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Hurricane Irma may be gone, but days of darkness and devastation are just beginning in Florida.Residents could go for days without power after the storm uprooted homes, trees and power lines, leaving 4.4 million customers without electricity statewide in simmering temperatures, officials said."Temperatures will be around 90 for many, especially central and southern Florida for the next several days," CNN meteorologist Taylor Ward said. "High humidity will make it feel like the low to mid-90s. While it isn't above normal, it's certainly warm and humid which is miserable without power." 599

In a bizarre twist following the Parkland, Florida school shooting that killed 17 people, the confessed shooter Nikolas Cruz has been receiving "fan letters" from across the nation. The Sun Sentinel reported that Cruz not only has been receiving letters from admirers, he has also received money for his commissary account, which allows inmates to purchase snacks and accessories. So far, Cruz has been given 0. The letters, many of which are coming from teenage girls, are not being shown to Cruz as he is on suicide watch at the jail.Broward County Public Defender Howard Finkelstein told the Sun Sentinel the craze is "perverted." Some of the letters have included suggestive photos of young women. According to the Sun Sentinel, one woman from Chicago sent nine photos of herself that were sexually suggestive. "In my 40 years as public defender, I've never seen this many letters to a defendant," he said. “We read a few religious ones to him that extended wishes for his soul and to come to God,” Finkelstein added, “but we have not and will not read him the fan letters or share the photos of scantily-clad teenage girls.”The Sun Sentinel reported that one person from Texas sent a letter that included hand-drawn hearts and happy faces. "Your eyes are beautiful and the freckles on your face make you so handsome," the woman said in a letter to Cruz. “I’m really skinny and have 34C sized breasts.”A teenager wrote, “I’m 18-years-old. I’m a senior in high school. When I saw your picture on the television, something attracted me to you," the Sun Sentinel reported.Cruz, who admitted to killing 17 people last month at Stoneman Douglas High School in Parkland, awaits trial. Cruz could face the death penalty for the deaths, according to Florida law.  1840

