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LAS VEGAS — A Las Vegas couple is trying an unusual solution for rising rental costs — living out of their van by choice, and saving more than ,000 per month.The lifestyle is called "Van Life" and it is exactly what it sounds like.Lawrence and Liz Heller say the van life comes rent free and without utility bills but, instead, their major monthly expenses include their car payment, insurance and gasoline.The Hellers and their three dogs squeezed into the couple's 2011 Volkswagen Routan after Lawrence lost his job following an injury in August.The Hellers say the unfortunate situation left them with a difficult decision — use Liz's entire disability income on rent which would leave them nothing left over, or come up with a different plan.Las Vegas and Clark County routinely rank among the highest of per capita homeless in the country.Liz says the couple had been considering the purchase of an RV but the initial down payment was more than they could afford.Liz says moving to another apartment was not feasible due to rising rent costs which are now more than 0?on average per month in the Las Vegas valley.The Hellers began researching and found a variety of websites, discussion boards and YouTube videos that provide a wealth of information on the topic."After everything that had gone on, we opted for the van life," said Lawrence.The Hellers say the transition was rough at first."It looks like a typical so-called soccer mom van but in reality, behind those tinted windows, people are living," said Lawrence.The couple says they had to dramatically downsize which included giving away some family heirlooms.They are renting a storage unit, a mailbox that provides a physical address and re-homed their cats."We do not have an electric bill, we do not have rent," Liz said. "All we have is our car payment, car insurance, storage and our mailbox."The Hellers say the van life certainly comes with its disadvantage: public restrooms, truck stops for showers and not being able to cook.The couple says when it comes to surviving the elements, they keep their van running to keep them cool in the summer and warm in the winter.Liz and Lawrence say the "Van Life" is not permanent for them and some day they would like to save up enough money for an RV of their own.In the meantime, they say they do not qualify for many government programs or additional assistance because they do not have children.The Hellers say many programs, such as Section 8 housing vouchers, have long wait lists or are simply out of money."When people define the word homeless, people say 'well, you don't have a home to go to,' " said Lawrence. "That is correct, but at the same time, you kind of do." 2793

Large U.S. employers saw their smallest health care cost increase in more than two decades due to COVID-19, and workers may benefit from that next year, according to the consulting firm Mercer.Patients stayed home and out of doctor’s offices this year to avoid the global pandemic, and that led to an average 1.9% cost hike for companies with 500 or more employees, Mercer found in a national survey.Those employers were expecting a 3.5% increase, said Beth Umland, Mercer’s director of health and benefits research.The lowest cost increase since 1997 will help many large employers avoid raising deductibles or doing other things to shift costs to workers in 2021, Umland said.Many companies also will spend some of what they saved adding programs that help improve the health of those covered by their plans. That could include expanding telemedicine, improving access to behavioral health care like therapy or adding programs that help people with a specific condition such as diabetes.Large employers pay their own health care claims. They can see fairly quickly if costs fall, unlike small employers that pay a fixed premium for coverage.Those employers may receive rebates for a similar drop in health care use, but they won’t know the extent of that until next year.Employer-sponsored health insurance covers about 157 million people, according to the non-profit Kaiser Family Foundation. 1403

