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As this active hurricane season continues. more coastal cities are changing how they build as a way to prevent against the effects of climate change.In Margate, New Jersey, a city of 6,000 people just south of Atlantic City, a -million beach replenishment project completed in 2017 created an eight-mile stretch of dunes along the beach to protect homes against storm surge from hurricanes and nor’easters.The project involved pumping 3.8 million cubic yards of sand from the ocean floor onto the beach. The sand was used to create a berm along the west side of the beach, closest to the homes, that could protect against storm surges of up to 15 feet while more sand was placed along the shoreline, extending the beach and moving the waves further away from properties.“I think the beach replenishment project is very important,” said Nee Jersey Department of Environmental Protection chief resiliency officer Dave Rosenblatt. “Without it, we would’ve expected to see a lot more damage from Sandy and frankly, normal nor’easters.”Superstorm Sandy in the fall of 2012 was the catalyst for the project. The storm’s worst damage was felt about 100 miles north of Margate where the boardwalk was ripped up and homes were left without power for days, and in some cases, weeks.“After Sandy, it was very easy to compare the areas that had beach replenishments and dunes to those that did not,” said Rosenblatt.But Margate is just an example of several coastal cities around the country that are doing things differently.“As the sea level rises, most people are more worried about what’s going to be underwater. That’s not as important as the flood plane is expanding,” said Galen Newman, associate professor of Landscape Architecture and Urban Planning at Texas A&M. “I think there are many cities exploring options.”After Hurricane Harvey, Houston built more greenspace in its downtown area so water could better drain. On the Texas coast, near Galveston, engineers have been considering a dike to stop flooding. After Hurricane Ike in 2008, the area withstood billions in damages, and experts worry the next strong storm to target the area could cause catastrophic effects to the economy as the area is America's leading producer of petroleum.Furthermore, in parts of Florida, new building codes now mandate buildings withstand winds of up to 130 MPH,, a low-end Category 4 hurricane. A study by the Institute for Business and Home Safety found the change has worked as insurance claims have gone down in number and severity since the year 2000. 2556

As we shield ourselves in any way possible from the novel coronavirus, there are some parts of the country handling social distancing better than others.“This is a public health problem; it’s not a private health problem,” explained Dr. Bhaskar Chakravorti, who leads the Fletcher Institute for Business at Tufts University. “If I get sick, I could make three other people sick.”Over the past few months, Dr. Chakravorti and his colleagues have been analyzing mobility data from across the country.What did he and his team discover?The top three states who were practicing social distancing the most were New York, New Jersey and Massachusetts. Nebraska, South Dakota, Arizona were among the worst when it came to practicing social-distancing procedures. Dr. Chakravorti says that has led to higher contagion rates in those areas.“In this post-pandemic moment, each state is going in somewhat a different direction as far as how it's managing the pandemic,” he added.In bigger cities with higher rates of infections, the study found that people responded better to restrictions because they could see the impact the coronavirus was having around them. Dr. Chakravorti hopes public health officials use his findings to make more uniform policies nationwide.“This whole issue of COVID has become a political issue, so even the act of wearing a mask has become a political statement,” he said. “You never want to mix politics with anything. You definitely don’t want to mix it with public health. That’s a dangerous combination.” 1534

Back to school time usually means it's time for a new backpack.Nowadays there are tons of choices in how kids can lug around their belongings. Rolling backpacks, shoulder sling options, or the traditional two-strap pack. But which one is right for them?Will it support their back? Stay together through the school year? Does it look good? These are some of the questions parents grapple with in the middle of shopping aisles.A study by UC San Diego researchers found that children commonly carry about 10 to 20 percent of their body weight in backpacks, which is also the limit recommended by the American Academy of Pediatrics.UCSD researchers tested the correlation between backpack weight and a child's back pain. They tested a group of 8 children and measured spinal pressure at three different amounts of backpack weight meant to mimic 10, 20, and 30 percent of their weight.They found that as the weight of the backpack load increases, back pain in children increases and spinal disc height shrinks as lumbar asymmetry grows.Which brings us back to the original question: How do you make sure a backpack is right for a child? A graphic from the folks at RetailMeNot have outlined how a backpack should rest on a child:Safety strapsBackpack straps are more important than kids think. Shoulder straps should be wide and padded to help distribute the pack's weight evenly, according to the website Healthy Children. Abdominal straps also help distribute weight across the waist, hips, and back.It's also recommended not to wear backpacks on only one shoulder, which shifts all that weight and leads to neck and back pain.Wearing it rightThe top of a backpack should sit one to two inches below the top of the shoulders. Also, the pack should not sit more than four inches below the waistline.The bottom of the backpack should align with the curve of the lower back.Preventing injury on the goWhile at school, its important for kids to be careful while lugging around their backpack. If possible, students should stop by their lockers often to unload any unneeded gear from their backpack. If bending down, kids should use both of their knees while wearing a backpack and not bend at the waist.Learning back-strengthening exercises can also help build up muscles primarily used while carrying weight.Consult a pediatrician if necessaryTalking with your child's doctor about back health is vital. Speak with your child as well about being vocal about back discomfort. And for parents, don't ignore complaints about back pain.If may also be worth speaking with school administrators about lightening the load of work carried around or buying separate textbooks to keep at home. 2740

