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With the COVID-19 pandemic creating a demand for homes across the country, housing prices are on the rise.The median price for a single-family home increased to more than 3,000 between July and September, a figure that's increased 12% in the last year.According to Danielle Hale, the Chief Economist at Realtor.com, housing prices increase when there are a large number of buyers and not a lot of homes for sale."With the pandemic, we've actually seen these trends be exacerbated," Hale said. "We have even more buyers in the market, as people are looking for more space and possibly to get out of crowded apartments and into a single-family home where they've got a yard and some outdoor space and room to live and work and play all at home."Hale says prices are up because there aren't enough new homes under construction — a possible overcorrection from the housing market crash 12 years ago when there was more construction than was needed, and the loan market went without the regulation in place today.Hale says that home prices are now rising in a way that could eventually impact affordability."Home prices are rising, but this pace of increase may not be sustainable, especially if mortgage rates steady or start to rise," she said. "The important thing to think about is that regardless of the macro-economic context, you want to look at your personal financial situation."Experts say the best way to become immune to a housing bubble is for buyers to make sure their financial situation can handle monthly mortgage payments long-term, even in the event of job loss. 1587

Women senators from both parties — all 22 of them — called on Senate leadership to bring about legislation to update and strengthen the procedures available to survivors of all forms of sexual harassment and discrimination in congressional workplaces.The House of Representatives passed bipartisan legislation in February aimed at preventing sexual harassment and discrimination in congressional workplaces and helping the survivors of these acts seek justice.The full text of the Senators' letter reads:Dear Leader McConnell and Senator Schumer:We write to express our deep disappointment that the Senate has failed to enact meaningful reforms to the Congressional Accountability Act of 1995. We urge you to bring before the full Senate legislation that would update and strengthen the procedures available to survivors of sexual harassment and discrimination in congressional workplaces.Everyone deserves to work in an environment free from harassment and discrimination. In November, with your leadership, the Senate took an important first step in the effort to end harassment and discrimination in congressional workplaces with the passage of S. Res. 330, which requires anti-harassment and discrimination training for all Senators and staff at least once each Congress. While this training requirement was a significant step to address workplace harassment, there was broad, bipartisan agreement at that time that more had to be done to support survivors.Although the Congressional Accountability Act (CAA) implemented meaningful reforms when it became law in 1995, it continues to require survivors to endure an antiquated dispute resolution process, including a month-long counseling session, forced mediation and a 30-day “cooling off” period before a victim can make a decision whether to pursue justice in a courtroom or continue with administrative procedures. The time has come to rewrite the CAA to provide a more equitable process that supports survivors of harassment and discrimination.The Senate’s inaction stands in stark contrast to the bipartisan effort in the House of Representatives that led to the passage of bipartisan CAA reform legislation in February. The House bill includes a number of important provisions, such as eliminating waiting periods before a victim can take their case to court, increased transparency for awards and settlements, and a requirement that Members of the Senate and House pay for an award or settlement stemming from a case of sexual harassment or discrimination that they personally commit.When the Senate considers CAA reform legislation, we will also have the ability to address an inequity that now exists between House and Senate staff. The House of Representatives passed H. Res. 724 that provides House staff who are survivors of harassment or discrimination access to free legal representation. Senate staff who face similar harassment or discrimination must pay personally for legal representation or represent themselves through complicated legal proceedings. Therefore, the Senate must act quickly to provide Senate staff with the same resources as their House colleagues.Inaction is unacceptable when a survey shows that four out of 10 women congressional staffers believe that sexual harassment is a problem on Capitol Hill and one out of six women in the same survey responded that they have been the survivors of sexual harassment. Survivors who have bravely come forward to share their stories have brought to light just how widespread harassment and discrimination continue to be throughout Capitol Hill. No longer can we allow the perpetrators of these crimes to hide behind a 23-year-old law. It’s time to rewrite the Congressional Accountability Act and update the process through which survivors seek justice.Sincerely,—The bipartisan letter, sent to Leader Mitch McConnell (R-KY) and Senator Charles Schumer (D-NY), was led by U.S. Senators Amy Klobuchar (D-MN), Patty Murray (D-WA), Kirsten Gillibrand (D-NY) and signed by Ranking Members Dianne Feinstein (D-CA) and Claire McCaskill (D-MO), as well as Members of the Rules Committee Working Group Shelley Moore Capito (R-WV), Deb Fischer (R-NE), Catherine Cortez-Masto (D-NV). Signers also included Joni Ernst (R-IA), Susan Collins (R-ME), Maria Cantwell (D-WA), Debbie Stabenow (D-MI), Lisa Murkowski (R-AK), Jeanne Shaheen (D-NH), Mazie Hirono (D-HI), Elizabeth Warren (D-MA), Heidi Heitkamp (D-ND), Tammy Baldwin (D-WI), Tina Smith (D-MN), Tammy Duckworth (D-IL), Kamala Harris (D-CA), and Maggie Hassan (D-NH). 4561

