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It's said a penny saved is a penny earned. But a penny exchanged with a 10% return rate is a financially friendly investment.From the Texas panhandle to southeast Wisconsin, banks across the country are launching coin buyback programs amid a nationwide shortage."We just wanted to be prepared to take care of all of our customers and not leave them short," Erik Schrader of Amarillo National Bank said.Schrader says anyone can bring in up to ,000 in coins to Amarillo National locations and swap them for 10% more in cash. So far, he says the trade-off is paying off for both people and banks."I've never seen a coin shortage. We have had lows throughout time, but never anything we thought was a problem," he said. "But luckily, we were able to get out ahead of this."Some customers aren't even looking to cash in. Neil Buchanan of Community State Bank in Wisconsin says many customers are simply exchanging the coins for bills and not taking the 5% incentive."We've had a lot of people come in and say, "No, no. I don't want the bonus. I just heard that there was a problem. I have this coin. I want to be part of the solution.,'" he said.Economic experts say the coin shortage is linked to the pandemic."There was a decline in supply of coins by the mints and there was an increase in demand for the coins as we all got back to getting the groceries," said Kishore Kulkarni, Ph.D., a professor of economics at MSU Denver.Kulkarni said countries around the world have suffered from coin shortages before, and while these types of coin buyback programs do help the economy, more transactions in the future will require less exact change."We are in a cashless society already, and we will be more so moving forward," Kulkarni said.Moving forward financially, Amarillo National Bank will continue exchanging coins for cash through Sept. 1. Community State Bank has received so many coins that it ended its buyback program. 1931

It's a time of love, celebration and great expense.Saturday's royal wedding between Prince Harry and American actress Meghan Markle could easily cost over ￡1 million (.4 million). Security for the event and a ceremonial escort and procession by the British Armed Forces will raise the bill significantly.So who pays for all this? It's a sensitive issue in the United Kingdom because taxpayers will ultimately bear much of the cost, specifically for securing the wedding. 480

It's a common misconception that you can just "shave off" a bunion. Turns out, it's a deformity that needs to be realigned. Doctors are now able to lower the rate of recurrence with a surgery that's three dimensional.Jennifer Anderson is an avid runner, biker and hiker who doesn't like to be slowed down.“By the fall of last year, it got to the point where it was miserable to put running shoes on, hiking boots on, bike shoes,” said Anderson. “At that point, I was like, ‘I need to get this fixed.’”She noticed a bunion developing in her early 30s, but she didn't realize until much later that it was halting her stride.“When it started causing an issue with the things I like to do athletic-wise, running, I’ve always been a runner, I like to ride my bike inside and outside, hiking, so when it got to a point when I wasn’t enjoying that stuff anymore, I knew it was time to get it fixed,” said Anderson.She started doing some research and got overwhelmed with all the types and kinds of surgeries. There are 200 different types of bunion surgeries that exist, which make it difficult to pick the right kind that works best for each situation.“I was actually discouraged because before looking at the Lapiplasty, that point was huge to me,” she said. “I was like, ‘why would I go through having a surgery if it’s going to probably come back?’”Dr. Bharat Desai walked her through what Lapiplasty does and why it's successful."So, literally we’re fusing a joint that’s unstable back to a joint that’s stable. Once a fusion occurs, it won’t change.”The Denver based Orthopedic foot and ankle surgeon says 50 to 60% of bunions are genetic. They occur over time and they tend to be more common in women.“With current standards on fashion and such people want narrower feet, this is not much different than in Japan and the geishas when they bound feet to make them narrow,” said Desai.He says sometimes it causes pain in other areas.“When you have a bunion, it’s a physical change in the alignment your body has to manage that alignment change so it compensates, it can affect knee, ankle, foot and it can affect the ball of your feet as well,” he said.Desai says Lapiplasty is successful because it lessens the chance of a bunion coming back. It permanently addresses the deformity with a 3D fix for a 3D problem.A word of caution from the doctor though:“A bump could just be a spur. Not all bumps are bunions and not all bunions are bumps and so the best thing I would advise is if you’re having pain on the big toe, see a foot and ankle specialist, because they can help you differentiate what it is. It may not be a bunion.”As for Anderson, her recovery was easier than she thought it would be. She was able to walk shortly after surgery. By six weeks, she was in athletic shoes and by the four-month mark, she was back on her feet, back on the road, and back on the trails.3D surgery seeing huge success rate for those who suffer from bunionsIt's a common misconception that you can just "shave off" a bunion. Turns out, it's a deformity that needs to be realigned. Doctors are now able to lower the rate of recurrence with a surgery that's three dimensional.Jennifer Anderson is an avid runner, biker and hiker who doesn't like to be slowed down.