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When the COVID-19 pandemic first prompted shelter-in-place restrictions, daycares across the country quickly saw families withdraw their children from their centers. Many lost valuable tuition dollars that keeps their doors open."We've done the best we can in staying open and supporting our community. We are a locally private-owned school so our enrollment really depends on the survival of the school and we’re struggling. I mean, as probably all childcare centers are, we’re struggling with enrollment, we’re struggling with our numbers," says Debbie Bradford, the director of education at Milton Montessori in Georgia.Bradford says the last few months have been very challenging as many families are worried about the coronavirus."The (coronavirus) numbers are on the rise so it’s definitely affecting the end of our school year, our summer and as we look to relaunch in August, we still see light enrollment," says Bradford.The school, which has two locations, has been able to stay open due to a number of parents who are essential workers. Bradford says, "These are front-line families. Some of them are workers on the front line and some of them are workers at home but need the income to make ends meet for our families."Primrose Schools has more than 400 locations across the country, providing infant daycare through private kindergarten. Primrose says the pandemic has dropped enrollment numbers at their facilities significantly."What we are seeing across the country is a very unsettling situation, where a lot of the family home cares that used to be accessible to families are closing. And the childcare centers, those individually owned and operated childcare centers, because of the shelter in place situation, many of them haven't been able to survive them," says Jo Kirchner, the CEO of Primrose Schools.Kirchner has been meeting regularly with other national daycare facilities and says many are concerned about the future of the childcare industry."It is a potential crisis that is going to escalate significantly in the next eight to 10 weeks as the districts decide what they're going to do," says Kirchner.One glimmer of hope is the boost of private kindergarten enrollment, which some parents have deemed a safer alternative than their local public school. Many hope private kindergarten enrollment can be kind of a saving grace for some private childcare centers."It will be somewhat of a saving grace in terms of bringing in base revenue to cover their fixed costs while we get through this pandemic and the families with the younger children will begin to come back,” Kirchner said.For Milton Montessori, the owners are hopeful they will be able to ride out this pandemic."We hope that at some point, families get comfortable with the new requirements for cleaning and for health and safety. And as things return to a normal, it's going to be a new normal," says Bradford.Bradford says they're hoping families start feeling safe enough to enroll their children and continue to support locally-owned childcare centers. 3055

Whether you’re planning a trip to a country across the globe or packing the car for a weekend road trip to a local campground, you can have a debt-free vacation with some careful planning.It’s easy to see how a vacation can blow up even the most carefully planned budget: In NerdWallet’s 2018 Summer Spending Report, parents surveyed by Harris Poll planned to charge an average of ,019 to credit cards for summer vacations.To ease the stress of a vacation on your budget, start with a clear idea of your trip’s scope — identifying expenses from the time you leave your home to the moment you return — and create a realistic spending limit. Then get creative to trim costs along the way. 701

With increased expenditures and decreased tax revenues, the debt owed by the US federal government is expected to exceed the GDP of the US in 2021, according to a government analysis.On Wednesday, the Congressional Budget Office released the updated figures showing that the federal government’s debt is projected to be 104% of the size of the economy in fiscal year 2021. 2021 is expected to be the first time since 1946 that the amount of debt is larger than the size of the economy.The CBO’s projection shows that the debt is expected to remain larger than the size of the economy through the upcoming decade.For several decades following World War II, the amount of debt the US owed relative to the size of the economy decreased, bottoming out in 1974 at 23%. The US debt began increasing in the 70s and 80s as balanced budgets became more of an exception. The last time the US had a balanced budget was in 2001. While the US debt burden decreased for most of George W. Bush’s presidency, it began to skyrocket amid the last recession.The CBO says that while 2020 saw a slight decline in revenue, the year saw a massive increase in government spending amid the coronavirus pandemic.To see the full analysis, click here. 1231

WILBRAHAM, Mass. (AP) — Friendly’s Restaurants, an East Coast dining chain known for its Fribble milkshake and ice cream sundaes, is filing for bankruptcy protection.All 130 of its locations will remain open while it restructures under Chapter 11 bankruptcy protection.Substantially all of its assets are being sold to the restaurant company, Amici Partners Group.“Over the last two years, Friendly’s has made important strides toward reinvigorating our beloved brand in the face of shifting demographics, increased competition, and rising costs,” said George Michel, the company's CEO. “We achieved this by delivering menu innovation, re-energizing marketing, focusing on take-out, catering and third-party delivery, establishing a better overall experience for customers, and working closely with our franchisees and restaurant teams. Unfortunately, like many restaurant businesses, our progress was suddenly interrupted by the catastrophic impact of COVID-19, which caused a decline in revenue as dine-in operations ceased for months and re-opened with limited capacity."The pandemic has hit the restaurant sector hard, particularly those that rely on people in their dining rooms.At least 10 chains have filed for bankruptcy protection since the pandemic began this year.But Friendly’s Restaurant, like most other chains that have stumbled this year, had been struggling. The Wilbraham, Massachusetts, company filed for bankruptcy protection in 2011 as well. 1470

White House senior policy adviser Stephen Miller has been interviewed as part of special counsel Robert Mueller's Russia probe, according to sources familiar with the investigation.The interview brings the special counsel investigation into President Donald Trump's inner circle in the White House. Miller is the highest-level aide still working at the White House known to have talked to investigators.Miller's role in the firing of FBI Director James Comey was among the topics discussed during the interview as part of the probe into possible obstruction of justice, according to one of the sources.Special counsel investigators have also shown interest in talking to attendees of a March 2016 meeting where foreign policy adviser George Papadopoulos said that he could arrange a meeting between Trump and Russian President Vladimir Putin through his connections. Miller was also at the meeting, according to a source familiar with the meeting.Papadopoulos was recently charged with lying to the FBI about Russian contacts he had during the campaign.Earlier this year, Miller assisted Trump in writing a memo that explained why Trump planned to fire Comey, according to sources familiar with the matter. Eventually that memo was scrapped because of opposition by White House counsel Don McGahn, who said its contents were problematic, according to The New York Times.The Comey dismissal letter -- drafted during a May weekend at Trump's golf club in Bedminster, New Jersey -- has also drawn interest from the Mueller team. Sources tell CNN that White House senior adviser Jared Kushner, who was also in New Jersey that weekend, did not oppose the decision to fire Comey. CNN has reported the special counsel's team is asking questions in interviews with witnesses about Kushner's role in Comey's firing.The Times reported in September that the Justice Department had turned over a copy of the letter, which was never sent, to special counsel Robert Mueller. That memo, according to a source, was very similar to a letter written by Deputy Attorney General Rod Rosenstein that was cited as the reason for firing Comey. Rosenstein's letter criticized Comey's handling of the investigation into Hillary Clinton's private email server.But just days after the firing, Trump said he considered the Russia probe in his decision to fire Comey."In fact when I decided to just do it, I said to myself, I said 'you know, this Russia thing with Trump and Russia is a made-up story, it's an excuse by the Democrats for having lost an election that they should have won'," Trump said about his decision to fire Comey in a May interview with NBC News.Miller was also an early member of Trump's campaign staff, leaving his role as Sessions' communications director in the Senate to join Trump in January 2016.Mueller's team has also talked to key former aides including former White House chief of staff Reince Preibus and former White House press secretary Sean Spicer. They have also interviewed National Security Council chief of staff Keith Kellogg. CNN has previously reported Mueller is also seeking to interview other White House staff including McGahn, communications director Hope Hicks and Kushner aide Josh Raffell.The special counsel's office declined to comment. Miller did not respond to a request for comment. 3334