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A federal appeals court has found it was unconstitutional for Colorado to block an elector from voting for a candidate other than the winner of the state's popular vote in 2016, which was Hillary Clinton, in a 222

A change is coming to some people’s life and health insurance policies that will make them more expensive. Prudential recently announced it will consider e-cigarette users the same as traditional smokers. Smokers pay on average about 50% more per year for life insurance. Depending on the policy, that’s between 0 and 0 more.Some other companies were already charging vapers more. The president of Consumer Watchdog, Jamie Court, says he doesn’t necessarily disagree with the practice. “Well you know I’m no fan of the insurance industry but I think they're probably right in this circumstance and you know vaping is a relatively unknown quantity we don’t have any longitudinal studies to show what happens in 10-20-30-40 years to the lungs of people who vape,” said Court. “But there has been some evidence that people have significant scarring.”Court says it’s a little more of a gray area when it comes to health insurance. Right now, plans under the Affordable Care Act don’t charge e-cigarette and tobacco users the same. Some states don’t allow smokers to be charged more. At the same time, the Insurance Information Institute reports some companies have vaping in the non-smoking category because there isn’t enough data yet on the health effects. But with recent injuries and deaths from vaping, some companies now consider it a higher risk factor. 1375

A Bay View, Wisconsin, resident was surprised last month when he opened his federal stimulus check and found some numbers were missing. Clark Rendall found that his check that he said should have been ,200 was cut for just .60. "I looked at the check and it says it's for and 60 cents and there wasn't any sort of accompanying documentation or explanation in regard to where that number came from," he said. Rendall said he was contacted by the IRS back in March about a missing tax document, which he quickly sent to them.Since then he has not received his federal income tax refund, and that if the document affected anything it would be his refund, and would be for a few hundred dollars, not the ,200 amount of the stimulus check. He's tried to get answers, but has not heard back. "There's a phone number for the IRS but you call it, and it says if there's no one available to talk to you," he said.The IRS has a cutoff for people who make more than ,000 a year, and take off on stimulus checks for every 0 above that threshold. Rendall told us he does not make that much money. An IRS spokesperson said they cannot comment on individual cases. They directed us to their 1206

.@GretaThunberg is TIME's 2019 Person of the Year #TIMEPOY https://t.co/YZ7U6Up76v pic.twitter.com/SWALBfeGl6— TIME (@TIME) December 11, 2019 153

A California rapid transit employee is being hailed as a hero for rescuing a man who fell onto the tracks as a train was approaching the platform.The dramatic rescue happened at the Bay Area Rapid Transit (BART) station at the Oakland Coliseum after an NFL game Sunday between the Oakland Raiders and the Detroit Lions.Tony Badilla, a passenger who witnessed the episode, posted a video on Twitter of the two men hugging in the aftermath.He told CNN the employee, identified as John O'Connor, was very attentive in keeping the crowd back from the tracks while helping riders find their train line."As the train approached, I sat up from my seat and the crowd turned their attention to the train," he said. "I heard a commotion to my left just as the train arrived and witnessed the BART worker physically bring the man to the ground, both falling to the deck safely as the train breezed by."The crowd was shocked at just how close of a call it was, and the man was rattled," Badilla said. "The BART worker was upset with the man for being so careless, but his emotions took over and the two embraced."According to a statement from BART, the unidentified man was intoxicated and accidentally fell onto the tracks. In a tweet, BART thanked O'Connor for his heroism. "He saved a life tonight. Thank you John. Show him some love," the tweet read.O'Connor, a former train operator promoted to transportation supervisor, has worked at BART for 24 years, according to the transit agency."John was on the platform and ensuring everyone stayed away from the yellow safety strip," a BART spokeswoman told CNN in a statement. "A male who was intoxicated accidentally mis-stepped and fell into the trackway while a train was approaching. John saw this along with other riders and yelled at the man to get back onto the platform. The male didn't move quick enough so John grabbed him by the shoulders and pulled him up by rolling him over his body to safety. They stood up and hugged."O'Connor told 1998