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PAUMA VALLEY, Calif. (KGTV) - Cal Fire San Diego crews responded quickly Thursday to two brush fires that broke out in North San Diego County. 150

OXON HILL, Md. -- For sisters Nikki Howard and Jaqi Wright, life comes down to a handful of ingredients.”Love, peace and cheesecake,” Wright said.It’s cheesecake that started them off on a new journey, while the two were furloughed during the federal government shutdown two years ago.“We went through the holidays just praying that it would let up,” Wright said. “And it didn't.”“So, for New Year's Eve service, I made sweet potato cheesecakes,” Howard said.Wright continued, “She gave them to me put it in the fridge. I had no idea, until I asked, ‘Who made those?’ And she said, ‘me.’”Howard said her mother and Wright began eating some of it, before her mom declared, “she said, ‘it's so good you can sell it,’ and light bulbs went off.”That is how their small business, called “The Furlough Cheesecake,” came to be. At first, they started by simply selling them online, but it quickly snowballed from there, right into area Walmart stores.“I had no idea that that one cheesecake would change everything,” Wright said.Now, they’re going a step further. At National Harbor near Washington, D.C. they just opened their first physical storefront.“So, we started our business during a furlough and we opened a store during a pandemic,” Wright said. “It makes us sound crazy, honestly, but it just happened this way.”They are fortunate. The pandemic is hitting many small businesses hard and Black-owned businesses especially so. According to data from the U.S. Census, compiled by economists at the University of California - Santa Cruz, between February and April, the number of African-American owned businesses dropped by 41%. Economists now estimate half of all African-American owned businesses may never reopen from their COVID-19 closures.At The Furlough Cheesecake, they know timing is everything.“We just took a leap of faith,” Wright said.Faith that has guided them through two – separate – tough economic times.“There's so many people out there struggling and suffering,” Howard said, “and being a minority-owned business, you know, we feel a responsibility to shed a good light on our community.”It’s all just one part of their unusual recipe for success. 2175

Plan to buy your first home in 2021? It’ll probably take months instead of weeks, and you might feel demoralized at times.That’s not negative thinking. It’s an acknowledgment that the road to homeownership has potholes. The journey can be bumpy, but the destination is worth it. When you know at the outset that you’re in for emotional highs and lows, it’s easier to shrug off those lows and keep on truckin’.Here’s why 2021 will be a rough year for first-time home buyers — and how to manage your emotions during the process.Why buying a home in 2021 will be toughThere aren’t enough homes for sale to meet demand. At the end of October, the most recent month with available data, 1.42 million existing homes were available for resale. At that month’s sales pace, it would take just 2.5 months to sell every home on the market — an all-time low, according to the National Association of Realtors. The supply of new homes for sale was enough for 3.3 months, tied with the previous month for a record low.Supply is low because buyers are pouncing whenever homes become available. Most existing homes sold in October — 7 in 10 — were on the market less than a month, according to the NAR.With a slender stock of homes selling fast, buyers have little power. “The control is in the seller’s hands because of supply and demand,” says Terri Robinson, a Realtor with Re/Max Select Properties in Ashburn, Virginia.Set realistic expectationsExpect months to elapse between the first step of checking your credit reports to the final step of closing on the home. “The first thing that I hope people understand is it’s not an overnight process,” says Marc J. Jenkins, a real estate agent with Prime Property Partners in Atlanta.Jenkins tells first-timer clients that it typically takes five to eight months to buy a home. Understanding that homebuying timeline “prepares them mentally, emotionally and financially to see this process through.” Would-be buyers are prone to burnout if they expect the process to take a month, he says.Everyone wants a bargain, but buyers need to recalibrate the meaning of that word so it applies to today’s competitive environment. “A bargain, if I were to redefine that, is the home that you want for the price that you’re willing to pay,” Robinson says.Know where you’ll compromiseMore than three-quarters of home buyers in their 20s and 30s made compromises, according to NAR’s 2020 Home Buyers and Sellers Generational Trends Report. The most common compromises had to do with the condition or price of the home.So before you start seriously looking at homes, decide what you need and what you won’t budge on. You may have a maximum price and commute time, a minimum size or other requirements. Those are your deal breakers. Write them down. Resist the temptation to compromise on deal breakers, even when you feel discouraged. For all else, keep an open mind.Make decisions fastIn today’s market, many homes are on the market for less than a month, so it’s important to make an offer quickly once you find one you like. Let your list of deal breakers be your guide. If a home meets your criteria, including an acceptable price, it may be worth making an offer. Again, quickly, because many sellers field multiple offers within a day or two of listing the home and planting a “for sale” sign in the yard.“Even as a first-time home buyer, they may have to make a quick decision whether or not to buy a home,” Robinson says. To have the offer taken seriously, have a preapproval letter from a lender and make a competitive offer, she adds.Don’t take rejection personallyWhen first-time buyers make offers, “they’re going to get rejected many times,” says Laura Moreno, host of the “First Time Home Buyer Podcast” and founder of a tech startup called HomeFlow that offers an all-in-one homebuying platform.As rejected offers pile up, they take it personally or feel worthless, Moreno says. “What I tell them is just breathe. It’s not a judgment against you.”You might get lucky and have your first offer accepted. But don’t count on it. Realize that for the seller, this is a business decision.Wait before you celebrateYour offer was accepted? Great! Just remember that the home inspection and lender’s appraisal are coming next, and either of them can knock the deal awry. The more excited you get about the seller giving your offer a thumbs-up, the more disappointed you’ll be if you have to give the deal a thumbs-down after the inspection or appraisal.Think about the seller’s needsYou’re focused on your own needs and problems. That’s understandable, but there’s a benefit to thinking about the seller’s needs, too.Jenkins advises making the offer attractive to the seller. That might mean keeping the inspection period short: maybe just three to five days, so the seller can put the home back on the market promptly if you’re dissatisfied with the inspection and decide to move on.Having a preapproval letter from a reputable mortgage lender, paying all of your own closing costs and paying some or all of your agent’s commission are other ways to meet the seller’s needs.Have a backup plan: Don’t buy yetAs fervently as you want to buy a house in 2021, your best option might be to wait until fortune favors you. By putting homebuying on hold for a few months, you give yourself time to save for a bigger down payment and build your credit, and for your local housing market to become less competitive.More From NerdWalletHow first-home shoppers can keep a cool head in a hot market4 market headwinds facing first-time home buyersThe credit score needed to buy a houseHolden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5691

