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SAN DIEGO (KGTV) -- Car insurance is on the rise throughout San Diego and California.According to The Zebra, the average annual auto insurance premium for San Diego is more than ,600.Still, insurance is cheaper in San Diego than other parts of California. Drivers in Los Angeles pay an average of ,928 per year for insurance. Since 2011, the San Diego metro has seen rates rise 45 percent, more than doubling the 20 percent increase nationwide.California doesn’t factor things like credit and education into car insurance rates.According to the report, rising insurance rates are likely due to a combination of severe weather and more drivers on the road.Overall, California is the ninth most expensive state for car insurance with the most expensive being Michigan and the least expensive North Carolina. 822

SAN DIEGO (KGTV) -- Consumer prices rose by nearly four percent in San Diego over the last year largely due to an increase in the cost of gasoline, according to a new report by the U.S. Department of Labor. According to the report, prices in the San Diego area rose 3.8 percent over the last 12 months and 1 percent over the last two months. The largest increases stem from household furnishings and operations and housing, which rose by 9.3 and 5.2 percent over the last year. The report points out that an increase in prices for food and energy over the last two months was fueled by higher gas prices. The energy index jumped 11.4 percent over the last two months mainly due to higher gas prices, according to the report. Over the last year, food from home increased by more than 2 percent while food away from home actually decreased by 0.4 percent. California's gas tax will jump by another 5.6 cents per gallon on July 1, 2019. Although the report may seem discouraging, the cost increases were at least partially offset by a 1.1 percent price decline in education and communication. The report shows that items like cereal and baked goods were up by nearly 2 percent from May of 2018 to March of 2019. Apparel was up by more than 6 percent from May of 2018 to March of 2019. Milk and dairy products also rose by 2 percent in the same time period. Consumer prices increased in a similar way in neighboring Los Angeles. Over the last year, prices in Los Angeles rose by more than three percent, but May only saw prices rise by 0.2 percent. The report shows that the cost of household goods and operations rose by nearly 6 percent while housing jumped 4.4 percent. In the west as a whole, consumer prices rose by nearly 3 percent while increasing by 0.5 percent in May. According to the agency, although prices for household goods also rose by more than a percent, the increased cost was partially offset by lower prices for apparel and recreation. 1961

SAN DIEGO (KGTV) -- Cool zones are open around San Diego County as the weather heats up. The cool zones, spread out throughout the county, provide designated air-conditioned facilities that provide a place to beat the heat. According to county officials, the cool zones provide a place where seniors and others can congregate to protect their health and reduce individual energy costs. The program has been in operation since 2001. The County Health and Human Services Agency Aging and Independence Services partners with San Diego Gas and Electric to provide the service. Click here for a complete list of county cool zones and their hours of operation. Check out the list below for tips on beating the heat: Slow down. Be your most physically active during the coolest part of the day, usually between 4-7 a.m. Pace yourself when engaging in physical activity.Stay indoors as much as possible. If air conditioning is not being used, stay on the lowest floor. Keep shades down and blinds closed, but windows slightly open.Electric fans do not cool the air, but they do help sweat evaporate, which cools your body.Take a cool shower, bath or sponge bath.Avoid using the oven.Wear lightweight, loose-fitting, light-colored clothing. Light colors will reflect away some of the sun's heat.Air out hot cars before getting into them.Never leave children or pets inside vehicles at any time, even with the windows cracked. Temperatures inside a vehicle can reach lethal levels no matter what the weather is like.Drink more fluids than usual even if you do not feel thirsty.Water is the safest liquid to drink during heat emergencies. Avoid drinks with alcohol or caffeine; they make the heat's effects on your body worse.Eat small meals and eat more often. Avoid foods that are high in protein, which increases metabolic heat.Avoid using salt tablets unless directed to do so by a physician.If you take diuretics, ask your physician about a lower dosage during hot weather.If it is safe to do so, leave windows open at night. Open windows on two sides to create cross ventilation.Place a piece of cardboard covered with aluminum foil in sunny windows to reflect sunlight and heat away from the house.Vacuum, clean or replace air filters regularly for maximum cooling efficiency.If affordable, install outdoor awnings or sunscreens.Call your physician if you feel you may be experiencing a heat-related illness. 2412

SAN DIEGO (KGTV) - Behind every mammogram Dr. Lisa Watanabe looks at is a woman waiting, and hoping, for good news. Dr. Watanbe is a radiologist, and the Chief Medical Officer for CureMetrix, an artificial intelligence (AI) technology company focused on early breast cancer detection.Their FDA-cleared software is able to learn, using millions of mammograms, to identify, mark, and score anomalies. "Cancers that were missed by a radiologist were detected by the machine, some of them weren't even small, sometimes they were just obscured by dense tissue," said Dr. Watanabe.She says the technology has found breast cancer up to five years earlier than it was found by the human radiologist. "It may detect features on mammograms the human eye can't detect," said Watanabe.The technology is already being used by doctors around the world and is also available to anyone with internet access.Women can pay 9 to get their own CureMetrix second opinion by uploading their mammogram to the online portal DocPanel.Dr. Watanabe says the software is not meant to replace humans but rather help them do their job better.San Diego resident Amanda Caniglia says the technology gave her peace of mind. "As a woman and going for my first mammogram and knowing the family history, there is a lot of anxiety going into it, you don't know what to expect," said Caniglia.While Caniglia's initial mammogram results came back normal, she wanted a second opinion because of her family history of cysts, tumors, and cancer. When the CureMetrix results also came back as normal, it was a huge relief. "it really lowered my anxiety and gave me peace of mind because I was able to know I'm good to go, I'm cancer-free."The technology is lowering the number of false positives and catching cancer earlier, giving more women the chance to find a cure in time. 1846

SAN DIEGO (KGTV) - Charles Schwab is the latest large investment firm to offer fractional stocks as a way to get more people to invest.The move puts more high-dollar, blue chip stocks within reach for younger customers."It's a big win to consumers in general," says Steven Fox, the owner of Next Gen Financial Planning. "That's particularly helpful for younger investors because they typically tend to have smaller accounts."A recent report says that 66% of millennials say they're afraid of the stock market. Fox thinks it's because that generation watched their parents go through multiple downturns and were turned off by its volatility.But, Fox says fractional stocks, and other new ideas from large companies are enticing more people to invest. He says many firms are starting to offer perks like zero-commission trades, fractional stocks, and on-line based accounts to help people save money and invest more."It may only be 1%, but for a lot of people over a long period of time, as you account grows more and more, that 1% can mean a difference of tens or hundreds of thousands of dollars that you would have available to pull out later in life."Fox says it also helps people keep a more diverse portfolio. He says this is the start of a shift to more direct indexing, where investors will be able to use fractional stocks to create their own groups of investments, rather than buying pre-set mutual funds or indexes."You're gonna see more technology come out that makes it easy to do direct indexing and consumers are going to see more and more options here," says Fox. 1585