In an interview with ABC News and the Louisville Courier-Journal, one of the Louisville police officers involved in the raid that led to the death of Breonna Taylor claims his team knocked on Taylor's door six times and said the fatal shooting could have been avoided if officers did not allow time for Taylor and her boyfriend to come to the door.Sgt. Jonathan Mattingly spoke with ABC News and the Courier-Journal for two hours on Tuesday — the same day a grand juror spoke publicly about the case for the first time. Mattingly said police officers believed that Taylor was the only person in the apartment when they served the no-knock warrant on her apartment."We expected that Breonna was going to be there by herself. That's why we gave her so much time. And in my opinion, that was a mistake," Mattingly told ABC News.He said if he could have done anything differently that evening, officers would have breached Taylor's apartment without giving time for her or her boyfriend, Kenneth Walker, to react."What would I have done differently, the answer to that is simple now that I've been thinking about it. Number one, we would have either served the no-knock warrant or we would have done the normal thing we do, which is five to 10 seconds. To not give people time to formulate a plan, not give people time to get their senses so they have an idea of what they're doing. Because if that had happened, Breonna Taylor would be alive, 100 percent."Mattingly claims officers involved in the raid knocked on Taylor's door six different times."So we get up, I remember banging on the door, it's open hand, hard smack, bam, bam, bam, bam. First time, didn't announce. Just hoping she would come to the door," Mattingly said.He also claims that at one point, they "repeatedly" yelled "police, search warrant!"Walker and 11 other people interviewed by police said they did not hear officers identify themselves. Only one other person in the apartment complex corroborated police claims that they identified themselves.Walker says he assumed the police officers were intruders and grabbed his gun to protect himself and Taylor. When officers breached Taylor's door, Walker fired at them. Mattingly was the only officer injured during the shooting."As soon as I felt the smack on my leg and the heat, I — boom, boom — returned four return shots, four shots," he said. "I reached down and felt my leg. I could feel a handful of blood and the heat — I thought my femoral artery. I said I can't stand up because I'm going to pump the blood out if I keep pushing forward."Mattingly also took issue with Walker's claim that he fired a "warning shot," saying that his stance indicated that he was ready to fire at officers.Mattingly was able to limp out of the apartment and was later taken to the hospital. He didn't learn of Taylor's death until he got out of surgery the next day."My first question was, 'Did she have a gun? Was she a shooter?' Because I didn't know what took place after I moved out," Mattingly said."I feel for her. I hurt for her mother and for her sisters," he added. "It's not just a passing 'Oh, this is part of the job, we did it and move on.' It's not like that. I mean Breonna Taylor is now attached to me for the rest of my life. And that's not again, 'Woe is me.' That's me feeling for them. That's me having a heart and a soul, going as a parent, 'How do you move on?' I don't know. I don't want to experience it."Taylor's case has become a touchstone case across the country amid a summer of unrest. For months, protests took place nightly in Louisville as demonstrators called for justice.Mattingly told ABC News that despite calls for police reform to address questions of systemic racism, Taylor's shooting had nothing to do with her race."It's not a race thing like people want to try to make it out to be. It's not. This is a point where we were doing our job, we gave too much time when we go in, I get shot, we returned fire," Mattingly said. "This is not us going, hunting somebody down. This is not kneeling on a neck. It's nothing like that."Mattingly and his fellow officers will not face homicide charges in connection with Taylor's death. Kentucky Attorney General Daniel Cameron, who led the investigation, claims officers were justified in their actions because Walker fired at them.Mattingly's interview came the same day that a grand juror in Taylor's case spoke publicly and claimed that he and others on the grand jury were not given the opportunity to consider homicide charges against the police officers.Only one police officer, Brett Hankison, faces charges in connection with the case. He's charged with endangering Taylor's neighbors by firing his gun at the building.In the days leading up to the grand jury decision, Mattingly sent an email to hundreds of his coworkers criticizing the city's mayor and other officials for their handling of the case."It's sad how the good guys are demonized, and criminals are canonized," Mattingly said in the email. "Put that aside for a while keep your focus and do your jobs that you are trained and capable of doing." 5115

In a little more than a decade, more than 40 million diabetics worldwide could be left without insulin, the drug that is needed to help control the disease. It's a dire prediction from a study published in the journal Lancet Diabetes and Endocrinology that could have life-altering consequences. Health expert Dr. Dahlia Wachs likened insulin to being the key to a door. In most people, it's a naturally occurring hormone the pancreas secretes when we eat sugar so that it can go from the bloodstream and into our cells.But it's a different matter for the millions of people whose bodies either don't make insulin or who have insulin resistance."Type 1 diabetics — they are very dependent on insulin," Wachs said. "They don't make insulin. They get very skinny and we have to give them insulin. There really isn't a lot of other treatments for these Type 1 diabetics.”A shortage of insulin in drug form poses major challenges. "So those with Type 2 diabetes, many of them can take pills, but if they are in poor control we have to give them insulin," Wachs said.Wachs said insulin is expensive to make. She says only three major pharmaceutical companies make it. And the demand isn't the highest here in the United States but other parts of the world, including Africa and Asia. However, the U.S. will have the third highest number of people living with diabetes by 2030.Diabetes is growing at an epidemic rate in the U.S. More than 12 percent of the adult population in Nevada is diabetic, according to the Centers for Disease Control. Every year, 10,000 people are diagnosed with diabetes and an estimated 75,000 have diabetes and don't know it. "So what can we do to prevent the shortage? Well, try to prevent diabetes," she said.That means controlling obesity, exercising and eating healthy. 1943

