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Hertz has been in business for over 100 years.In May, the car-rental company filed for reorganization under Chapter 11 in bankruptcy court in Delaware.On Monday, Hertz announced in a press release that revenues were down 70% as it reported its second-quarter financial results."In the second quarter, like so many companies whose revenues have sharply declined due to the pandemic's significant impact on global travel, we had to make difficult but necessary decisions to strengthen and position the company for growth for many years to come," said Paul Stone, President and Chief Executive Officer of Hertz Global in the news release. "The toughest decisions have been those that impact the livelihood of our dedicated workforce and our voluntarily reorganizing under Chapter 11 in North America. We are moving through our reorganization process and remain focused on emerging an even stronger global rental car leader better positioned to serve our customers around the world."The parent company, Hertz Global Holdings, recorded revenue of 2 million, but with a net loss of 7 million.And with air travel impacted by COVID-19, the company said airport car rentals were down 82%.In the news release, the company said they saw a strong rebound in its used-car market in May and June, and they were able to "sell cars aggressively as we right-size the fleet to align with market realities.""We continue to make disciplined adjustments to our cost structure based on revenue fluctuations and expect to generate about .5 billion in annualized savings," said Stone in the release. "Our priority is fleet management. The continued strong used-car market allows us to continue to sell cars aggressively as we right-size the fleet to align with market realities. Across the business, our team is laser-focused on capturing revenue, driving efficiency, and advancing critical technology. In the U.S., we continue to capitalize on rental opportunities off-airport, while ensuring customer service levels remain best-in-class. Internationally, our fleet is trending toward demand levels. And our Donlen leasing business remains stable. Finally, continuing to keep our teams and our customers safe in this unpredictable environment is of utmost importance to everyone at Hertz." 2282

GREENWOOD, Ind. -- There's nothing like a cold ice cream cone on a hot day. On Wednesday, a large group of second grade students from Greenwood Schools got to take a field trip over to a local ice cream shop after reaching their reading goals.The students who earned 50 Accelerated Reading (AR) points got the sweet treat from Mrs. Curl's Ice Cream Shop. Fifty points is the equivalent of reading 100 books -- quite the accomplishment for these young readers. "This year we had more kids than ever before," said teacher Amber Ploutz in a Facebook post. "So you can imagine it was quite a sight, all of us walking down."As the group of students crossed the city streets, they walked past a group of construction workers. Ploutz said one of the workers out front heard that the students were being treated to ice cream for reaching their reading goals. Instead of just congratulating the students, he took it a step forward and really made their day."He paid for all 54 kids' ice cream cones," said Ploutz. "He didn't want any recognition and said he did it because he was proud of all the hard work they put into school and told them to keep up the great reading."In return, Mrs. Curl's Ice Cream Shop paid that man's good deed forward. The shop gave out free drinks and ice cream to all members of the road crew and also to the police officers helping direct traffic in the area.The worker didn't want any recognition for his random act of kindness, and only gave students his nickname, to remain anonymous. He said people call him, Bub."So thank you, Bub," said Ploutz. "Today was a day these kiddos and I will never forget."   1686

Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more manageable — and fail to take advantage of it.A new NerdWallet analysis puts the Class of 2018 in retirement at age 72 after years of careful budgeting, debt repayment and savings. The first 10 years of that long-term financial plan is spent siphoning a considerable amount into student loan payments, though the analysis indicates stretching that repayment term out could make saving for retirement and even their first home a little easier.“The 10-year repayment plan is the one federal loan borrowers are automatically funneled into, unless they pick a different one,” says Brianna McGurran, NerdWallet student loans expert. “But there are lots of other options out there.”Most student borrowers are in a 10-year repayment plan, which is a strong option for getting rid of their loans fast — if they can afford it. Just 39% of recent undergraduates who have student loan debt think it’s likely they’ll pay off their loans in a decade, according to a related online survey conducted by The Harris Poll.Their doubt is understandable — the NerdWallet analysis indicates new graduates with an average amount of loan debt would have payments of approximately 0 each month for 10 years. Higher-than-average student debt, additional debt burdens, unexpected financial blows, or a lower-paying first job out of school could make these payments unmanageable.“It’s up to grads to learn about what’s available and advocate for themselves with their student loan servicers to get what they need,” McGurran says.By contacting their servicer, federal borrowers can change their repayment plan or otherwise ease up the payments with one of these approaches:Graduated repayment plan. Payments start lower and increase every two years with a graduated repayment plan, but the repayment term remains at 10 years total. This may be a good option if your ability to pay will increase as you move through the first several years of your career.Extended repayment plan. Moving into an extended repayment plan will stretch your loan payments out to 25 years. Your monthly responsibility will be lower, but you’ll pay more in interest during that time.Income-driven repayment. There are four income-driven repayment plans available for federal student loan borrowers. These cap your monthly payments at 10%-20% of your income, and extend the repayment term to 20 or 25 years. You’ll pay more in interest due to the longer term, and income-driven repayment plans require you to reapply each year.Consolidation. Federal student loan consolidation won’t likely lower your payments dramatically, but it can put multiple loans into a single payment. It’s also a good option if you’re in default and want to get your student debt back in good standing.Refinancing. Student loan refinancing can give you a lower interest rate and therefore lower payments, but it requires a credit score in the high 600s at least. Because refinancing makes you ineligible for income-driven repayment options in the future, this option is best for people with higher incomes.More From NerdWallet 3278

Google is releasing an updated version of its high-end Pixel phone packed with new camera tricks, a Chrome OS tablet and its first smart-screen device with Google Assistant.Put another way: Google is taking on the iPhone, the Surface Pro and the Echo Show.The company announced on Tuesday the new Pixel 3, Pixel Slate and Google Home Hub. All three are additions to its "Made for Google" lineup and were announced at a press event in New York City.The trio represent the latest update from Google's two-and-a-half-year-old hardware division, which is finally building a single, cohesive Google device brand."We've realized that if we wanted to push the envelope on innovation, we really needed to have a focused hardware effort," Rick Osterloh, Google's SVP of hardware, told CNN Business during an early look at the new products. "That meant combining the very best of Google's technology — our AI, our software and all of the hardware that we're building — to create a great user experience."The launch of a device with an always-on microphone and a camera comes at a critical time for the company. On Monday, Google acknowledged a previously undisclosed vulnerability that had to potential to expose Google+ accounts, but no evidence of a breach was found. 1267

From his hospital room in Florida, a student wounded in the Parkland school massacre plans to sue his school district and the Broward County Sheriff's Office, his attorney said."The failure of Broward County Public Schools, and of the Principal and School Resource Officer to adequately protect students, and in particular our client, from life-threatening harm were unreasonable, callous and negligent," attorney Alex F. Arreaza wrote in a notice of intent to file claim.The student, Anthony Borges, was shot five times when a gunman unleashed a barrage of bullets February 14 at Marjory Stoneman Douglas High School. The rampage left 17 people dead.  665