by switching to take-out and delivery only. Some restaurants have had to lay off workers or put them on furlough. As restaurants struggle to stay in business, one Arizona boss is going all out for his employees.Pete Stidham, owner of the Original Breakfast House in North Phoenix, has decided to donate 100% of all his take-out order proceeds to the employees he has had to put on furlough."This way at least they get a little something in their paychecks. It's not the full amount but it's something," said Stidham.The California beach-themed restaurant has been a staple in the neighborhood for the last seven years. Stidham, who has worked in the restaurant industry since 1966, says he knows the plight of his employees."I started as a dishwasher at Denny's 50 years ago. I know how hard it is and how employees are struggling, just barely making their bills. It's tough. They're the ones suffering the most," said Stidham.Employees who worked at the Original Breakfast House told KNXV they were extremely touched by their boss' move."John is just a remarkable man. We're his family. He is our family. [We're] just so thankful. He didn't have to do that," said Seta Garabet, who has been a server at the diner for five years.She, like others, suffered a big hit to her paychecks due to the sudden decline in business, and the move to take-out only. "It's been about 0 less. It's tough. We're deciding what bills to pay. It's a roll of the dice right now as to what bill I'll pay," said Garabet.Stidham, who is in his early 70s, says he could have easily closed the shop and gone home to take a break. The only reason he's kept the doors open, he says, is so his staff can get paid. "I'm a single man, got no wife, no kids. But here we've got 30 employees. Among those 30 employees, they've got 25 kids. Those kids gotta eat," he added.Loyal customers have also been generous to the staff, giving them big tips. While KNXV was in the restaurant a customer dropped off a check for 0 with a note stating it was "for your wonderful staff". The diner is located at 13623 N 32nd St, Phoenix, AZ 85032.This story was originally published by Sonu Wasu at KNXV. 2164

ZAGREB, Croatia -- A private English school has replaced billboards featuring First Lady Melania Trump after her attorney threatened legal action, according to Business Insider.The advertisements read "Just imagine how far you can go with a little bit of English" alongside a photo of Trump delivering a speech at last year's Republican National Convention. 375

With record numbers of early votes and mail-in votes amid the COVID-19 pandemic, Election Night 2020 should be one unlike any other.Typically, forecasters and analysts have a pretty good idea which presidential candidate will prevail in the electoral college within a few hours of the final polls closing. But it's not uncommon for the outcome of the election to remain in doubt for several days — or even, like in 2000, several weeks.This year, record-breaking numbers of mail-in and early votes make it less likely that the race will be decided on Tuesday evening. But depending on how a few East Coast swing states break, Americans may be able to get a good idea on how the race is shaking out — with the caveat that a handful of states could quickly swing the race the other way.Below is a list of key swing states and when their races are likely to be called.EARLY EVENING: (7 p.m. ET - 9 p.m. ET)Swing states with polls closing in this span: Florida, Georgia, Michigan, North Carolina, Ohio, Texas.At this stage in the evening, America will either know whether they're in for a long night or know if Democratic presidential nominee Joe Biden could be on his way to a landslide victory.Florida has been processing mail-in ballots for days and is typically among the states that report results the quickest. With polls closing at 7 p.m. ET in the eastern part of the state and 8 p.m. ET in the panhandle, it will be an early forerunner for the 2020 race.Recent polling shows Biden holds leads in many swing states throughout the country, but the race appears to be a tossup in Florida. Without the Sunshine State's 29 electoral college votes, President Donald Trump will face yet another roadblock on his already shaky path to victory.On the other hand, if Trump can prevail in Florida and add a win in North Carolina — a state whose votes will also be tabulated quickly — will open up another avenue to 270 electoral votes. Trump narrowly won North Carolina in 2016 and is running competitively in the state again.LATE NIGHT (9 p.m. to midnight)Swing states with polls closing in this span: Wisconsin, Arizona, NevadaAs Tuesday evening ticks on and West Coast polls begin to close, results will likely be trickling in midwestern swing states like Michigan, Ohio, and Wisconsin.Trump stunned pollsters in 2016 when he took Michigan and Wisconsin by less than 100,000 votes combined. The two states typically vote Democrat, and polls showed Hillary Clinton leading heading into Election Day.Trump will likely need a similar overperformance in those states to serve a second term. Recent polls show him trailing behind Biden in Michigan and Wisconsin by about eight points.While some jurisdictions in Michigan may report absentee ballots alongside day-of votes, some mail-in ballots will be tabulated on Wednesday morning. However, The New York Times projects that if Biden holds an early lead in Michigan, he's likely to keep it as more Democrat-leaning mail-in votes arrive.EARLY MORNING (midnight to noon on Wednesday)In the early morning hours of Nov. 4, West Coast polls will have closed, and Trump will be hoping to carry two reliably blood-red states — Arizona and Texas. Trump hopes both will pad his electoral vote count while more ballots trickle in from rust belt states.However, both states appear to be in striking distance for Biden in 2020 — meaning flipping one could put him over the 270 mark before the sun rises on Tuesday.LATER THIS WEEKShould the race remain competitive into Wednesday morning, Americans need to brace themselves for a few days of uncertainty.Many analysts expect Pennsylvania to be the all-important "tipping-point state" — the state with the slimmest margin of victory of any other in the union. But don't expect results from the Keystone State any time soon — the state won't begin processing mail-in ballots until Tuesday evening, meaning analysts may not be able to project a winner until late this week.A second swing state, Nevada, will also likely be counting ballots for a couple of days. The state went to 100% mail-in voting this year amid the COVID-19 pandemic, and while most of the state's ballots will be counted by Wednesday, the state will continue to count votes until Nov. 10 — but only those ballots that are postmarked by Nov. 3. 4298

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