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MONROVIA (CNS) - Monrovia-based Trader Joe's announced Thursday that 1,250 of its 53,000 employees nationwide tested positive for COVID-19 within the past eight months, with two deaths reported in which coronavirus was suspected of being a contributing factor.The neighborhood grocery store chain -- which has 514 stores in 42 states and Washington, D.C. -- said the rate of its workers who have been infected during the pandemic is about 2.4%."We believe that the results in virtually all areas are below the average rates of positive cases in each community where we have stores," Trader Joe's said in a statement which noted that 95% of the employees who tested positive and completed a quarantine period have recovered and chosen to return to work.The company said that 24% of its stores have had no positive COVID-19 cases reported among employees, with 83% of its stores having had zero to four cases reported among workers.No further information was released."The health and safety practices and procedures that have been put in place, and that continually evolve, have been effective because of the great work done by our crew members in every store, every day. We appreciate our crew members' diligence and our customers' patience as we work each day to make our stores safe for everyone," said Jon Basalone, Trader Joe's President of Stores.The grocery chain noted in its statement that recent news stories have detailed the number of positive COVID-19 cases among grocery store workers and that it believes it's "important to our crew members and customers to share and understand what has happened in our stores from the beginning of the pandemic through Oct. 31."Trader Joe's said it has prioritized creating a "safe working and shopping environment every day" and ``developed and continued to develop effective procedures that meet or exceed guidelines from the U.S. Centers for Disease Control and Prevention to safeguard the health and safety of employees and customers. 1994

MIRAMAR, Calif. (KGTV) - Two young boys died Friday night after their mother crashed into a semi-trailer on the side of the I-15 freeway. Israel and Adrian Lemus were heading home with their mother when she swerved into the shoulder near Miramar Road and collided with the back of the trailer. The mother was taken to the hospital with broken bones and a brain bleed. Family says she is stable but has been in and out of consciousness. The family had been heading back from Menifee where they were celebrating Israel’s birthday. He was going to turn 11 on Saturday. “They were very happy in the last moments,” said Lidia Lemus, their cousin, who was at the party. “It’s very surreal right now,” she said. “They had their whole lives ahead of them.” The family says the mother was not under the influence when she left the party. So far the CHP have not said why she swerved into the shoulder. The family has set up a GoFundMe to help pay for medical and funeral expenses. You can find the link here. 1007

More details are coming out about Rudy Giuliani’s scenes in the upcoming “Borat” film, featuring comedian Sacha Baron Cohen. Earlier this summer, Giuliani, Trump’s personal attorney and former mayor of New York City, called police after the incident.Reviews of Cohen’s movie, “Borat Subsequent Moviefilm,” appeared online Wednesday ahead of its Friday release on Amazon Prime. Vanity Fair and The Guardian describe the scene with Giuliani in more detail, in which he agrees to an interview with a young woman in her hotel room.Cohen’s co-star in the movie, Maria Bakalova, is posing as a journalist and sets up an interview with Giuliani. They meet in a hotel room, “where he holds her hands, compliments her appearance, and follows her to the bedroom. She spends some time elaborately taking off their microphones; briefly, he lies down on the bed. His hand is in his pants,” writes Sonia Saraiya with Vanity Fair.The Guardian says Giuliani follows her to the bedroom to have a drink and “can be seen lying back on the bed, fiddling with his untucked shirt and reaching into his trousers.”At which point, Cohen runs into the room in character, and yells “She’s 15. She’s too old for you.” Bakalova’s character is 15 in the movie, she’s 24 in real life.Giuliani posted on Twitter Wednesday afternoon, saying the video was "complete fabrication. I was tucking in my shirt after taking off the recording equipment. At no time before, during, or after the interview was I ever inappropriate. If Sacha Baron Cohen implies otherwise he is a stone-cold liar." 1561

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

Moving is stressful enough without throwing a pandemic into the mix.Many Americans may be forced to consider moving as federal foreclosure and eviction moratoriums expire. In the first week of July, 32% of Americans did not make a full, on-time housing payment, according to a nationally representative survey by the website Apartment List. Others may relocate to save money, be closer to loved ones or simply leave a densely populated area.If you’re considering moving, here’s what to know from a financial standpoint, as well as tips to make moving day safer.Budget for extrasAside from the usual expenses like buying boxes, renting a van or hiring movers, plan for extra costs because of the pandemic.You may need to buy heavy-duty supplies to deep-clean your old place, for example, or to sanitize your new accommodations. If you are moving out of a rental unit, some landlords may ask you to pay for professional cleaners or take the cost out of your security deposit.Moving across county or state lines? Check what the quarantine requirements are in your new location, says Jean Wilczynski, a certified financial planner and senior wealth advisor at Exencial Wealth Advisors in Old Lyme, Connecticut. You may have to pay for quarantine accommodations like a hotel or Airbnb if your new apartment or home is not move-in ready, she says.If you are receiving unemployment benefits, check the rules on how your benefits carry forward in your new location and what the taxes are if it is a new state, Wilczynski says. You can typically find this information on your state’s Department of Labor website, she says.If you are unemployed or your income has dropped as a result of the pandemic, you can also check whether you qualify for moving assistance by calling 211.You might not be able to really get to know your new place until you’re living there, so prepare yourself (and your wallet) for surprises like leaky faucets or broken appliances. Landlords and real estate agents may offer only virtual tours. And if you can see the new accommodations in person, you may be required to sign a waiver, wear a mask and avoid touching anything while in the house.Stay safe during the moveHow to move safely depends on whether you are doing it yourself or using movers. Current guidance from the Centers for Disease Control and Prevention suggests that the main way the coronavirus spreads is through respiratory droplets, says Lindsay Slowiczek, pharmacist and drug content integrity manager at Healthline.com. That’s why wearing a mask and staying away from people is important to slow the spread of the virus, she says. Sanitizing surfaces is also an extra precaution worth taking.Moving yourselfIf you’re renting a moving truck, companies like U-Haul offer contactless pickup and drop-off options. Slowiczek suggests sanitizing the door handles, steering wheel, radio and the metal tongue on the seatbelt in the rental van.Using moversBefore picking a moving company, check its website or call and ask about its safety practices in response to the pandemic, Slowiczek says. Ask whether the movers wear masks and gloves during the move.On moving day, she suggests being prepared with a plan to limit interaction with movers and maintain social distancing. This includes packing as many things as you can yourself, or consider using a self-pack moving container as Slowiczek did for her own recent move.If the movers will pack the truck, create a schedule for the movers. For example, ask them to start with a particular room as you stay in another. This is also particularly useful if you live with family members who are vulnerable or immunocompromised, she says. Try to limit their involvement with the move as much as possible.“Plan out the way [the movers] are going to move through the house,” says Slowiczek. “If possible, move all of [your boxes] to one area in your home so they don’t have to come throughout your house as much.”Keep hand sanitizer or soap handy during the move so that you and the movers can use it periodically, she says. (Check on the FDA website that your brand of hand sanitizer is methanol-free, Slowiczek adds). After the move, use disinfectants registered with the Environmental Protection Agency to clean surfaces or furniture.“Just using the product as-is is not enough — read the instructions on how long it should be wet on the surface,” Slowiczek says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletCan You Have Too Much Credit?Smart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 4746

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