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Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556

Arrest Made, Additional Information Sought in Galleria ShootingMontez Moses Miracle Coleman 22 years oldBirmingham, AL- Capital Murder No Bond- 3 counts of Assault 2nd degreeNo BondPress release: https://t.co/lZrv4Jg8up@CSMetroAL #hooverpd pic.twitter.com/AVF0cAFtTd— Hoover Police Dept (@HooverPD) July 5, 2020 322

An intoxicated Mansfield woman was arrested on Saturday after making lewd comments to the Easter Bunny.Ladonna Hughett, 54, was arrested at Richland Carrousel Park in Mansfield, Ohio.Witnesses told police the woman made several lewd comments while taking a photograph with the Easter Bunny and appeared to be intoxicated. Afterward, Hughett went for a ride on the carrousel.Police said Hughett appeared to be under the influence when they arrived. She was charged with drunkenness and taken to Richland County Jail. No word on the toll all this egg-citement took on the Easter Bunny. 641

An Omaha, Nebraska massage therapist accused of sexual assault now faces more charges.Omaha Police have now charged 62-year-old Melvin Buffington with five additional charges of Third Degree Sexual Assault.  OPD says a woman reported that Buffington sexually assaulted her during a scheduled massage appointment at Oasis Massage and Spa on January 12.  As they investigated that allegation, a second victim reported she had been sexually assaulted during her massage appointment on February 15. Prosecutors say Buffington moved the woman's underwear and penetrated her during a deep tissue massage Police took Buffington into custody on Feb. 18. On Feb. 20, Buffington had his bond set at ,000.  Omaha Police say the investigation continues and Oasis has cooperated fully.  829

ANAHEIM, Calif. (AP) — A Los Angeles police detective has been charged with secretly videotaping dozens of men inside a restroom at Angel Stadium of Anaheim.The Anaheim city attorney's office says 42-year-old Ryan Caplette was charged Friday with 75 misdemeanor counts.Prosecutors allege that Caplette was the man seen videotaping inside a stadium bathroom on June 8. He was off-duty at the time. Caplette was released after being placed under a citizen's arrest.Prosecutors allege that Caplette videotaped at least 37 people that day.Caplette is charged with disorderly conduct that includes peeping with intent to invade privacy, secretly videotaping in a restroom and loitering.Caplette couldn't immediately be reached for comment. He has a court appearance scheduled for July 22.An LAPD spokesman says Caplette has been assigned to paid home duty. 859