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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323

Attackers sent videos of flashing and strobing lights to people on Twitter last month as part of a cyberattack which deliberately targeted people with epilepsy.The attacks targeted the Twitter feed of the Epilepsy Foundation, the organization 254

AURORA, Colo. -- Olive is a 3-year-old girl who loves to cuddle. As sweet as she is, her parents call her a “champ” because her life so far has been filled with countless hospital visits.“She’s such an easy-going baby, but you can tell it really gets to her to be in the hospital with all the IVs and the stickers and medicine and people coming in and poking you every two hours,” said Olive’s mother, Gloria Angel.Olive has a complex heart disease. It has required her to undergo multiple major surgeries, all of which have gone well, thanks to a new method of cardiac imaging. Children’s Hospital of Colorado is leading the nation as the first medical center combining 2D and 3D imaging to print an exact replica of patients’ hearts.“When olive came, we needed to take a picture of her pulmonary arteries because the left one was a little bit narrowed,” Dr. Jenny Zablah said.Dr. Zablah is the Pediatric Interventional Cardiologist who has been working with Olive. She says the 3D image allows the cardiologists to better picture what is going on so they can plan to fix the problem.Next, a soft 3d model is printed which gives doctors an opportunity to physically work with the model – determining how the veins and arteries will react to the implantation of stents and other devices during surgery.“It’s really cool that they’re using such advanced imagery. I was really grateful to know they were using the best of their technology to take care of her,” Angel said.Not only can surgeons anticipate the condition of the heart prior to surgery, but Dr. Zablah says they’ve also cut radiation and procedural time by more than half.“Every cath procedure involves radiation which increases risk of things like cancer. So, the main goal is trying to do every procedure in the cath lab with the least radiation possible,” Dr. Zablah said.And less time means patients won’t be under for so long.“What was really exciting about it is that they knew what they were up against before they got in there. Because the longer a kiddo is under anesthesia, the risks go up for negative things to happen,” Angel said.Once doctors are done with the model, they use it to give families a deeper understanding of how the heart functions. Then they’re allowed to take it home.“It’s kind of comforting in an abstract way,” Angel said. “You’re just like ‘wow.’”Although little Olive is expected to live a normal life, the model will always be a reminder of the challenges she overcame in her youngest years.“I never thought a tiny human being would teach me about strength. But she has. She’s so resilient, and so happy all the time no matter what,” Angel said. “I think Olive has a wonderful life ahead of her.”******************************************************If you'd like to contact the journalist for this story, please email 2828

Apple is turning it up to 11.Apple officially unveiled its new iPhone lineup at a closely watched media event at its Cupertino, California, headquarters on Tuesday. The updated models include the iPhone 11, with a more affordable price tag, and the higher-end iPhone 11 Pro and iPhone 11 Pro Max.The iPhone 11 Pro and iPhone 11 Pro Max models feature an improved camera system, with three cameras on the back of the phone, and better battery life than previous models. Apple says the iPhone 11 Pro will last four hours longer than the iPhone XS and the iPhone 11 Pro Max will last five hours longer than the iPhone XS Max.Tim Cook, Apple's CEO, called the Pro models "the most powerful and most advanced iPhones we have ever built, with a stunning design."The company also unveiled a new seventh generation iPad at the event Tuesday, with a larger 10.2-inch retina display and a price tag starting at 9. The previous model had a 9.7-inch screen. And it announced the Apple Watch Series 5, an updated version of its smartwatch with an always-on display. With this feature, the watch face is always visible, rather than requiring the user to raise his or her wrist.The Series 5 watch starts at 9, or 9 with cellular. The Series 3, an earlier version, will now retail for just 9.Apple kicked off the event by focusing on its premium subscription services, a product area it is increasingly betting on to grow revenue and offset sales declines in its core iPhone business.Apple unveiled pricing and additional details for Apple Arcade, its gaming subscription product, and Apple TV+, a new streaming service for original shows and movies. Apple Arcade and Apple TV+ will each cost .99 a month.At a time when some of its competitors are launching innovative but riskier concepts, such as Samsung's foldable smartphone and its two 1850

BRUNSWICK, Ga. (AP) — A Georgia judge has scheduled a court hearing next week for three men charged with murder in the fatal shooting of Ahmaud Arbery. The clerk's office for Glynn County Magistrate Court confirmed Wednesday that Judge Wallace E. Harrell has set a preliminary hearing for June 4. Arbery was fatally shot Feb. 23 when a white father and son armed themselves and pursued the 25-year-old black man after they spotted him running in their neighborhood. More than two months passed before Gregory McMichael and his son, Travis McMichael, were charged with felony murder and aggravated assault. One of the McMichaels' neighbors, William "Roddie" Bryan Jr., was charged in the case last week.  720

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