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An Arizona man says he discovered something disgusting in his Culver's butter burger, and now he wants answers.Najib Anek says he bit into a fake fingernail that fell off the finger of an employee who made his food at the Culver's in Peoria. "It was inside the sandwich halfway through," Anek said. "It was crunchy man. I threw up three times."Anek said he complained to management, and they apologized.He also said the store's management watched the surveillance video and saw the female employee making his burger without gloves and missing a fingernail.Maricopa County food inspection records show the Culver's location has all "A" ratings going back to 2015. Now, that could change. "Yes, I called the health department, and I have a complaint number," Anek said. The Culver's manager said their insurance is looking into the situation and the offending employee is on leave.  958

ANTIOCH, Tennessee (WSMV) -- Exactly one week after a gunman opened fire on a Waffle House in Antioch killing four people and injuring others, community members gathered at the site to remember the victims.At exactly 3:20 this morning, people held a moment of silence, prayers and sang a song at Waffle House in honor of the victim's of last week's shooting.The group Partners in the Struggle organized the event at Waffle House this Sunday morning so that the community could gather in prayer as well as offer comfort and support to those affected by last week's shooting."What I would tell the families is [to] stay strong," said Earl Jordan of Partners in the Struggle. "God's grace and mercy [are] tremendous and we're praying. We're praying for them. We're praying for James Shaw Jr. Thank God for him, for coming out of his own self to save himself and save others."Supporters say the goal of the event is to continue the healing process and help the community move forward from the terrible tragedy.At 7 a.m., community members held another moment of silence, "standing tall" five minutes for or each of the eight victims of the Waffle House shooting.The group stood silently for 40 minutes total. 1212

An Oceanside City Councilman is proposing a tax credit for companies who hire Oceanside residents and pay them at least ,000 a year.Councilman Christopher Rodriguez says he wants to reward Oceanside businesses who hire locally. The proposal, which the City Council will initially discuss Wednesday, would pay Oceanside companies ,500 for each new hire who lives in Oceanside and is paid that minimum salary. "It's a big problem, housing affordability in North County," Rodriguez said. "North County, Coastal Oceanside, we're up and coming. It's more expensive to live here for sure."Rodriguez said his proposal is a starting point and that he is willing to move on the numbers based on council feedback. If there is support, city staff could analyze the proposal and return in 120 days with a concrete plan.Business groups such as the Oceanside Chamber of Commerce expressed support for the plan. Peter Rodriguez, an operations manager at Beachfront Only, a vacation rental property management firm, said the credit could help his company. He says Beachfront Only often hires Oceanside residents because they are close to most of their properties. The company has two openings that pay about ,000 a year. "The ability to have one of our assistant managers down the street is kind of a selling point," he said, noting that he did not plan to specify Oceanside resident in a job ad. 1397

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

As coronavirus cases begin to jump again in the United Kingdom, Prime Minster Boris Johnson announced Wednesday a nationwide ban on gatherings of more than six people. The ban goes into effect on Monday.While coronavirus cases in the UK currently pale in comparison to the spread of the virus in the US, the UK has seen a marked jump in infections. According to New York Times data, the rate of new cases has doubled from three weeks ago. Johnson’s announcement comes as the UK reported 32 coronavirus-related deaths on Tuesday, the most in a single day since July 29.The UK has a population of 66 million, which is nearly one-fifth the population of the United States, which reported 462 coronavirus-related deaths on Tuesday.Previously, the UK had a ban on all gatherings of more than 30 people.“It will be enforced by the police. And anyone breaking the rules risks being dispersed, fined and possibly arrested,” Johnson said.Johnson told reporters on Wednesday that limiting gatherings is an important step in stopping the spread of the virus.“I should stress that if we are to beat the virus, then everyone at all times should limit social contact as much as possible and minimize interactions with other households,” Johnson said. “It's safer to meet outdoors, and you should keep your distance from anyone you don't live with, even if they're close friends or family.”Since the start of the pandemic, the UK has reported more than 41,000 coronavirus-related deaths. In April, the UK was among the hardest hit nations in the world, with its per capita death rate worse than the United States. But the number of coronavirus-related deaths, which peaked at nearly 1,000 per day, quickly dropped in May. As of last week, the UK was averaging fewer than 10 coronavirus-related deaths per day.But the spike in cases has prompted Johnson to impose a stricter mandate on social gatherings.The ban allow some exceptions for workplaces, schools, funerals and weddings.A number of other nations have implemented similar, but less stringent bans on gatherings. Australia allows gatherings of up to 50 people in private residences, and 100 people in non-residences. Justin Boggs is a writer for the E.W. Scripps National Desk. Follow him on Twitter @jjboggs or on Facebook. 2275

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