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At the age of 22, Purdue University graduate Andrew Hoyler accomplished his goal of becoming a pilot. But in doing so, his debt took off. He took on 4,000 in student loan debt. “It was tough to look forward to the future, just because 4,000 clouding over your head is not something that anyone wants,” he says. As a new pilot, he brings less than ,000 a month after taxes. Yet, less than two years after he graduated, he's been able to pay off more ,000. “Looking back, it's crazy that it's already come this far and that I’ve been able to pay off this much, but it hasn't been without sacrifice,” Hoyler says. Those sacrifices include living at home with parents, skipping out on vacations with friends and using a large chunk of a ,000 signing bonus to pay down his debt.“It was a little rough putting most of that towards the student loans,” he says. “But here today, I'm happy I made that decision and didn't go out and buy a new car.” Hoyler says he also uses his tax refunds to help pay down his debt. It's something anyone who gets a refund can do, whether it's for student loans, car payments or credit cards. “For many Americans, the biggest windfall they get all year is a tax refund, so this time of year, that is a great opportunity to really take out a big chunk of your debt,” says Arielle Oshea, a personal finance expert with NerdWallet. Oshea says for Americans struggling with debt, taking small steps like cutting cable, skipping eating out or not going shopping can add up.“Small amounts seem like they're going to be a drop in the bucket compared to your debt balance in many cases. But when you add them together and you make a cut here and make a cut there, and you maybe bring in some extra income, all of that adds up and it can very quickly lead to you being able to make bigger payments on your debt every month,” Oshea says. As Hoyler proves, small sacrifices can lead to a big payoff. 1940

Both Uber and Lyft are suspending their Pool and Shared ride options as the companies work to limit personal interactions amid the outbreak of COVID-19, the illness caused by the new coronavirus. Uber was first to announce Tuesday morning that it’s suspending its Pool option in the United States, Canada, London and Paris. The Pool option matches riders heading in the same direction, so they can share the ride and cost. “Our goal is to help 456

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It's a growing problem for people nationwide: rising student loan debt. Now, members of Congress are expected to take action. Lawmakers are introducing legislation to eliminate that debt for millions of Americans. That decision would greatly impact people like Cheryl Medina. At the age of 63, Medina wants to focus on planning for her retirement. Instead, she worries about paying her bills, especially her student loans, which she says have gotten bigger despite her paying 0 a month. “It's ,000. That is actually higher than I remember it ever being, so I think I’m paying interest only,” she says. After getting divorced 20 years ago, Medina went back to school, hoping a college degree would improve her job prospects. Now, she thinks she'll have to delay her retirement and work longer because of this debt, which at this point, Medina admits, she'll probably take to the grave with her. “To be able to afford the payments, it's not going to be paid off when I pass away,” she says. While most people think student loan debt is a young person's problem, more than 3 million people over 60 are paying off college loans. In the coming weeks, Senator Elizabeth Warren and Representative James Clyburn will introduce legislation to eliminate up to ,000 in student loan debt for 42 million Americans. They claim this will provide relief to 95 percent of borrowers and would wipe out debt entirely for 75 percent of borrowers. “It's virtually impossible for a young person to find a high-quality education as an affordable price,” Sen. Elizabeth Warren (D-Massachusetts) says. “We're crushing an entire generation with student loan debt.” Warren says the proposed plan would be paid for by a 2-percent yearly tax on the richest 75,000 families in the country, who have at least million in net worth. 1826

Boeing's bestselling passenger jet is facing increased scrutiny after being involved in two deadly crashes in less than five months, a situation that threatens to tarnish the US plane maker's reputation for safety.Chinese aviation authorities on Monday told airlines in the country to ground all their Boeing 737 MAX 8 aircraft, citing the need for "strict control of safety risks." Some individual airlines are taking similar action elsewhere. And Boeing has postponed the debut of its new 777X jetliner, which was scheduled for this week, as it deals with the fallout from Sunday's disaster in Ethiopia.The flurry of negative headlines unsettled investors. Boeing shares dropped nearly 9% in premarket trading early Monday in New York.All 157 people on board a 737 MAX 8 operated by Ethiopian Airlines were killed when the plane crashed shortly after takeoff on Sunday morning. In late October, a 737 MAX 8 flown by Lion Air went down off the coast of Indonesia, killing 189 people.Both the Ethiopian Airlines and Lion Air planes were brand-new aircraft. And both crashed minutes into flight.Ethiopian Airlines said Monday that it was grounding its fleet of 737 MAX planes as an "extra safety precaution," and Cayman Airways, the main carrier of the Cayman Islands, said it would do the same until "more information is received."The circumstances of the two crashes remain under investigation, and Boeing has presented no evidence to suggest the two disasters are linked. The similarities may be a coincidence."A formal investigation will need to be conducted into this new crash. It's important not to speculate as to its causes. A final, conclusive report has yet to be issued in the case of the Lion [Air] crash," said Greg Waldron, Asia managing editor at aviation research firm FlightGlobal."That said, having two crashes of a brand new type in a short time is an unprecedented state of events," he added. "It is inevitable that this will affect perceptions about the 737 MAX family."The decision by Chinese authorities to ground 737 MAX 8 planes in the country is a serious blow."A suspension in China is very significant, as this is a major market for Boeing," Waldron said. Chinese airlines have 97 of the 737 MAX aircraft in service, more than a quarter of the total in operation worldwide, according to FlightGlobal.Boeing's bestsellerThe single-aisle Boeing 737 has been a workhorse on short- and medium-haul flights for decades. The 737 MAX is the latest version — and the company's bestselling aircraft by far. Airlines have ordered thousands of them.The two-year-old 737 MAX 8 model in particular is hugely popular (the MAX 9 only recently went on sale and Boeing has not yet delivered the MAX 10). Last year, 72% of Boeing's deliveries were 737 planes. Boeing plans to make 59 new 737s each month this year — more than four times the number of 787s, Boeing's next-best seller.Southwest Airlines has the largest fleet of 737 MAX 8 airplanes, followed by RyanAir and FlyDubai, according to 3018

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