“By the fall of last year, it got to the point where it was miserable to put running shoes on, hiking boots on, bike shoes,” said Anderson. “At that point, I was like, ‘I need to get this fixed.’”She noticed a bunion developing in her early 30s, but she didn't realize until much later that it was halting her stride.“When it started causing an issue with the things I like to do athletic-wise, running, I’ve always been a runner, I like to ride my bike inside and outside, hiking, so when it got to a point when I wasn’t enjoying that stuff anymore, I knew it was time to get it fixed,” said Anderson.She started doing some research and got overwhelmed with all the types and kinds of surgeries. There are 200 different types of bunion surgeries that exist, which make it difficult to pick the right kind that works best for each situation.“I was actually discouraged because before looking at the Lapiplasty, that point was huge to me,” she said. “I was like, ‘why would I go through having a surgery if it’s going to probably come back?’”Dr. Bharat Desai walked her through what Lapiplasty does and why it's successful."So, literally we’re fusing a joint that’s unstable back to a joint that’s stable. Once a fusion occurs, it won’t change.”The Denver based Orthopedic foot and ankle surgeon says 50 to 60% of bunions are genetic. They occur over time and they tend to be more common in women.“With current standards on fashion and such people want narrower feet, this is not much different than in Japan and the geishas when they bound feet to make them narrow,” said Desai.He says sometimes it causes pain in other areas.“When you have a bunion, it’s a physical change in the alignment your body has to manage that alignment change so it compensates, it can affect knee, ankle, foot and it can affect the ball of your feet as well,” he said.Desai says Lapiplasty is successful because it lessens the chance of a bunion coming back. It permanently addresses the deformity with a 3D fix for a 3D problem.A word of caution from the doctor though:“A bump could just be a spur. Not all bumps are bunions and not all bunions are bumps and so the best thing I would advise is if you’re having pain on the big toe, see a foot and ankle specialist, because they can help you differentiate what it is. It may not be a bunion.”As for Anderson, her recovery was easier than she thought it would be. She was able to walk shortly after surgery. By six weeks, she was in athletic shoes and by the four-month mark, she was back on her feet, back on the road, and back on the trails. 5829

In the largest U.S. evacuation of the pandemic, more than half a million people were ordered to flee the Gulf Coast on Tuesday as Laura strengthened into a hurricane that forecasters said could slam Texas and Louisiana with ferocious winds, heavy flooding and the power to push seawater miles inland.More than 385,000 residents were told to flee the Texas cities of Beaumont, Galveston and Port Arthur, and another 200,000 were ordered to leave low-lying Calcasieu Parish in southwestern Louisiana, where forecasters said as much as 13 feet (4 meters) of storm surge topped by waves could submerge whole communities.Forecasters Tuesday night expected the storm to increase in strength by 33%, from 90 mph (144 kmh) to 120 mph (193 kmh) in just 24 hours. They project Laura to strike the coast as a major Category 3 hurricane. The strengthening may slow or stop just before landfall, forecasters said.“The waters are warm enough everywhere there to support a major hurricane, Category 3 or even higher. The waters are very warm where the storm is now and will be for the entire path up until the Gulf Coast,” National Hurricane Center Deputy Director Ed Rappaport said.Louisiana Gov. John Bel Edwards said Laura is shaping up to look a lot like Hurricane Rita did 15 years ago when it ravaged southwest Louisiana.“We’re going to have significant flooding in places that don’t normally see it,” he said.Ocean water was expected to push onto land along more than 450 miles (724 kilometers) of coast from Texas to Mississippi. Hurricane warnings were issued from San Luis Pass, Texas, to Intracoastal City, Louisiana, and storm surge warnings from the Port Arthur, Texas, flood protection system to the mouth of the Mississippi River.The evacuations could get even bigger if the storm’s track veers to the east or west, said Craig Fugate, the former head of the Federal Emergency Management Agency.Fearing that people would not evacuate in time, Edwards said those in southwest Louisiana need to be where they intend to ride out Laura by noon Wednesday, when the state will start feeling the storm’s effects.Officials urged people to stay with relatives or in hotel rooms to avoid spreading the virus that causes COVID-19. Buses were stocked with protective equipment and disinfectant, and they would carry fewer passengers to keep people apart, Texas officials said.Whitney Frazier, 29, of Beaumont spent Tuesday morning trying to get transportation to a high school where she could board a bus to leave the area.