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The Better Business Bureau is warning the public about “synthetic” identity theft. The BBB says the technique involves scammers combining information from multiple individuals to invent a false identity. It’s said to be so hard to detect that you might be a victim and not even know it.Specifically, the BBB says scammers pull together stolen Social Security or Social Insurance numbers, the address of an abandoned property, and a fake name and birth date. Using that information, experts say scammers apply for a credit card. Initially, they will be declined since they don’t have a credit profile, but this creates a record of a “person” that doesn’t actually exist.Next, scammers add that “person” to one or more legitimate accounts and over time, the crooks build up a credit history until they can qualify for large lines of credit.Once approved for a high line of credit, the BBB says the scammers do what’s called a “bust-out,” meaning the con artists charge their credit cards to the limit, pays nothing, discards the identity and disappears.If your Social Security or Social Insurance number has been used in one of these schemes, it will be hard to detect. The BBB says negative credit reports will be tied to your SSN, but not your name, phone number, and address, meaning fraud alerts, credit monitoring, and credit freezes won’t stop the scammers or alert you to what is happening.“However, unpaid debts left by the scammer can affect your ability to take out loans or credit. Also, jilted creditors will eventually track the debts back to the Social Security number and, ultimately, its real owner,” wrote the BBB in a press release.The BBB offered these tips on how to protect yourself from “synthetic” identity theft:Minimize your exposure. Don’t give out your Social Security or Social Insurance number if it isn’t absolutely necessary. When a business, medical office, or individual asks for this information, don’t be afraid to ask them why they need it and how they will protect your personal information.Protect your child’s personal information. A child’s identity is appealing to scammers due to their clean, blank slate.Keep an eye on your communications. Monitor any mail, phone calls, email, or other communications you receive. Be alert if something arrives out of the blue or doesn’t make sense. If you receive any mail or phone calls regarding you or your child that seem like a red flag, follow up right away 2447

Stormy Daniels' former manager, who helped broker her confidentiality agreement, is cooperating with the FBI as part of its probe of an arrangement she struck with Donald Trump's lawyer, according to a source with knowledge of the investigation.Gina Rodriguez responded to a subpoena by handing over records to the FBI. Some of those documents pertain to the 2016 hush money agreement signed by Daniels and Michael Cohen, President Trump's personal attorney. Cohen signed the agreement on behalf of a shell company he owned known as Essential Consultants LLC, according to the source.Rodriguez has signed a confidentiality agreement that keeps her from talking about the Daniels deal with Cohen, the source said.In the documents Rodriguez handed over to the FBI, there is evidence that Daniels -- an adult film star whose legal name is Stephanie Clifford -- was working an initial deal with Cohen on October 10, 2016. Daniels was being represented in that deal by Rodriguez and Daniels' then-attorney Keith Davidson, according to the same source.As CNN previously reported, that deal fell through when Cohen failed to pay the money. Eighteen days later, the second deal was finalized by Daniels and Cohen.Around the same time negotiations with Cohen were going on behind the scenes, Daniels and her manager were shopping a story to several media organizations about Daniels' alleged affair with Trump a decade ago.Cohen has said that the President did not have a sexual relationship with Daniels. Trump has said he knew nothing of the financial arrangement between his lawyer and Daniels.But during a recent phone interview with Fox News, Trump said Cohen "represents me like with this crazy Stormy Daniels deal, he represented me."Daniels is suing Cohen and Trump, and Essential Consultants LLC, in federal court in California over the legality of the 2016 hush agreement in which she was paid 0,000 to keep quiet about her alleged affair with Trump. 1972

TANGIER, Va. – At just over one square mile, tiny Tangier, home to less than 500 people, sits surrounded by the Chesapeake Bay in Virginia.No roads can get you there. The easiest way to travel to the island is via one of the daily ferries, popular with adventurous day trippers, who want a peek at how people have lived here for centuries.“It's all about the seafood,” said Mayor James Eskridge, better known by his nickname, Ooker. “It's a close-knit community.”That closeness, though, became a potential threat earlier this year, when the coronavirus began spreading throughout the country.“We were like most of the country: we were didn't know what it was going to amount to, how dangerous it was, how you would hear one thing about it and you would hear something else and so people were worried,” Eskridge said.They were especially worried because more than 40% of the people who live on Tangier are elderly, a population vulnerable to the virus. What’s more, there’s only a small clinic on the island and no full-time doctor.So, they made a few tough choices.The ferry services temporarily shut down, effectively isolating the island, and so did another thing at the heart of life there.On the island, church is everything. Right after the coronavirus outbreak began in March, they stopped services for months and that may have been what helped keep the virus at bay.So far, there have been zero coronavirus cases on the island.“It's like one big family here. Your problem is my problem,” said Nancy Creedle, a parishioner at the island’s Swain Memorial Methodist Church, who also works in the church office.She said people took the virus seriously and though church services started up again, there have been some changes.“We marked the pews and people had to wear masks,” Creedle said.Being socially distant doesn’t come naturally there, but they’re trying.“Tangier, just like the country, you need to be cautious, but you can't completely shut down because I think that would do more harm than the virus itself,” Eskridge said.The island is back open for business. Ferry services started up again in mid-June, with an average less than 50 people visiting a day. With summer winding down, some tourist spots are now closed and others didn’t open at all this summer season.“All in all, it’s been a strange summer,” Eskridge said. “We're having tourists come in, but it's down a lot.”Since most visitors only come for the day and don’t spend the night there, island residents think that may be part of the patchwork of decisions and circumstances keeping them COVID-free.Yet, some folks also think something else might be at work, too.“The people, well, they were very precautious, too,” Creedle said, “but I think the Lord has kept us safe.”Credit given to a higher power, they said, in the face of uncertainty. 2826

TALLAHASSEE, Fla. — On Friday, a judge ruled that patients approved to use medical marijuana will be allowed to smoke it.Florida voters legalized medical marijuana in 2016. The only mention of smoking in the amendment’s language and in an intent document during the 2016 campaign was that the Legislature and local governments could restrict it in public places.The Legislature last year passed enacting laws that banned the sale of smoking products, saying that it poses a health risk.Orlando lawyer and medical-marijuana advocate John Morgan filed a lawsuit that brought the case in front of a Tallahassee judge who ruled that Florida's current smokable weed prohibition is unconstitutional. On Friday, Circuit Judge Karen Gievers ruled Florida's medical cannabis patients have the right to smoke weed in private places. 835

The #NobelPrize committee couldn't reach Paul Milgrom to share the news that he won, so his fellow winner and neighbor Robert Wilson knocked on his door in the middle of the night. pic.twitter.com/MvhxZcgutZ— Stanford University (@Stanford) October 12, 2020 275