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Are you owed money you don’t even know about? You might be, if your name is in an unclaimed property database. Each year, billions of dollars from forgotten security deposits, refunds, uncashed paychecks and even old bank accounts are reported to state agencies. And each year, according to the National Association of Unclaimed Property Administrators, an organization affiliated with state treasury departments, states return more than billion to their rightful owners.Just ask Maria Barlow, an attorney in Chicago. A few months ago, she was sitting at home when she decided to plug her name into the Illinois unclaimed property website. “I was surprised to see there was an entry,” she says. Fast forward a few weeks, and she had a check in hand for .80.If you are wondering if you have unclaimed property, here’s how to find out.Search online at state agenciesThe National Association of Unclaimed Property Administrators’ website, Unclaimed.org, links to agencies in all 50 states, the District of Columbia and other territories. With these sites, you can search unclaimed property databases for free. The organization also sponsors MissingMoney.com, which lets users search multiple states at once, though not every state participates.To pull up the property database, you will likely be asked to enter a last name. You could also enter a first name, city or ZIP code to help narrow the search. From there, you may find entries detailing the owner’s last known address, property amount and the company that initially held the funds. Depending on the database, the state may provide the exact amount of the property, or give a range, such as “under ” or “ or more.”Barlow says her entry was from an old internet provider. The company owed her a refund because she moved and switched off service before her billing period ended. But it didn’t have the correct forwarding address, so it sent the money to the state. Barlow says she filed a claim online, and it was processed within two weeks. “Even in the pandemic, it didn’t take long to receive it,” she says.Finding a small amount can still give you breathing room in your monthly budget or help pad your emergency fund. (Read more about emergency funds and why they’re important.)Prove you are the rightful ownerFiling a claim may involve scanning and uploading identification, such as your driver’s license, and other documentation that you live (or lived) at the address on file. For example, you might be asked to upload a recent utility bill. For certain types of claims, such as those for money orders, you may need to mail documentation instead of uploading. (You can read more about money orders here.)Heirs can follow a similar process for claiming property if the owner is deceased. Lorrie Walker, a financial advisor in Lakeland, Florida, advised a client earlier this year whose late husband had funds in old bank accounts. She says her client provided additional paperwork, including her husband’s death certificate, to claim the property.Later, Walker checked the state treasury website for unclaimed property of her own. “Sure enough, there was money for a security deposit in an apartment I lived in 20 years ago,” Walker says. She filed a claim online and, a few weeks later, received a check for 5.If the property is tied to an old address, don’t be discouraged. In Barlow’s claim, she explained that she no longer had documentation, and she still received her money, she says.It is OK to be nosyData within unclaimed property databases is publicly available, so you can search on behalf of others. You can then alert them if they have lost funds, but it’s their responsibility to claim the funds and prove ownership.Barlow says she entered the names of about 15 family and friends and found unclaimed funds for many. She says that since she alerted them to the cash, many were able to collect. “I may be nosy, but I found them money,” she says.Pro tip: Make the most of your moneyIf you do find and receive funds, you can make this “found” money work for you by putting it in an account with a high interest rate. These accounts may earn 10 times more than the national average, so you can take the unexpected funds and grow them even more.The smaller amounts may not make you rich, but they can still be worth searching for, Walker says. “At the end of the day, it is your money. So it’s better for you to have it than the state.”More From NerdWalletHow to Get Started If You’ve Never Had a Bank AccountSmartMoney Podcast: Setting Money Goals at Milestone Birthdays, and Bagging Big Bucks with Bank Bonuses6 Do’s and Don’ts When Saving Money During a CrisisMargarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4757