If you’re fortunate enough to be able to donate money this year, plenty of causes need your attention.In a year like 2020, choosing where to direct your dollars is like picking your favorite child. Should your money go toward nonprofits providing basic needs, organizations fighting for social justice or a campaign to help local small businesses stay afloat? If you prefer donating your time, how do you give back when volunteer events are limited by the pandemic?Here’s a guide to prioritizing your donations, taking advantage of special tax deductions for 2020 giving and using your holiday spending to make a difference.Tax benefits of giving during the pandemicThis year, in addition to helping those in need, you may be eligible to receive added tax benefits for your donations.As part of the Coronavirus Aid, Relief and Economic Security Act, taxpayers who take the standard deduction are allowed an additional deduction of up to 0 for charitable donations made in cash. Previously, charitable contributions could only be deducted if taxpayers itemized.Taxpayers who itemize can deduct up to 100% of their adjusted gross income for cash donations (up from 60%) made in 2020.These incentives don’t apply to all contributions — only those made to qualifying public organizations, which the IRS defines as “those that are religious, charitable, educational, scientific or literary in purpose.” Contributions to donor-advised funds, nonoperating private foundations and support organizations don’t qualify for the deduction.The IRS website has a tool to look up tax-exempt organizations.Use your values to inform your givingChoosing which cause to support is deeply personal. If you haven’t already, make a list of your values and what you’re grateful for. This list is the basis for your giving plan that can help you determine which causes to prioritize and which ones you can say no to, says Jeannie Sager, director of the Women’s Philanthropy Institute at Indiana University.Sager says you can also use a giving plan to frame your actions outside of hitting the “donate” button.“What kind of volunteerism are you doing? What messages are you sending as you retweet or share things on social media? How does that tie into your philanthropy and your values?” she suggests asking yourself.Early in the pandemic, you may have committed small acts of generosity such as buying gift cards to support your local coffee shop or paying your hairstylist when the salon was shut down.Keep the community spirit going, says Eileen Heisman, president and CEO of National Philanthropic Trust, a public charity that manages donor-advised funds and is based in Jenkintown, Pennsylvania. “I’m a big fan of small grassroots charities,” she says. “A lot of everyday neighborhood arts organizations, small ones, are disappearing.”Research by the Women’s Philanthropy Institute during the early months of the pandemic showed that organizations dedicated to basic needs and health fared better than those focused on religion, and especially better than those serving all other purposes, such as education, the arts and the environment.Resources such as Charity Navigator and GuideStar help you research a charity’s financial health, tax-exempt status and practices. Your local community foundation website can also give you an idea of nonprofits to support.“We encourage people to give deeply to a few causes rather than spreading money out to many causes,” says Grace Chiang Nicolette, vice president of programming and external relations at the Center for Effective Philanthropy in Cambridge, Massachusetts.Unrestricted gifts are typically the most useful to charities, Nicolette says, referring to donations that don’t come with requirements on how the money can be used.Give back while shoppingThis holiday season, 65% of Americans say the pandemic will have an impact on the way they plan to give gifts. At least, 3 in 10 Americans (30%) say they’ll send money or gift cards, and 28% say they’ll ship gifts to loved ones they typically give gifts to in person, according to NerdWallet’s 2020 Holiday Shopping Report.Around 1 in 8 Americans plan to spend more on charitable donations, and almost 1 in 5 plan on spending less on donations in 2020 than they did in 2019, the report says.If you cannot set aside money for donations, use your online holiday purchases to give back. Many online retailers make it easy to donate as you’re checking out or buying gift cards, such as through the Paypal Giving Fund or Amazon Smile program.Heisman suggests using apps that round up your purchases and donate the difference to charity. Boomerang Giving, ChangeUp For Charity and GiveTide are some examples.You can also donate your unused airline miles or credit card rewards to charity, but be aware of the downsides. The charity may not always receive the full amount of your donation and you cannot apply this contribution toward the CARES Act tax deduction.This column was provided to The Associated Press by the personal finance website NerdWallet.More From NerdWalletHow to Maximize Your Online Donation to CharityTax Deductible Donations: Rules for Giving to Charity, How to Get a Deduction & 3 Tips to SaveSmart Money Podcast: The Holiday Shopping EpisodeAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 5348

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