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EL CAJON, Calif. (KGTV) - A man with dementia and schizophrenia has been missing from an El Cajon nursing facility for two weeks, and the family needs your help locating him. Sixty-six-year-old Agustin Cerda walked away from Avocado Post Acute Skilled Nursing Facility on March 4th and never returned. His family says he was allowed to leave the facility.Now they’ve posted flyers around the city in hopes that someone will recognize him and call police. They’ve also put his picture on Facebook and received over 200 shares. Cerda’s niece Aly Cerda said, “He may be sleeping on the streets, and we have a large homeless population so he can be anywhere. So it’s hard to say where to look next, but we’re going to keep our efforts in place to make sure he’s found safe.”Cerda had gone missing twice before but was found in Tijuana the next day at his brother’s house. If you see him, Aly asks that you call the police and not try to approach him because he has mental issues. 985

EL CAJON, Calif. (KGTV) -- A former Uber driver who pleaded guilty to raping a female passenger and sexually assaulting as many as 14 others was sentenced in court Wednesday.A judge sentenced John David Sanchez, 53, to 80 years in prison. Sanchez pleaded guilty in August to 34 charges including rape and sodomy of an unconscious person.Sanchez was initially arrested about a month after a woman told police she was raped by Sanchez in February of 2016.RELATED: Uber driver accused of rape to be arraignedSanchez was fired by Uber. Investigators later found a number of other women who said they were also sexually assaulted by Sanchez in 2007, 2011 and 2013, but had not reported the attacks.Most of the victims told investigators they were unconscious from drugs or alcohol when the attacks occurred, according to police in El Cajon.RELATED: Uber driver accused of sexual assault faces more chargesAccording to their website, Uber completes background checks on all its drivers. Read the policy from Uber’s website below:“All drivers wanting to use the Uber app are required to undergo a screening process, like motor vehicle record and background checks, to ensure safety and compliance with our criteria. [4]What leads to you losing access to your account? We will permanently deactivate a driver’s account if a routine motor vehicle record or background check uncovers a violation of Uber’s safety standards or of other criteria required by local regulators.”Safety officials recommended several tips to USA Today on staying safe while riding in an Uber. See the tips below:  1628

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

EL CAJON, Calif. (KGTV) — FBI investigators are searching for two men wanted for robbing an East County bank last month.Two men entered the Citi Bank location at 402 Fletcher Parkway in El Cajon on Dec. 27, 2019, just before 1:30 p.m. One men approached a teller and made a verbal demand for money while the second suspect remained in the bank lobby.After receiving an undisclosed amount of money, the suspects left the bank on foot in an unknown direction.The first suspect is described as a Caucasian man, in his late 40s to 50s, about 5-foot-9, with slender build. He had dark, possibly dyed, hair and a dark handlebar mustache. He was last seen wearing reading glasses, a camouflaged baseball cap, long sleeve blue shirt with a short sleeve red shirt on top, and boots.The second suspect was also described as a Caucasian man, in his late 30s, standing about 5-foot 10-inches tall, and with slender build. He was last seen wearing a navy blue baseball cap with a San Diego Chargers logo, dark-colored zip-up jacket, jeans, and sunglasses.Anyone with information is asked to call the FBI Violent Crimes Task Force at 858-320-1800 or Crime Stoppers at 888-580-8477. 1175

During an interview on Fox News Tuesday, President Donald Trump attacked the Committee on Presidential Debates, deriding the committee's choice of moderator and rule changes that require candidates' microphones to be muted while an opponent is giving opening statements."I think this whole thing is crazy," Trump said.The committee announced the new rule change on Monday, three days ahead of the final presidential debate between Trump and Democratic presidential nominee Joe Biden.Trump said those on the committee "are not good people," citing a 2016 debate with Hillary Clinton in which the committee admitted that there were issues with Trump's microphone.Trump also took issue with the committee's choice of moderator, NBC News' Kristen Welker, calling her "terrible and totally partisan."According to the CPD website, the committee selects moderators based on three criteria: "a) familiarity with the candidates and the major issues of the presidential campaign; b) extensive experience in live television broadcast news; and c) an understanding that the debate should focus maximum time and attention on the candidates and their views."In August, the Trump campaign submitted a list of 24 suggested moderators packed with anchors and pundits from friendly outlets like Fox News, and a few journalist from broadcast networks like CBS, ABC and NBC. None of those moderators were chosen, though Fox News anchor Chris Wallace conducted the first presidential debate.Trump campaign manager Bill Stepien recently filed a complaint with the CPD, saying that the debate should have more of a focus on foreign policy. The listed topics for Thursday's debate include "Fighting COVID-19, American Families, Race in America, Climate Change and National Security Leadership." Topics are chosen by the moderators alone, and topics were not designated for each event.The CPD responded to Trump's criticism on Tuesday morning, saying on Twitter that "no debate in 2020 was ever designated by CPD as devoted to foreign or domestic policy." 2038

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