And they're married! Britain's Prince Harry and US actress Meghan Markle sealed their wedding vows with a kiss on the steps outside Windsor's St. George's Chapel on Saturday, cheered on by delighted crowds.The couple -- now the Duke and Duchess of Sussex -- then set off on a procession through the streets of Windsor in an open carriage drawn by four Windsor Grey horses.The bridal party, including three-year-old Princess Charlotte, Harry's niece, waved enthusiastically as the couple departed from the chapel after a ceremony that was unprecedented in British royal history.In a departure from tradition, Markle walked much of the way up the aisle unchaperoned, followed by her 10 bridesmaids and page boys -- a move that was seen as a powerful statement of her feminist principles.Rewatch the entire ceremony in the player below. It begins at about the two-hour mark:Her elegant white dress with an open bateau neckline was by British designer Clare Waight Keller, Givenchy's first female artistic director. Her 16-foot-long veil was held in place by a diamond bandeau tiara lent to her by the Queen.Only when she reached the 15th-century chapel's Quire was Markle accompanied for her final steps to the foot of the altar by Prince Charles, Harry's father.Harry, flanked by his brother and best man Prince William, looked emotional as he waited at the altar, dressed in the frockcoat uniform of the Blues and Royals.The couple sat with clasped hands as they listened to an impassioned sermon from Chicago-based bishop Michael Curry, the first African-American head of the Episcopal Church in the United States.His fiery preaching style was a marked departure from the usually conservative tone of a British royal wedding. Harry could be seen saying "Wow" to Meghan as the sermon ended.It was followed by a performance of the Ben E. King classic "Stand by me" by the Kingdom Choir, a group of 20 gospel singers.Meghan was all smiles as she said her vows and gave Harry his wedding ring. The crowd could be faintly heard cheering outside as the couple were proclaimed husband and wife by the Archbishop of Canterbury, Justin Welby, the most senior cleric in the Church of England.Big moments so far? Harry's aunt Lady Jane Fellowes, the sister of his late mother, Princess Diana, gave the reading from the Book of Solomon.? Palace revealed that Meghan's wedding ring has been made from Welsh gold and is a gift from the Queen, while Harry's is platinum.? The Queen conferred the titles of Duke of Sussex, Earl of Dumbarton and Baron Kilkeel on Prince Harry, making Meghan the first-ever Duchess of Sussex.The last to arrive before the bride was the Queen, wearing a lime silk dress, accompanied by Prince Philip.Among the host of famous guests already waiting in the chapel were Oprah Winfrey, George and Amal Clooney -- dressed in an eye-catching yellow dress and hat -- tennis star Serena Williams, actor Idris Elba and singer James Blunt.Former footballer and celebrity David Beckham stopped to hug a fan as he walked alongside wife Victoria Beckham, former Spice Girls singer turned fashion designer, toward the chapel door.Guests connected to the royal family included Pippa Middleton and her parents and Tom Parker Bowles, who is the son of Prince Charles' wife, Camilla. Earl Charles Spencer -- brother of Harry's mother, the late Princess Diana -- was another of the guests, as was Harry's aunt Sarah Ferguson, the ex-wife of Prince Andrew.Former Prime Minister John Major, who was made a guardian to William and Harry after Diana died in 1997, was another high profile guest. Current Prime Minister Theresa May was not invited.Senior members of the royal family, Prince Charles, the Princess Royal, Prince Andrew and his daughters, Princesses Eugenie and Beatrice were among the last to arrive.Crowds gathered in the streets of Windsor from early Saturday, hoping to catch a glimpse of the bride and groom as they process through the town in an open horse-drawn carriage following the ceremony. Other devoted royal fans have camped out for several days to get the best possible spot. Forecasters promise blue skies for the big day.Many more people planned to rise early (or stay up all night) in the United States to watch as Harry, long a favorite with the British public for his irreverent good humor, tied the knot with his California-born bride.The wedding represents a historic moment for the royal family, as it welcomes an outspoken biracial, American divorcée into its ranks.In a reflection of its contemporary nature, the couple chose a modern set of wedding vows, with the text of the formal parts of the service taken from Common Worship, the Church of England's standard liturgy, first published in 2000. It is thought to be the first time that this text has been used in a royal wedding.There was no promise by Markle to "obey" her husband. Rather, Meghan pledged to "love him, comfort him, honor and protect him." Harry has chosen to wear a wedding ring, unlike his brother.The award-winning young cellist Sheku Kanneh-Mason was chosen to play during the signing of the register. The ceremony will end with the Etta James version of "Amen/This Little Light of Mine," a gospel song that became synonymous with the US civil rights movement.The presence of Harry's mother was also felt at the ceremony. "Guide me o thou great redeemer" was sung at Diana's funeral, at her memorial service in 2007 and at Kate and William's wedding in 2011.Guests from Markle's side included cast members from "Suits" -- the legal drama in which she made her name. Actresses Abigail Spencer, Sarah Rafferty, Gina Torres and actor Gabriel Macht were all seen arriving.It appeared that TV legend and philanthropist Winfrey, dressed in Stella McCartney with a large hat, would be seated in the Quire with the family and other close friends, rather than in the main body of guests in the nave.In an effort to be inclusive, the couple invited 2,640 members of the public, including 1,200 ordinary people from communities around the United Kingdom, to watch from inside the castle grounds as the guests arrived.Among them were Helen McKenzie and Louis Davidson, who were invited through their local community in Somerset. "We got the invitation a while ago but had to keep it secret. It wasn't easy!" Davidson told CNN as the pair headed into the castle.Timeline: From blind date to 'I will'The-CNN-Wire 6409