Perry Hopsin was just 22 years old when he got into a car accident that would eventually end his life."My brother, he has been to multiple healthcare facilities, fighting for his life for 10 months," said Parris Hopsin.Last month, Perry died and just as his family was starting to cope with the fact that they would never see him again, the same car he was killed in, popped up in front of Perry High School in Stark County, Ohio.The family says it was there to promote their prom promise campaign-which tries to deter teens from drinking and driving."Our family was under the impression that the car was still being held as evidence in this ongoing investigation," said Parris.The only problem is the Hopsins family never consented to it and their loved one was not drinking and driving."It was definitely not the way Perry would want to be represented and/or our family would want him to be represented and remembered," she said.The school has now removed the car and it's back in the towing company's lot."I really appreciate that they would remove it," said Parris. "But it shouldn't have been there."Now Parris and her family still want answers and an apology."Anyone that was responsible for displaying the car I feel should be held accountable for the pain and grief that they have brought upon our family and our friends," she said.Scripps station WEWS in Cleveland reached out to the school district, towing company and the police department but haven't heard anything back.     1520

PALM HARBOR, Fla. — They call it the Olympics of hair. Every two years top stylists from around the globe meet in a different country for the world championships. Due to the pandemic, this year’s event was canceled, so a salon in Palm Harbor, Florida decided to do their own internal competition.They aren’t just hairdos, they are works of art at Salon Bella Flora.“I kept getting the comments like, ‘Are you kidding me, this is awesome,'” said owner Flora Paskalakis Stoltz.Before Stoltz owned her own salon, she was traveling the world, cutting and combing hair, against the best of the best.“When you are at the world championships, it’s like being in a huge stadium and there’s hundreds of competitors competing at one time and it's intense,” said Stoltz.So as a way to boost staff morale during a difficult year, she decided to hold her own competition. The theme was fantasy.“Let's do something fun, let's get creative juices flowing, let's get inspired, let's get into teams and team work,” said Stoltz.For some of these stylists, it was their first time participating in this type of competition, while for others it was a trip down memory lane.“I was excited to get outside my comfort zone, try new things, do better, be better at what I do, it was really fun,” said Arianna Shuster.“I think it pumped us up, it kind of brought us all together, a few of us didn’t know each other very well so it gave us a chance to spend a lot of time together and learn from each other,” said Katherine Mahinis.They say the key to remember is there are no real rules.“We’re going to do Mother Nature the Root of All Evil, we didn’t go to Michaels and buy branches and leaves, we went to the yard and started picking up stuff,” said Denise RamikIn the end, all three teams were winners, gaining accolades virtually from renowned judges, opening the door to the world championships in Japan next year."I would love to, I wish I can join the team but we'll see," said Rovena Lulaj.This story originally reported by Robert Boyd on abcactionnews.com. 2047

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