LAS VEGAS (KTNV) — Doing Christmas on the cheap isn't a bad thing. This year especially, it can be a necessity. KIDS IN QUARANTINE"2020 was rough for everybody," said Las Vegas mom Danielle Willard.She and her husband Benjamin have been fortunate enough to keep their jobs, but their family is still feeling the effects of the pandemic. Their kids are currently quarantined after being exposed to COVID-19, and the family knows they're not alone."Thousands of families go through this in Clark County every day," said Danielle.BIGGER THAN ALL OF USThen there are millions of others around the world. Something their whole family is well aware of thanks to the internet and social media."The kids are now realizing this is global. It's huge. It's bigger than all of us," said Benjamin.MONEY WAS FLYINGSo the Willards are doing things a little different this Christmas."Looking back at everything we bought for the kids in previous years, it was almost like money was flying and they didn't understand the value behind it and where it came from," said Danielle.STOP & THINKSo mom and dad came up with a reasonable budget and gave the kids very specific categories for Christmas gifts: things you need, things you want, books and clothes."We had to help them through the choice. What do you do most with your time? What are your hobbies?" said Benjamin."It makes them stop and think, what's really important to them," said Danielle.HELPING OTHERSThey also added a spot for giving something to someone less fortunate."They were extremely excited to be able to help, especially when we explained not everybody's in the position we are," said Danielle.The Willards say this year's wish list is saving them a lot of money while helping them to reflect on what's important and counting their blessings.NOT BUYING AS MANY GIFTS"There are families that won't have a Christmas at all," said Danielle.Some people may feel an extra emotional burden from not being able to buy as many gifts for loved ones this year, but Psychotherapist Caitlin Carmody says there are other options."There are so many different ways we can show people love and affection. It doesn't have to cost money," said Carmody.CREATING COMBATS ANXIETYInstead of buying presents, Carmody suggests making them with your family."The act of even creating helps combat that anxiety and depression," said Carmody.Quality time is also a gift that's just as meaningful, even if it's done virtually."So if we can reframe it as not something that we're losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories," said Carmody.This story was written by Tricia Kean by KTNV. 2672

LEE COUNTY, Fla. - Kids are heading back to school, and in order to make sure they're successful in the classroom, doctors say their success is dependent on the amount of sleep they're getting.According to Dr. Jose Colon, a sleep specialist with Lee Health in Florida, it's important to make sure kids not only get the proper amount of sleep every night, but making sure they get into a routine a few days before they're back at school."If we're sleeping in for a longer period of time, which we commonly do sometimes during the summer, we're delaying the exposure to the sunlight and that alters your own natural melatonin, making it so that you have this predisposition towards staying up later," Colon says.He also says set a specific wake up time for kids no later than a few days before they start school. In order to help them get to bed earlier, help them get relaxed by avoiding electronics with LED light."You don't have to walk around the dark with your eyes closed, but doing what you can to minimize artificial lights is going to help your melatonin naturally come out," he says.If kids can't avoid technology, Colon says there's a setting to lower the LED light on most devices. Also, taking a warm bath at night can help kids get to sleep, according to Colon. He says the body will become naturally warmer, but the temperature will drop after leaving the tub. That drop in temperature will help cool the body, which ultimately helps with sleep.He also says adding a few drops of lavender in the bath can help."Lavender oil has been shown to decrease cortisol, which is our stress hormone, and it's helpful for sleep," he says.Still not sleeping? Colon says there are a few at home remedies to try."Melatonin has been studied in children with ADHD, Autism, neurodevelopment disabilities and even with people with migraines and it's been shown to be safe and effective," he says.Colon says to purchase the melatonin with a "GNC" label. He also says tart cherry juice has natural melatonin, which can be useful for sleep.A healthy diet and good amounts of exercise are also helpful for sleeping. For more tips, click here. 2191

LAS VEGAS — Sheriff Joe Lombardo said during a press conference on Friday morning that it is still unknown why Stephen Paddock opened fire on concert-goers on the night of Oct. 1, 2017.58 people died and hundreds of people were injured during the worst mass shooting in modern history during a country music festival in Las Vegas. CLICK HERE TO READ THE FINAL REPORTLombardo stressed during the press conference that the focus of the final report is the criminal investigation and the report does not focus on the actions or lack of action of any individuals that night.Lombardo also said that Paddock was an "unremarkable man" and that there were no warning signs according to Paddock's family and doctor. The sheriff also told the press that Paddock lost a lot of money in the past year and that could have been part of the motive for what he did. The sheriff also admitted that although the shooting did not meet the federal definition of terrorism, he personally considers it an act of terrorism. Lombardo also said that there is no evidence of other gunmen and they do not expect to arrest anyone else.In addition, the sheriff admitted that the missing hard drive has not been located and that it was common practice for Paddock to remove and hide hard drives.When asked if something like this could happen again, the sheriff admitted that it could. He also talked about what they have done since the mass shooting to prevent such an event. The sheriff stressed that Las Vegas is a "safe" community.Other things discussed in the press conference included the communication system. Sheriff Lombardo described the system as "sound and robust" despite criticism from some. The final report will be released this morning. The report will contain a final timeline of events, interviews with key personnel and more. More video and related documents are expected to be released over the next 3 weeks.  1952

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