As so many massive data breaches have shown, there's no way to completely protect your information from swindlers.But being aware of fraudulent schemes — especially during tax season — can minimize your bad luck. And it can protect you from IRS penalties, interest and in some cases criminal prosecution if you fall for them.Here are 12 of the biggest tax scams the IRS is flagging this year:1. Phone scams: Put simply, anyone who calls or texts you unsolicited and claims to be from the IRS is a fraud. The IRS will never call, text or email you out of the blue. It will never ask you to wire cash or provide bank and credit card numbers. It will never call to threaten you with arrest or deportation.So, if you're contacted, don't give out any information about yourself. Just hang up.2. Phishing: Emails enticing you to click on a link and give up personal information (name, Social Security number, bank account numbers, etc.) are a scourge of daily life.This tax season the IRS is seeing a new twist on phishing: Unexpected deposits of tax refunds in your bank account.Criminals who've stolen your tax and banking information from elsewhere file a fraudulent tax return in your name and have the refund deposited in your account. They then will contact you by phone or email pretending to be from the IRS or a collection agency, claiming a refund was deposited erroneously in your account and ordering you to send it to them.In other email schemes, criminals may pose as your bank or other legitimate institution you know to get you to fork over your passwords, Social Security number and other valuable information.3. Tax return preparer fraud: Most tax preparers may be honest. But there are still many unscrupulous ones.One telltale sign of a fraudster: They base their fee on the size of your refund and encourage you to take tax breaks you're not entitled to or to under-report your income to inflate your refund.Another: They don't insist you give them records and receipts. Or they ask you to sign a blank return.Before giving any information to a new preparer, ask for an IRS Preparer Tax Identification Number. You can also search the IRS directory of credentialed preparers. If he says he's a CPA, check your State Board of Accountancy. Or for attorneys, check with your State Bar Association.Also, make sure he can e-file returns. Preparers who have more than 10 clients have to be able to do that.4. Falsely inflating refunds: Scam artists posing as tax preparers may file false information on your return all for the purpose of inflating your refund.They may report deductions, credits or exemptions you don't qualify for. Or they may try to report your taxable income as zero through the use of bogus forms.5. Falsely inflating income: Some fraudsters try to inflate your income — reporting wages or self-employment income you didn't earn — to qualify you for a refundable credit like the Earned Income Tax Credit.6. Falsely padding deductions: Some tax preparers may encourage you to overstate your deductions, such as charitable contributions, to get a larger refund or reduce what you owe.7. Improperly claiming business credits: If a tax preparer encourages you to take a business credit like the research and development tax credit or the fuel tax credit, make sure you're eligible first.Here's a break down of how to qualify..8. Making frivolous tax arguments: Did you know that the First Amendment lets you refuse to pay taxes on moral or religious grounds?Well, it doesn't.But anyone who tries to snooker you into believing that it does — or tries to sell you on other too-good-to-be-true ideas — is encouraging you to engage in frivolous tax arguments to lower your tax obligations.9. Abusive tax shelters: If someone tries to sell you on the idea of protecting your money from taxes through a complicated scheme, be wary. It could be an illegal tax shelter.The IRS this year is particularly attuned to so-called "micro-captive" insurance structures. While some are legitimate, there are cases where "promoters, accountants, or wealth planners persuade owners of closely-held entities to participate in schemes that lack many of the attributes of genuine insurance," the agency noted.Before signing on to any type of shelter: Ask the person trying to sell you the product whether she's collecting a referral fee from anyone, and get a second opinion about the set-up from a trusted, independent tax adviser.10. Fake charities: Groups asking for money that have names or websites very similar to well-known charities may be scams. To verify whether they're a qualified charity to which contributions are tax deductible, ask for the group's Employer Identification Number and enter it into the IRS Exempt Organizations Select Check.11. Hiding money offshore: There is nothing wrong with having money offshore so long as you report your foreign accounts to the IRS every year, and pay whatever US taxes are owed on them. But if anyone tries to sell you on an account in another country or non-US territory and promises your money will be protected from US taxes and IRS detection, that's likely an offshore tax cheating scheme.12. Identity theft: The good news is reports of tax-related identity theft have gone down. The bad news? It's still a big risk. Thieves armed with your Social Security number or Individual Taxpayer Identification Number can file a return in your name and claim your refund before you do.The best way to protect yourself is to be vigilant about not falling for the most prevalent tax scams listed here.And never give your personal information to untrustworthy sources.  5633

At least one airline is starting to pull back on their cleaning regimen. Southwest crews are limiting their between-flight cleanings and leaving most of the passenger areas for the overnight cleaning crew, according to reports.Following the coronavirus outbreak in March and subsequent travel bans, airlines touted their stepped-up cleaning protocols as passengers returned.Starting in August, Southwest is focusing on lavatories and tray tables between flights, leaving seat belts, arm rests and other areas for the overnight cleaning crew, Southwest representative Ro Hawthorne told the Dallas Morning News."Since flight schedules have increased, other areas of the aircraft will be disinfected during our overnight cleaning process, when Southwest Teams spend six to seven hours per aircraft cleaning all interior surfaces," Hawthorne said in a statement.“As always, Southwest will monitor customer and employee feedback as we adapt to the new normal in air travel, while ensuring we keep safety as our top priority,” the statement continued.In March, Southwest announced their cleaning program included "interior windows and shades, every seat belt buckle, passenger service units (including the touch buttons that control reading lights and vents that direct personal air), as well as seat surfaces, tray tables, armrests, etc."The change to cleaning protocol will reduce the time an aircraft spends on the ground between flights, the airline told flight attendants in a memo obtained by CNN. 1505

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