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By digging into big data, ABC is able to draw credit profiles for the clients and help them overcome financing difficulties via a model that relies heavily on the client's credibility rather than guarantees for a loan. It has also improved business efficiency and reduced costs by designing automated online workflows, she said.
By the end of February, the bank's loans in renminbi and foreign currencies increased by 526.2 billion yuan from the beginning of this year. Among the total, loans to infrastructure construction projects, including transport and water conservancy, increased by 55.7 billion yuan in the first two months. During the same period, loans to manufacturing, wholesale and retail, and information technology sectors combined increased by 49.6 billion yuan.
By some accounts, the billion pledge announced today represents the second-largest single charitable commitment of the 21st century. The biggest one came in 2006, when billionaire financier Warren Buffett pledged to give away 85% of his Berkshire Hathaway stock?in the form of an annual series of contributions to charities, including the Bill & Melinda Gates Foundation. So far, that pledge has resulted in an estimated billion for the Gates Foundation.
By inputting user information such as gender, age, weight, height, education background, smoking and drinking habits, one can be assessed by the tool which can be accessed via Wechat account of the center for his or her diabetes risk in three years.
Byton has built a plant in Nanjing, the capital of East China's Jiangsu province. The 11 billion yuan (.6 billion) plant will have an initial production capacity of 150,000 vehicles a year and can expand to 300,000.