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As Americans slowly return to work, older workers are finding the current economic situation much harder to navigate than their younger counterparts.Many large companies, including the airlines, are offering early retirement packages. For older workers, those buyouts come with uncertainty for their financial future.“These are tough times, especially for older workers,” said Susan Weinstock with the AARP.Weinstock’s concern is older workers are being forced out of work without enough saved for retirement. According to AARP, half of full-time workers experience job loss after the age of 50. It typically takes them double the time to get back into the work force as it does a younger worker, and even if they find a job, they end up making less money.For those over the age of 50 who have suddenly lost their job because of COVID-19, there's also less time to make up retirement savings that were lost.“We know saving through work is the best way to save for retirement, and when you don’t have that option it makes it a lot harder,” Weinstock said.Weinstock's advice if you're over the age of 50 and out of work is to use this time to upscale or re-scale. She suggests finding an online class. Showing employers that you're a lifelong learner can make you more marketable.“We want to make sure older workers are able to recover from this, along with everybody else in the economy,” Weinstock added.For those working from home, Weinstock recommends taking the money you might have spent on commuting and putting it into your retirement account. 1557
An escort and "her protection" were arrested in Florida after they apparently showed up to the wrong house.Linda Elkins and Bosha Dawes, both 26, are facing loitering charges after Cape Coral Police said they showed up to a home on SE 10th Terrace and rang the doorbell just before 3 a.m."I would have answered the door with my shotgun," Rachad Leanari, a neighbor, told Scripps station WFTX in Fort Myers, Florida.The couple who lives in the home called police. They told officers Dawes rang their doorbell with something white covering his face. Elkins was with him. The couple then left, but came back shortly after before leaving again."They hid behind the post so they couldn't see him out the peephole," Melissa Jones, who lives next door, said. "She texted me at 2:30 while it was happening, saying 'is your husband banging on my door or ringing my doorbell?'""She seemed petrified. Petrified. I think they were seriously in fear for their life," Jones said.Police were able to catch up with Dawes and Elkins, who first claimed not to know each other or why they were there. They said Elkins was wearing pink see-through lingerie, and she told police she's an escort off of Backpage.com. She told police Dawes is her driver and waits outside while she goes into homes "for protection.""Floored...appalled...we have young children in our home that we don't let play on their bikes outside by themselves for weirdos, and that's a whole different kind of weirdo," Jones said. "We have young girls and young boys, and neither one need to be exposed to any little lady in a pink teddy at 3 a.m.."Elkins is also charged with using a false name, possession of marijuana, and had a warrant for her arrest out of Polk County for driving with a suspended license. 1768

An 8-year-old boy in Polk County, Florida caught an 11-foot, 3-inch gator late last month. It was his first real catch despite gator hunting several times with his dad.Grayson Chantley caught the gator on Lake Kissimmee late last month. He says his dad woke him up around midnight to go hunting. "Whenever they're big, I'm just like I want to get this gator," said Chantley.His dad caught it all on tape. Video shows the moment he landed the gator. Photos show the gator's head is almost the size of the 8-year-old. Chantley also showed off his catch to his older brother."I'm just shocked," added Chantley.Florida's state record for the largest gator caught happened in 2010 in Brevard County. The gator was 14 feet 3.5 inches, according to state wildlife officials.Grayson says he's still amazed."It teaches him how to survive. It teaches him nature, teaches him life," said Grayson's dad, Kevin Chantley.The family operates Grape Hammock Fish Camp. Chantley says he has grown up fishing and hunting. 1030
As an emergency medical resident physician and Brown University alumni, Kelly Wong, M.D. has spent her life helping others physically. Now, during this presidential election, she’s pivoting and also helping others politically.“We wanted to make a place where patients, family members, health care providers could all access this information really easily,” she said.Wong is the founder of Patient Voting, a nonpartisan, volunteer-based group of medical professionals helping patients vote from hospitals.“It really came to mind during the last presidential election in 2016,” Wong said about starting Patient Voting. “A patient telling me that they would rather leave and risk their life to go vote. That was, like, very emotional to me.”How patients vote by emergency absentee ballot is very different in every state. That’s why Wong says informing patients about their rights is critical to get their votes counted.“They are so focused on their condition when they come into the hospital that sometimes, ‘Oh my gosh, I didn’t realize that I’m going to have to figure out how to vote,’” Wong said of patients. “That doesn’t hit them until the next day and then they’re scrambling.“Patient Voting has volunteers nationwide. Their website gets up to 300 hits a day, a somewhat small number, though political science experts say it could have a big impact.“In 2000, it came down to 600 vote difference in Florida,” said Robert Preuhs, Ph.D., chair of the political science department at MSU Denver.He says the ability to allow people to exercise their right to vote and facilitate that under extreme conditions, like being in a hospital, is completely legal and it’s also crucial for some to have their voices heard.“It’s really hard of course to get out of a hospital bed and go down to a poll,” Preuhs said. “In order to allow people to vote, this is an organization, these laws are in place in order to facilitate that.”Wong says the money to fund Patient Voting comes from a grant from Brown Emergency Medicine, a price she says is well worth the investment during this political season.“I think this is something really important that we can offer them,” Wong said of helping patients vote. “I think they shouldn’t have to choose between their health or their right to vote.” 2286
Americans are trying to form better financial habits in light of the recession, building emergency savings and paying down debt.However, many are finding savings accounts are now returning next to nothing in interest. That's because of the Federal Reserve's decision to keep interest rates low.Rates that were over 2.5% a year ago are down to under 1% now. But there are some other accounts that can get you a better return.“Something known as a rewards checking account might be a better option,” said Greg McBride, Chief Financial Analyst at Bankrate.com. “These are accounts that typically pay higher yields, higher than even online savings accounts, you might find 1.5, 2, 2.5%, but you have to meet certain qualifications each month to earn that deal.”Rewards checking accounts typically are offered by smaller community banks and credit unions. They usually come with monthly requirements though, like direct deposit, online bill pay, enrolling in e-statements, and using your debit card a certain amount of times. But those are things many people already use.In terms of saving versus paying down debt now, experts say to save.“That's really critical. No one knows what’s going to happen down the road in terms of jobs or income, so having some money put away will help you sleep at night,” said McBride.Just to give you an idea, you could make by saving around ,000 a year at 3% interest rate, which a rewards account might pay.That’s compared to just 60 cents in an average savings account, which only has about a .06% interest rate. 1556
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