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This story proves age can be just a state of mind. Meet a woman who surprised herself and now inspires all of us.For 80-year-old weightlifter Sally Robertson, it takes breathing, focus and form for a solid bench press. But despite her age, Robertson is able to handle these tasks with ease. Just a few months ago, Robertson barely worked out, but things have changed."I love it!" Robertson said. "I love doing it! I really really enjoy it!"Robertson works out with her trainer Alyssa Mallett and husband Bob Robertson who last year, could barely walk."The only way he could get out of a chair was to pull himself," said Robertson. "So we knew that we were looking at moving into senior housing."He started working out at Castle Rock Adventist Hospital HealthFit Gym, a gym staffed with kinesiologists that provides fitness care and encourages physicians to “prescribe” exercise and fitness. "Coming here for two weeks, he could stand up without using hands," said Robertson. "And believe me, that totally got my attention."           Robertson decided to start weightlifting, and found the biggest battle wasn't with her body, but with her mind."I had lots of mind talk that said, 'You're too old you can't do this. But I just made up my mind to do my best," said Robertson.Robertson started slow."At first it's like, 'That's way too much I can't do that,'" said Robertson. Eventually, the weight she could lift began to rise, along with her confidence. She set a lofty goal: To compete in her region's Senior Olympics."I mentioned to Alyssa, 'Oh I've always wanted to do that,'" Robertson remembers. "And she said, 'You can.'"Mallett helped Robertson get ready and months later she was ready to compete."When I went to the Senior Olympics, I just said 'I don't care what kind of a fool I make out of myself I don't care anything about anything except I'm just going to do it,'" Robertson said.Robertson dead-lifted 10 pounds more than she had ever done before, and took home the gold."Oh I was I was so excited," said Robertson. "I was. I was excited and I was proud of myself. I was really proud."Sally's not only lifting, but walking in virtual 5Ks.  Each medal on her wall helps to change her self image."When I walk in there I look up and I go, 'I am a walker,'" said Robertson.Robertson says we can all make these changes, by taking the first step and going somewhere you feel comfortable."I wouldn't think of going in a gym with all the skinny people lifting weights in all their nice spandex clothes," said Robertson. "I just would not do that."And when the voices in your head tell you that you can't?"Tell those voices to shut up," Robertson said. "I mean, look at me."Lifting weights but more importantly uplifting yourself; at 80 or any age. 2841

Transportation officials are warning of what they call a "death spiral" if public transit does not get the federal funding it needs to stay afloat.Ridership has fallen by 90 percent since the pandemic as departments find themselves strapped for cash.“Without transit, there is no economic recovery,” said Corinne Kisner, executive director of the National Association of Transportation Officials (NACTO).The American Public Transportation Association estimates 36 million Americans relied on public transportation in 2019, with about 36 percent of that servicing essential workers, according to the advocacy group TransitCenter.“The reality is that transit agencies are in an existential crisis,” said Kisner.Once ridership dropped across the country, public transportation departments saw their revenues plummet. Beth Osborne with Transportation for America, a public advocacy group, says aside from ride fares most transit money comes from sales tax, which also took a hit when the economy shut down.“It really does have tentacles that affect so much of our economy, of our health, of recovery and getting through this,” said Osborne.In San Francisco, the revenue drop has led to Bay Area Rapid Transit dropping more than 50 percent of its service. The story is similar for most major city transit systems.“We’re really limping along and hoping Congress will approve more funding for us,” said Jim Allison, spokesman for BART. “We’re doing what we can to try and get essential workers to and from where they need to go, but beyond that, it’s not much of a service compared to what we used to provide.”The billion in CARES Act funding alleviated some woes early on, but officials estimate billion more is needed to make it through the end of the year, and right now, no package is in place.If departments don’t find an answer, NACTO says 30,000 jobs could be lost because of stalled capital improvement projects.A lacking service could also mean a life or death scenario for more than just transit departments.“We need people to get tested,” said Osborne. “In many places, they have said they will not test anyone who does not arrive in a car. Well, there are a lot of people who don’t have one.” 2213

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

Traveling by plane isn’t always comfortable. Often times it can be cramped, or the temperature isn’t right, or you’re sitting in a noisy area.But if you’re traveling this holiday season, keep in mind there are places to sit on the plane that are more optimal than other seats, says a flight attendant.Best place to sit if you’re always cold:If you hate being cold on a flight, do not sit next to the emergency exit windows. The outside air seeps in the most in those seats.   Best place to sit if you hate loud noise:Planes are notoriously loud, but if you need more of a quiet seat, chose one that's away from the kitchen, where the flight attendants work most.  Best place to sit if you want a lot of leg room:I think we’re all guilty of propping our feet up on the seat in front of us, because we're cramped. So, if you want a lot of leg room, chose the bulkhead seats, the seats right after the cabin divider or the emergency exit window seats.    Best place to sit if you hate turbulence:Turbulence on a flight is never fun, and if you get anxious, sit closer to the front of the plane. That way you won't feel the bumpiness as much as you would in the back. Depending on the flight experience you're looking for, a great website to check out before booking your next flight is called Seat Guru, where you can browse seat maps to over 1,100 aircrafts.  1405

There’s a new way to take an Uber and as long as you don’t mind a little walking it’s the cheapest option.Express Pool is the latest option for taking an Uber. Once you plug in your location, the new option will pop up on the bottom far left of your screen.A quick trial test of Express Pool found the service to be a dollar cheaper than Uber Pool. However, you'll have to walk a block or two to be picked up by your driver.The logic behind the new service is to help Uber drivers be able to drive in a straight line to pick up pool passengers. That way, there are no out-of-the-way stops.However, it could mean for a slower pickup time. Also, with any Pool ride from Uber, you will most likely share the ride with other riders.Despite walking out of the way and waiting a bit longer, a test of Express Pool still got riders to their destinations on time.  894

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