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Public school districts across the country have been dealing with a teacher shortage. When the COVID-19 pandemic hit, administrators had to think outside the box when it came to hiring. "This year, in March, when we all went to distance learning, we pretty much canceled all the recruiting face-to-face events. We already planned and pivoted to going full-steam on virtual events," said Jessica Solano, the Teacher Engagement Leader for Polk County Public Schools in Florida. Solano says her district had been boosting their virtual platform before the pandemic so when it hit, they were ready to switch all of their teacher recruitment to online. What they found surprised them."What is so ironic is we actually had our best year yet by doing such an active push on virtual recruiting. Even our district career fair that we traditionally host every year face to face. The year before we had over 350 people attend, which was fantastic and it definitely hit high numbers, but this year we had 700 people attend," said Solano. Because the teacher career fair became virtual, the district was able to reach a larger pool of candidates. Candidates that normally require lots of travel and marketing to get.At Denver Public Schools, Executive Director of Talent Katie Clymer says recruiting during a pandemic and a teacher shortage was challenging at first. "We have a very targeted teacher shortage. If I can speak bluntly, we’ve got lots of elementary teachers. We do not have Spanish-speaking teachers, so our ELS positions. We do not have math teachers. We do not have enough science teachers and we do not have enough teachers of color who represent our students and family," said Clymer.Going virtual with recruiting also allowed districts to save money on travel costs, as they often have to hop on a place to find the exact teachers they need. "We saw a higher level of candidate engagement because this was the option to engage in a hiring fair. Whereas previously if you have the option to attend in person or virtual, you're more likely to attend in person whereas when virtual is the virtual is the only option, we saw a higher level of candidate engagement and subsequent follow up," said Clymer.Many public school districts also rely on a number of retired teachers to help them throughout the school year. "We often see our retired educators coming back as hourly teachers or substitute teachers. They play a really critical role in continuing to support our students and they're highly sought after by our schools as guest teachers or substitute teachers," said Clymer.This year, though, Denver Public Schools is expecting less retirees will return to the classroom as a majority are considered high risk for contracting COVID-19. Still, the district and Polk County Public Schools report a majority of their teaching positions have been filled for the new school year, largely in part to a boost in virtual recruiting. 2939

President Donald Trump's former campaign chairman Paul Manafort was found guilty on eight counts of financial crimes. Jurors were unable to reach a verdict on 10 charges, and Judge T.S. Ellis declared a mistrial on those counts.Click here for the indictment.Manafort was found guilty on:Tax fraud: Subscribing to false United States individual income tax returns in 2010.Maximum penalty: 3 yearsTax fraud: Subscribing to false United States individual income tax returns in 2011.Maximum penalty: 3 yearsTax fraud: Subscribing to false United States individual income tax returns in 2012.Maximum penalty: 3 yearsTax fraud: Subscribing to false United States individual income tax returns in 2013.Maximum penalty: 3 yearsTax fraud: Subscribing to false United States individual income tax returns in 2014.Maximum penalty: 3 yearsHidden foreign bank accounts: Failure to file reports of foreign bank and financial accounts in 2012. 936

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

President Donald Trump was removed from his evening coronavirus news conference on Monday after a shooting took place outside of the White House complex, Trump confirmed to reporters. Minutes into his briefing, Trump was told to leave his briefing by a Secret Service agent. Trump said he was not taken to the bunker, and just stepped outside of the briefing room.Trump said that a suspect was shot by law enforcement outside of the White House. Trump complimented authorities for handling the incident. The Secret Service confirmed an officer-involved shooting at 17th Street and Pennsylvania Ave. in Washington. The intersection is roughly one block from the White House, and not far from the West Wing section of the White House, where the White House briefing room is located.The Secret Service said that a male subject and a Secret Service officer were both transported to a local hospital. "At no time during this incident was the White House complex breached or were any protectees in danger," the Secret Service said.The Secret Service issued a statement late Monday indicating that a 51-year-old man told Secret Service officers he had a weapon. 1163

Retail store J. Crew announced that it has emerged out of bankruptcy.In May, the apparel and accessories retailer company filed for bankruptcy amid the coronavirus pandemic.On Thursday, the company said it equitized more than .6 billion of debt with Anchorage Capital Group, L.L.C., which is not its majority owner, and it's now well-positioned for long-term growth.Jan Singer, Chief Executive Officer of J. Crew Group, said in the press release that its strategy focuses on three core pillars: delivering a focused selection of products, brand experience, and what it calls frictionless shopping."As a reinvigorated company, we are committed to serving the changing life and style of today's multifaceted consumer and to delivering long term, sustainable results," Singer said in the release.J.Crew Group operates 170 J.Crew retail stores, 142 Madewell stores, and 170 J.Crew Factory stores throughout the nation. 924