expect everyone to have the same dedication as one does one's self.“Well, you know, I always thought that you find the best help at the end of your arms," Marlys said.And so it was. This one woman show who amazed us last year did it again this year.“Beyond proud,” Tamera said. “I mean, this has just given her even more dedication.”“This does make such a huge difference in a GI’s life,” said James Boxrud, manager with the U.S. Postal Service in Denver. “I remember being overseas at Christmas when I was in the service. It was so special when you received a card.”“Just spreading the love,” Tamera said.There is still a need for additional funding for postage in order to ship the cards from Washington, D.C. to troops overseas. You can donate directly here: United Soldiers and Sailors of America.This story was originally published by Russell Haythorn at KMGH. 2640

Where and how Americans work has forever changed because of COVID-19. If you have the type of job that can be done remotely, you can do it wherever you can find internet.Some are taking the opportunity to work from new and exotic locations. As we all approach the fall, parents are realizing that kids can learn from anywhere too.When the pandemic hit, and everyone went remote, David Wells and his girlfriend hatched a plan. It was time to leave Brooklyn.“It’s a wonderful place, that said it’s an urban metropolis and we are people who love to be outside and Idaho is a different type of location that offers various outdoor activities that are important to us,” Wells said.So, they left. After all, all they really need is an internet connection.“The traditional work day has totally changed with our present situation and it’s taken some time to get used to it,” Wells said. “The ability to work remote and see new parts of the country and it makes you happier and ultimately a more productive employee.”Now, they fish, horseback ride, explore and hike. They've even taken up archery.“We’ve hiked in the Tetons, we’ve horseback with a number of outfitters, we’ve taken day trips to other cities like Ashton in St. Anthony. We saw the dunes in St. Anthony,” Wells said.All while keeping their day jobs.“They understand as long as you’re present and you have internet access that you’re able to do whatever it is you need to do, whether you’re in an office or remote,” Wells said.Property managers say it's a trend they're seeing a lot of.“The 30-day rental used to be more of a unicorn than it is now,” Danessa Itaya, president of Property Management Inc., said.PMI has 260 franchises across the United States.“We hear from our franchisees that they’re getting these 2-3 month rentals, but they’re asking for upgrading internet so I can work remotely (and) how easy can I access the grocery store and the beach,” Itaya said.San Antonio, Texas, Austin, Texas, Naples, Florida, and Idaho are destination hot spots.“Driggs, Idaho, is a feeder into Yellowstone, into Jackson Hole, Wyoming, and they’re regularly looking at 1-3 month rentals. You don’t usually get that, especially in Driggs, Idaho,” Itaya said.Now, as fall approaches, the other inquiry is about school, and internet bandwidth to support both distance learning and remote employees.“They need high-speed internet which is not common,” Itaya said. “You don’t normally get that request from a vacation rental. They need reliable internet and they need cleaning services and laundry services so they’re looking for longer stays.”Proof that people are finding the coronavirus quarantine as an opportunity to do something you would otherwise never do.Wells and his girlfriend are planning on making it a tradition. 2783

While it's true that premiums for the popular silver Obamacare plan could shoot higher for 2018, most enrollees will actually end up paying less for coverage next year.In fact, more consumers will be able to snag policies that will cost them nothing each month.How can that be?It's because premium subsidies are soaring too, making many plans on the exchanges more affordable.The Trump administration, however, is stressing how much premiums will rise, saying this is yet another sign that Obamacare is irreparably broken. They are downplaying the fact that the subsidies will cover most, if not all, of the cost.Obamacare advocates worry that consumers will be scared off by the news that premiums are skyrocketing for next year. They plan to highlight the fact that many people will be able to find lower-premium policies thanks to the subsidies.Even the Trump administration found that Obamacare plans will be more affordable next year. Some 80% of enrollees will be able to find a policy for a month or less -- up from 71% this year and the highest share so far."This year, more people than any previous year have access to a plan for or less," said Josh Peck, a former Obama administration official and co-founder of Get America Covered, which is promoting enrollment for 2018. "That's what we want everyone to know."Here's why this is happening:Many insurers jacked up the rates of their silver plans in part to make up for President Trump ending federal support for Obamacare's cost-sharing subsidies. These subsidies reduce deductibles and co-pays for lower-income enrollees.Premiums for the benchmark silver Obamacare plan will soar 37%, on average, for 2018, according to federal data released Monday.The premium subsidies are pegged to a benchmark silver plan in each market. So if that plan's rate rises, the value of the subsidy does too. More than eight in 10 Obamacare enrollees receive premium subsidies.Insurers, however, did not hike the price of bronze or gold plans nearly as much. The rate of the lowest-cost bronze plan is rising 17%, on average, while the cheapest gold plan is going up 19%, according to the Kaiser Family Foundation.That means the more generous premium subsidies will cover more of the monthly cost of these plans, so consumers will pay less.A 40-year-old earning ,000 will pay 75% less, on average, for the cheapest bronze plan and 21% less for the lowest-cost gold plan, according to a new analysis by the Kaiser Family Foundation. A 40-year-old earning ,000 will see a 28% drop in the price of the cheapest bronze plan, and an 8% decrease in the least expensive gold plan's premium.Bronze plans have lower premiums, but their deductibles are higher -- nearly ,900, on average, for an individual in 2018, according to a new report from Health Pocket, an online health insurance shopping tool. Meanwhile, gold plans have higher premiums, but their deductibles are only ,320 on average for a single enrollee next year.The cheapest gold plan will have lower premiums than the least-expensive silver plan in 459 counties next year once subsidies are factored in, Kaiser found. Silver plans will have an average deductible of just over ,000 next year.Many more consumers will be able to enroll in bronze plans and pay nothing each month. For instance, a 48-year-old consumer earning roughly ,000 can find a zero-premium policy in nearly 1,050 counties next year, up from 132 counties in 2017, according to an analysis by Oliver Wyman consulting group.Not everyone, however, will be so fortunate. Enrollees who don't qualify for premium subsidies -- those who earn more than ,000 as an individual or ,500 for a family of four in 2018 -- may be hit with the full premium hike. They may be better off buying bronze or gold plans or looking for individual coverage outside of the Obamacare exchanges.  3877

William Nordhaus and Paul Romer were awarded the 2018 Nobel Prize in economics on Monday for their work on climate change and innovation.Story is developing... 172

WILMINGTON — President-elect Joe Biden has announced top White House staff positions Tuesday, drawing from the senior ranks of his campaign and some of his closest confidants. Biden confirmed that former campaign manager Jen O’Malley Dillon will serve as a deputy chief of staff. Campaign co-chair Louisiana Rep. Cedric Richmond and campaign adviser Steve Ricchetti will also play senior roles in the new administration. Richmond will leave his Louisiana congressional seat to fill the White House job. A former chair of the Congressional Black Caucus, Richmond was among Biden’s earliest high-profile supporters and served as his campaign co-chair.Anthony Bernal, who was Chief of Staff to Dr. Jill Biden on the campaign trail was named her Senior Advisor. Dr. Biden's Chief of Staff will be Julissa Reynoso Pantaleon. Other hires announced Tuesday include: Mike Donilon as the new Senior Advisor to the President, Dana Remus as Counsel to the President, Julie Rodriguez as Director of the White House Office of Intergovernmental Affairs, and Annie Tomasini as Director of Oval Office Operations. The new hires represent an initial wave of what will ultimately be hundreds of new White House aides hired in the coming weeks. The latest round reflects his pledge to have diversity in his staff — the team includes four people of color and five women. 1358