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BEND, Ore. -- It’s a crisp September morning. A good time to go for a hike. For 21-year-old Isaac Shannon, that means strapping into the AdvenChair.“I’m in a wheelchair because I have a mitochondrial disease, which is a progressive genetic disorder that affects pretty much everything in my body and makes me extremely tired and fatigued easily,” Shannon said.For the majority of his life, Shannon hasn’t been able to go on hikes. This is now his fourth time using the AdvenChair.“It’s rejuvenating to be outside, especially as a person with a disability because these resources are not exactly the most accessible,” Shannon said. “So when there is a tool that allows a person to be able to experience life in the most average way possible, I think it’s healing, and it’s nice to be out in nature where you’re not around people.”The AdvenChair is an adaptive, human-powered wheelchair designed to help people with physical disabilities get outside. Jack Arnold is the engineer who helped develop the chair.“It’s an all-terrain wheelchair. With a small team of people, you can go backpacking,” Arnold said.One person pushes from behind, and another – adequately referred to as a mule -- pulls from the front. Up to five people can help remove the chair with nylon straps and carabiners on more challenging trails.“There are so many people with physical challenges out there in the world,” Arnold said. “We take it for granted; we can get up and go for a hike. And everybody with physical challenges, they don’t want to be stuck indoors either. They want to get out.”The man who inspired and created the idea of the AdvenChair, Geoff Babb, was supposed to be on the trail with us, but a medical emergency rushed him to the hospital instead. Geoff is no stranger to the hospital. This visit is due to a complication with a pump in his abdomen that helps control muscle spasms. But as he puts it, it’s not his first rodeo.“I had my first stroke on November 10th, 2005,” Geoff said.Twelve years later, on the same date, Geoff had a second stroke. Now he lives with quadriparesis, which means he experiences weakness in all four limbs. His favorite medicine is nature.“For me, to start to heal, I had to be in my place of comfort and strength, which was being outside,” Geoff said.Outside is where he met his wife, Yvonne.“I mean, we weren’t born outside, but we’re just outdoorsy people,” Yvonne said with a laugh.Both worked as plant resource specialists. Geoff used to be a fire incident commander. As his primary caretaker, Yvonne’s life has been influenced by the AdvenChair as much as Geoff’s has.“To me, it’s a safe way to go out to the woods with Jeff and continue our life in an adventurous way,” Yvonne said.They can go on trips to the beach, or in the snow and trek through somewhat tricky trails.“Takes five or six people we’re like ‘ohhh we can do this,’” Yvonne said.Yvonne says Geoff is the most driven person she’s ever known. Geoff says his motivation is his desire to contribute to the world positively.“I have a purpose when I get up, and that purpose is to help people experience wild places eventually,” Geoff said.It’s a goal he’s already achieved on a small scale with other friends in Oregon.“I think this is one of the coolest things that I’ve gotten to experience in my life because I’ve been able to hike again without feeling tired or having any pain,” Shannon said.Geoff hopes to continue his legacy allowing more people to hike outside.“I want to be able to see other people in his chair… on the Camino, or climbing the Great Wall of China,” Yvonne said.No matter what life throws at him, Geoff says he will continue rolling boldly off the beaten path. 3684

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

BOYNTON BEACH, Fla. - Moments after a major with the Boynton Beach, Fla. Police Department was pulled over for speeding, he decided to return the gesture by pulling over the same officer who had just let him off with a warning.The entire exchange was caught on dash and body camera video and was released to the media after 13 months of asking for the records.According to the video, Major Michael Johnson was pulled over by Officer Mark Sohn for allegedly driving 97 mph in a 65 mph zone in Interstate 95, while off-duty in September 2017. Johnson was in his unmarked police vehicle and Sohn was driving his K9 vehicle at the time of the incident.↓ WATCH THE FULL VIDEO ↓ 685

Brad Bufanda, an actor best known for his roles in TV shows including "Veronica Mars" and "Co-Ed Confidential," has died after apparently taking his own life.Bufanda apparently jumped from a building in Los Angeles on Wednesday and died of "traumatic injuries," according to Variety.On Friday, TMZ reported that the 34-year-old actor left a suicide note that thanked some of the people in his life and mentioned his parents.Bufanda's manager told Variety she was "completely devastated for he was an extremely talented young actor and wonderful, caring human being." She said he'd been "reviving his career" and had just finished shooting two movies.He appeared in 23 movies and TV shows since 1995, according to IMDB. Some of the popular shows he appeared in include "Roseanne" and "CSI: Miami," in addition to his regular roles in "Veronica Mars" and Cinemax's "Co-Ed Confidential."Clint Davis covers entertainment and trending news topics for the Scripps National Desk. Follow him on Twitter @MrClintDavis. Keep up to date with the latest news by following @ScrippsNational on Twitter. 1106

BREAKING NEWS: On Monday, December 21st, 2020, the Director of the U.S. Secret Service announced the activation of protection for visiting dignitary Mr. S. Claus, codename Big Red. #BigRedDetail pic.twitter.com/MxUWIfxeLz— U.S. Secret Service (@SecretService) December 23, 2020 291

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