An unauthorized vehicle drove onto Travis Air Force Base in Northern California, crashed and erupted into flames, killing the driver, authorities said.There were no other fatalities in the security breach Wednesday night, the base said in a statement. It did not identify the driver, but said the car "gained unauthorized access" through the main gate."Travis AFB security forces immediately responded," the statement said. "Additionally, the base's explosive ordnance disposal team, office of special investigations and other responders were on scene."It's unclear whether the crash was deliberate. The Air Force and the FBI are investigating."The investigation is ongoing and there are no current known threats to the base or community," the base said. " The main gate has reopened and all other facilities are operating as normal."Travis Air Force Base is home to 10,000 military personnel, and a major hub for logistics and military cargo in the Pacific. It's the largest military aerial port in the US, and includes facilities for airlift and aerial refueling.The base is located in Solano County and is midway between Sacramento and San Francisco."The safety and welfare of our airmen, their families and our local community is our top priority," said Col. John Klein, 60th Air Mobility Wing commander. "I am extremely proud of how our first responders quickly addressed the situation to keep Travis and the surrounding area out of harm's way."  1464

Another reason to wash those hands, Thursday is Global Handwashing Day.October 15 has been designated as a day to remember that “soap and water is one of the best steps we can take to avoid getting sick and spreading germs to others,” according to the Centers for Disease Control and Prevention.Global Handwashing Day was established in 2008 by the Global Handwashing Partnership, an international organization dedicated to awareness about the health and economic benefits of handwashing hygiene and making clean water and soap available to all.This year’s Global Handwashing Day is also a reminder that proper handwashing with soap is a recognized way to stop the spread of the coronavirus.This year’s theme is “hand hygiene for all” and “calls for institutions and individuals to improve hand hygiene efforts in the COVID-19 response that can outlast the pandemic and ensure continued access to clean water and soap,” the CDC says.The CDC estimates that the number of colds and respiratory illnesses in a community could be reduced between 16-21 percent with handwashing education.The CDC has some recommendations for proper handwashing:There are 5 easy steps to washing hands: wet, lather, scrub, rinse and dry.Wash for 20 seconds with soap and water.Make it part of the routine:Before you eatAfter using the restroomComing inside from spending time outside or in publicAdults can be a good role model and wash hands often.With younger children, make it a family activity and wash hands together.Choose a song or music verse to sing while washing. Need ideas? Try this, this or this (including hits from Prince, Lizzo, Toto and Beyonce). Yes, even older kids can sing while washing their hands. 1705

An Ohio company that makes bulletproof backpack shields is experiencing an increase in demand for its product due to concerns over school shootings."We've had, I would say, a 100 to 200 percent increase certainly in response," said Matt White, the director of marketing for ShotStop Ballistics, based in Stow.The backpack inserts are one-quarter inch thick and weigh about a pound. It's made from the company's Duritium technology, which can block bullets from handguns and some rifles. However, it does not protect against high-caliber weapons, like AR-15s.The shields come in hard or soft designs and cost 0.White said more parents have been inquiring and ordering the insert following the Feb. 14 school shooting in Parkland, Florida. Demand also increased after a 13-year-old boy died after shooting himself inside a middle school restroom in nearby Jackson Township."The fact that you're even here and we're talking about it, it's terrible," White said. "It's not something that we ever envisioned. It's not something that we had planned for, but the potential with what's out there now, it's one more layer of safety."White said the bulletproof product was originally meant as a clipboard for police officers to provide added protection during traffic stops.Some believe sending kids off to school with the shield only creates more fear and anxiety."It's not right. I mean, come on," said Dave Spearing who has grandchildren in the nearby Cuyahoga Falls School District. "Schools are safe."But Kendall Kubus, a recent Akron Archbishop Hoban High School graduate, sees it differently."I think it's protecting us against if that is a scenario, we have that protection and parents have that in their mind that, "Okay, my child is there. They're going to be safer."' 1819