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If you've been looking for a new kitchen appliance this year, locating certain models can be as tough as finding a new Xbox Series X or PlayStation 5.The appliance shortage that began in March shows no sign of letting up.Tommy Conougher is among the many frustrated shoppers. He needs more space in his refrigerator."This is one we've had since we built the house 17 years ago," he said.Like many families during this pandemic, he wants to stock up on frozen beef and chicken."We thought we would just invest in a freezer we would put in the garage, so we started to look."But finding a freezer was tougher than finding Nemo."We have been searching all summer long, nine months, for a freezer," Conougher told us in a Zoom interview from his kitchen."And even when the big box stores have their specials, they don't have them in stock."Many brands, price ranges affectedIt doesn't matter if you are looking for a freezer, refrigerator, range, oven, or washing machine.It also doesn't matter if your budget is 0 or ,000, or what brand you want (though American brands like Whirlpool and Maytag appear to be in better shape than European or Korean brands).You are going to find spot shortages just about everywhere, according to Ken Reiman, co-owner of an appliance distributor.He supplies builders and remodelers, who he says now have to delay finishing some projects due to ongoing shortages."When I check our vendor websites," he said, "they are just not available."He says the shortages that started when factories shut down for two months early in 2020 have not let up."For instance," Reiman explained, "they will give an estimated time of December 5, and December 6 comes around and they have moved to January."Why the shortage hasn't endedReiman says there are 3 reasons for the current shortages.Originally, it was factory shutdowns in March, April and May, along with delays getting appliances shipped from China during that time.The second reason is shortages of foreign-made parts, such as wiring harnesses and compressors, which forces U.S. factories to shut down their assembly lines until product arrives.The third reason is high demand, as people spend their vacation dollars this year on their kitchens instead, Reiman said.His suggestion: Be flexible on brand and model."We have products coming in," he said. "Our warehouses are more stuffed now than ever. But it seems we can't get the full package of matching appliances, which means you may get a range and microwave, but may have to wait three months for the matching fridge."If your heart is set on an exact size, color, and model, he says you could wait till spring.Reiman says your best bet is to ask what models are in the local or regional warehouse that you could get in a few days.While you will find shortages of all appliances, the worst of all are standalone freezers, because not many of them are made.As always, don't waste your money.________________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3244

In a win for your happy childhood memories, Toys “R” Us announced Thursday that the toy-store chain will begin to reopen later this year. 145

House Republicans released a tax reform plan Thursday that would eliminate a tax break for Americans with student debt.The student loan interest tax deduction saves people as much as 5 a year, though most see a smaller benefit.The sweeping legislation was described by House Speaker Paul Ryan as a series of tax cuts aimed at helping most Americans. But it eliminates or limits some tax deductions and exemptions to fund those cuts.The student loan interest tax deduction is just one on the chopping block. The bill still needs to be approved by both the House and Senate, and signed by President Trump, who has said it will be done "before Christmas."Here's how it currently works: Those eligible can claim up to ,500 of what they paid toward the interest on their student loans, but not the principal.It's an "above the line" deduction that can be claimed without itemizing. But it's only available to borrowers with a modified adjusted gross income of less than ,000 (0,000 for married couples filing jointly.) The benefit is gradually reduced once you earn at least ,000 (or 0,000 for couples).About 12 million people claimed the student loan interest deduction in 2015, according to the IRS. More than 40 million Americans have student debt.The student loan interest deduction cost the federal government billion in foregone revenue during 2016, according to a report from The Pew Charitable Trusts.The cost has more than doubled since 2007 as student loan balances grew, even though the maximum deduction (,500) hasn't changed since 2001, the report said.Still, it costs less than the American Opportunity Tax Credit. That allows families who are paying for college out-of-pocket to claim up to ,500 per student. The benefit, which cost nearly billion in 2016, would be preserved under the House Republican plan.Even if the federal student loan interest deduction is repealed by Congress, you may still qualify for a state deduction. Thirty-seven states and D.C. offer a similar benefit, according to The Pew Charitable Trusts.The House bill also proposes nearly doubling the standard deduction. It would raise it for singles to ,000 and for married couples filing jointly to ,000. 2279

In a meeting that lasted less than 60 seconds, a Georgia board of elections voted down a plan Friday to close seven of a majority-black county's nine polling places ahead of November's midterm elections.Critics had said the plan to consolidate polling places in Randolph County, Georgia, was a brazen attempt to suppress the black vote in Georgia's governor race, which pits former Georgia House minority leader Stacey Abrams, who is black, against Georgia Secretary of State Brian Kemp, who is white.The vote came amid widespread national criticism and days after the county terminated its contract with Mike Malone, the consultant who made the recommendation. Malone had argued that closing the polling stations would save the county money, and that some of the sites suggested for closure did not comply with the Americans with Disabilities Act. 856

In a state that has had instances of young black men being shot by police while handling a BB gun, one officer in Ohio was thankful he did not pull the trigger on an 11-year-old he spotted carrying a BB gun. According to the Columbus Division of Police, Officer Peter Casuccio was dispatched to a scene on Saturday to a gun run. When he arrived, Casuccio found an 11-year-old carrying a BB gun as he was walking with a 13-year-old companion. At the scene, Casuccio expressed his frustration that he nearly shot the unidentified 11-year-old. The exchange was captured on Casuccio's police-issued body camera. "This is getting kids killed all over the country," Casuccio said.Casuccio explained to the boy that police got a call of a boy matching the 11-year-old's description holding a gun. "I didn't show anybody it,' I was just holding it like this," the boy said."You can't do that," the officer responded. "That thing looks real.""Do you think I want to shoot an 11-year-old? Do you think I want to shoot a 13-year-old? Do I honestly look like the kind of dude who wants to shoot anybody?" Casuccio said. "But do I look like the type of dude who would shoot somebody?"The boys respond, "Yes, sir." Casuccio then explains the incident to the 11-year-old's mother. "I pulled up and I’m not gonna lie, I drew down on them. He freaks out and he starts to pull the gun out of his waistband," the officer told the mother. "He could have shot you for that, you know that?” the mother could be heard saying. "He dropped it real fast, and I didn't know it was a BB gun until hit the sidewalk," Casuccio said.In recent years, Ohio has had several notable instances of police shooting young black men carrying BB guns as officers believed the weapons were real. Some of those incidents have led to protests in those respective communities. On Aug. 5, 2014, 22-year-old John Crawford III was fatally wounded after he was seen inside a Walmart in Beavercreek, Ohio carrying a BB gun. Officers Sean Williams and David Darkow were not criminally charged in connection to Crawford's death. Three months later in Cleveland, 12-year-old Tamir Rice was seen in a park "pointing a pistol" at people in the park. In the call to police, the witness did state that the weapon was "probably fake." Moments later, Officer Timothy Loehmann fatally wounded Rice. Loehmann was not criminally charged in Rice's death, but was later fired in 2017 after Cleveland Police discovered that he had lied on his job application. The City of Cleveland paid the Rice family a million settlement. In 2016 in Columbus, the same department Casuccio works for, Tyre King, 13, was shot and killed in the back by Officer Bryan Mason after police said King brandished an air gun. Mason was reportedly investigating a robbery at the time of the incident. A grand jury declined to charge Mason criminally for the shooting. There is a pending lawsuit by King's family against the City of Columbus.  3153