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The holiday shopping season is upon us and it’s never too early to start scoping out gift ideas, especially for the children in your life. It can be hard to shop for kids because of rapidly changing toy trends and the sheer amount of choices in stores. To help make things easier, some of the nation’s largest retailers have already released toy catalogs highlighting some of the year’s hottest toys. 413

The annual Independence Day celebration in Washington, D.C., will be transformed into an event that could cause fireworks among budget hawks. The generally apolitical event has featured a firework show on the National Mall for decades. But this year's event will take on a different look. One difference is President Donald Trump is scheduled to speak at the event. That will require additional security from the Secret Service and National Park Service. Secondly, the Secret Service spokesperson Matthew Miller said it will close parts of the National Mall for "VIPs." The tickets will be distributed through the White House.Reportedly, the VIP Tickets are being sold by donors to the Republican National Committee. 729

The Department of Justice has determined that a December 6 shooting at Naval Air Station Pensacola was an act of terror, Attorney General William Barr said in a press conference Monday.The shooter, a Saudi national named Mohammed Alshamrani, was taking part in a military fighting program. The US military will reportedly be 337

The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. “We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,” he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. “Have we seen it, yes,” Bell explains. “Do we know how to combat it and help you in navigating that process? Without a doubt.” In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. “We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,” Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. “The general rule is if it sounds too good to be true it usually is,” Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you’re getting yourself into. “Be sure you're asking the right questions,” he says. “You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.” 1983

The House of Representatives is set to begin drafting articles of impeachment on Wednesday following two weeks full of testimony from an array of government officials, including those who conduct foreign affairs with Ukraine. On Wednesday, the House's Judiciary Committee will call upon four witnesses. These four witnesses are being brought in to provide an academic perspective on impeachment. Judiciary Chair Jerry Nadler, will call upon Pamela Karlan, a Stanford law professor; Noah Feldman a Harvard law professor; and Michael Gerhardt, a University of North Carolina law professor. Republicans have chosen Jonathan Turley, a law professor at George Washington University, to provide expert testimony. RELATED: 728