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This happened in Woodstock, GA, at a #JimmyJohns. White employees decided to make a noose out of bread dough, to mock the lynching of Black Americans. According to a rep at the store, the employees and the manager were fired. pic.twitter.com/W0cDhZ8bNI— Ryan Guillory Sr. ???? ???? (@Mr_RyanGuillory) July 5, 2020 321
Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952
This week marks Lead Poisoning Prevention Week, and according to the Centers for Disease Control and Prevention, 3.6 million Americans face a risk of lead poisoning from lead-based house paint.The CDC says that even low levels of lead in the bloodstream can cause cognitive impairment in children that is irreversible.“As we observe National Lead Poisoning Prevention Week, we urge people to take action,” said Patrick Breysse, PhD, CIH, Director of CDC’s National Center for Environmental Health. “Together, we can eliminate childhood lead poisoning as a public health problem by strengthening blood lead testing, reporting, and surveillance, while linking exposed children to recommended services. CDC is committed to help address this threat and improve health outcomes for our nation’s most vulnerable citizens – our children.”The CDC is encouraging parents to get their children’s lead levels checked by a doctor. The CDC says that the screening is covered for those on Medicaid.While homes older than 42 years old may contain leaded paint, other risks could come from the environment, and exposure to lead-containing products such as antique cookware and leaded crystal glassware.For more information on lead poisoning, click here. 1245
They came to see a preview of "A Wrinkle in Time" and ended up meeting movie stars.Jimmy Kimmel surprised a group of moviegoers, who had been invited to a special screening of the upcoming Disney film, by bringing several Oscar attendees with him to the movie theater next door.Ansel Elgort, Mark Hamill, Emily Blunt, Lupita Nyong'o, Gal Gadot, Armie Hammer, Margot Robbie, Lin Manuel Miranda and Guillermo del Toro joined Kimmel and his sidekick Guillermo Rodriguez to the delight of the audience.Kimmel and "Wonder Woman" star Gadot stepped onto the movie theater's stage and the audience went wild."I have an announcement to make," Kimmel said. "You are live on the Oscars right now."The rest of the celebs then trailed in as the moviegoers lept from their seats.The stars brought along some snacks, including candy, a 6-foot submarine sandwich and hot dogs shot out of hot dog guns.Kimmel said it was a good thing too as, according to the host, there was a distinct smell of marijuana in the air."Do not aim the hot dogs at the vegetarians," Kimmel joked.The host explained the stunt to the audience."We were talking about our appreciation for people who go to the movies and those are you people, so we wanted to say thank you to the moviegoers," Kimmel said. 1272
this holiday season, america’s most beloved toy store is opening their doors for a magical, once-in-a-lifetime sleepover—only on airbnb.nyc families can request to book @FAOSchwarz starting december 15th at 12pm ET: https://t.co/iRwtzZFWIy?????? pic.twitter.com/wKrVcsdP7e— Airbnb (@Airbnb) December 9, 2020 321