“Especially with everything with COVID going on already on top of a mandatory evacuation, it’s very stressful,” Frazier said.The storm also imperiled a center of the U.S. energy industry. The government said 84% of Gulf oil production and an estimated 61% of natural gas production were shut down. Nearly 300 platforms have been evacuated.While oil prices often spike before a major storm as production slows, consumers are unlikely to see big price changes because the pandemic decimated demand for fuel.As of Tuesday evening, Laura was 435 miles (700 kilometers) southeast of Lake Charles, Louisiana, traveling west-northwest at 17 mph (28 kmh). Its peak winds were 85 mph (140 kph).Laura passed Cuba after killing nearly two dozen people on the island of Hispaniola, including 20 in Haiti and three in the Dominican Republic, where it knocked out power and caused intense flooding. The deaths reportedly included a 10-year-old girl whose home was hit by a tree and a mother and young son crushed by a collapsing wall.As much as 15 inches (38 centimeters) of rain could fall in some parts of Louisiana, said Donald Jones, a National Weather Service meteorologist in Lake Charles, Louisiana.At Grand Isle, Louisiana, Nicole Fantiny said she planned to ride out the hurricane on the barrier island along with a few dozen other people.“It could still change, but we keep on hoping and praying that it keeps on going further west like it’s doing,” said Fantiny, who manages a restaurant.In Galveston and Port Arthur, Texas, mandatory evacuation orders went into effect shortly before daybreak Tuesday. “If you decide to stay, you’re staying on your own,” Port Arthur Mayor Thurman Bartie said.Shelters opened with cots set farther apart to curb coronavirus infections. People planning to enter shelters were told to bring just one bag of personal belongings each, and a mask to reduce the spread of coronavirus.“Hopefully it’s not that threatening to people, to lives, because people are hesitant to go anywhere due to COVID,” Robert Duffy said as he placed sandbags around his home in Morgan City, Louisiana. “Nobody wants to sleep on a gym floor with 200 other people. It’s kind of hard to do social distancing.”Officials in Houston asked residents to prepare supplies in case they lose power for a few days or need to evacuate homes along the coast. Some in the area are still recovering from Hurricane Harvey three years ago.Laura’s arrival comes just days before the Aug. 29 anniversary of Hurricane Katrina, which breached the levees in New Orleans, flattened much of the Mississippi coast and killed as many as 1,800 people in 2005. Less than a month later, Hurricane Rita struck southwest Louisiana as a Category 3 storm.Laura wasn’t much of a concern for Kerry Joe Richard of Stephensville, Louisiana. As the storm approached, he was angling for catfish from a small dock overlooking the bayou that’s behind his elevated wood-frame home.“The only thing I’m worried about is if the fish quit biting,” he said.___Plaisance reported from Stephensville, Louisiana. Associated Press writers Juan Lozano in Houston; Jeff Martin in Marietta, Georgia; Seth Borenstein in Kensington, Maryland; Melinda Deslatte in Baton Rouge; Louisiana; Kevin McGill in New Orleans; Jay Reeves in Birmingham, Alabama; Evens Sanon in Port-au-Prince, Haiti; Cathy Bussewitz in New York; and Paul Weber in Austin, Texas, contributed to this report. 5945

INDIANAPOLIS -- A father died Sunday evening from the injuries he sustained while rescuing his 3-year-old daughter from a vehicle after it rolled into a pond on Indianapolis' north side.Divers and rescuers were called to a pond on Fluvia Terrace after 4:30 p.m. local time. Witnesses told police that the father had stopped to talk to someone and left his 3-year-old in the vehicle. The child hit the gear and shifted the car into reverse, rolling it into the pond. The father and another man ran after the vehicle and were able to pull the child out. She was awake and talking to rescuers, according to Rita Reith with the Indianapolis Metropolitan Police Department. The child was taken to the hospital in critical condition. The child's father, who could not swim, was submerged in the water for roughly ten minutes. He was pulled out by rescuers and rushed to the hospital without a pulse. He later regained his pulse but was unable to survive his injuries and died just after 11:30 p.m.He was identified as Anthony Burgess Jr., 24. The bystander who helped rescue the child was also taken to the hospital and treated for hypothermia.   1218