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dousing her with a toxic chemical and setting her on fire inside her Florida home.Police said the woman has died from her injuries.According to an arrest report, police responded to a home in the Colonnades at Glen Oaks community in Boca Raton, Florida, around 9:15 a.m. on Monday.Officers said they found the 75-year-old victim unconscious on the laundry room floor with injuries to the head and severe burns to a majority of her body.A worker for a delivery company that's contracted to deliver appliances for Best Buy said he and 21-year-old Jorge Dupre Lachazo delivered a washer and dryer to the victim's home Monday morning.After the appliances were installed, the witness said he went outside to return some phone calls, and Lachazo remained inside the home with the victim to acclimate her to the appliances and answer any questions.The witness said he "heard multiple screams from inside the residence," so he entered the home and noticed blood on laundry room floor, and the victim on the floor near the blood.The witness told police "Lachazo was acting very strange," and said he had to leave. The witness said Lachazo got in the delivery truck and fled the scene.According to an arrest report, officers stopped Lachazo in the 7100 block of W. Glades Road. Police said "Lachazo was very sweaty and was shaking as if he was nervous."The hair on his legs was burned and there were ashes on his legs, police said.The arrest report stated officers found burn marks in the laundry room along with a "strong odor of a chemical." In addition, "a wooded handled mallet was on top of the washing machine. Blood was observed on the mallet."There was also a glass wine bottle on the floor, and long hair in dried blood on the bottle.In the kitchen, police said the stove was pulled away from the wall, and a blue metal can of Acetone without a lid was on the counter. All the burners on the kitchen stove were turned on.Detectives said Lachazo told them he was inside the victim's home showing her how to use her appliances. He admitted to hitting her on the head with the mallet and knocking her out.Police said Lachazo claimed he then got a chemical from the garage."(Lachazo) made a physical motion with his hands indicating that he doused (the victim) and room with the chemical agent. He then made a motion with his hands that the chemical spontaneously combusted," the arrest report said.Lachazo said he then got in the delivery truck and fled the scene.Police said "Lachazo admitted to recently using cocaine, as well as marijuana through a vape." However, the motive of the crime remains unclear.According to his arrest report, Lachazo's fingerprints were found on the can of Acetone.Police said the victim suffered multiple skull and facial fractures, as well as severe brain bleeding and second and third-degree burns over the majority of her body.Lachazo is facing charges of attempted second-degree murder, aggravated battery on a person 65 years of age or older, and arson causing great bodily harm. Those charges could be upgraded now that the victim has passed away.In court on Tuesday, a judge denied Lachazo bond, and ordered him to not have any contact with the victim, her family, witnesses, or the business he worked for.Best Buy said it's taking action following the attack, suspending its relationship with that local subcontracted delivery company and also hiring an independent security firm to review its screening and safety programs.It's also closing its Boca Raton, Florida, store Tuesday out of respect for the victim.The company's CEO, Corie Barry, released this statement to WPTV:"One of our customers in the Boca Raton, Florida area was tragically attacked yesterday, suffering extremely serious injuries. We are profoundly sorry and offer our deepest sympathies to our customer and her family. Out of respect for them, we have closed our Boca Raton store today. Beyond working with law enforcement in any way we can, we have suspended our relationship with the small, local company that was sub-contracted to deliver to the customer’s home. In the hours after we initially learned what happened, we immediately re-visited our delivery and installation programs and, in the coming days, will do two things: 1) ensure all our processes were followed and 2) work with our delivery partners to do anything more we can to help ensure that this type of tragedy will not happen again. Additionally, we are hiring an independent security firm to review our existing screening, audit and safety programs and share with us their assessment on how we can improve. For more than 20 years, millions of Americans have trusted us to come into their homes and, on days like this, I am fully aware of how precious that trust is and how vital it is that we do everything in our power to earn it. Today, we redouble our efforts to do just that."This story was originally published by 4900

Your credit card issuer can lower your credit limit at any time, regardless of how well you manage your account. Issuers might cut credit limits to minimize risk in an uncertain economy, as many cardholders have experienced during the COVID-19 pandemic in 2020. Or they may do it when cardholders regularly use what the issuers see as too much or too little of their available credit.Credit card companies determine your credit limit by evaluating several factors, like your credit score, your income, the available credit you already have and how much of that existing credit you’re using. Ultimately, though, they can increase or decrease limits whenever they want.When can a credit card issuer reduce my credit limit?Although credit card issuers can lower your limit at any time, they are most likely to do so when:You use too much of your available credit: When a cardholder regularly maxes out their credit limit or carries high balances, credit card issuers may view it as a sign of financial trouble. As a result, they may cut your credit limit going forward to minimize their own risk. This is especially true if you start paying late or missing payments.When the card is inactive or seldom-used: The company that issued your credit card makes money only if you use the card. (That money comes from transaction fees and, if you carry a balance, interest.) If you rarely use it, the issuer may be inclined to reduce your limit and, effectively, allocate that available credit to someone else who’s more likely to generate income for the issuer. If you let your card sit for too long without using it at all, your issuer might close your credit card entirely, leaving you with a potentially damaged credit score and no card to use.When the economy is uncertain: Credit card issuers have been known to reduce credit limits to minimize their risk when the economy is uncertain. Most issuers cut credit limits during the Great Recession, according to a survey by the Federal Reserve. They also did so in response to the COVID-19 economy.Can credit card companies lower your credit limit without notice?Credit card companies are not required to notify you about lowering a credit limit unless it will lead to an over-the-limit fee, which is unlikely since many issuers no longer assess this fee. In most cases, credit card companies are required to notify you 45 days ahead of time about any changes to your account’s terms and conditions, but this is one exception.Though credit card issuers aren’t obligated to notify you about a credit limit decrease, it’s common for them to do so. If you do receive such a notice, it might include a reason why the issuer trimmed your credit limit. You might even be able to ask to keep your current credit limit, depending on the reason for lowering it.Can I avoid credit limit reduction?You might be able to avoid a credit limit reduction, but it will likely depend on your issuer and your track record on managing your credit. The best attempt at avoiding one is to contact your issuer as soon as you learn that your credit limit is changing. You have nothing to lose by asking the company to consider keeping your prior credit limit.If you’re on the brink of maxing out your credit card or you’re using a lot of your available credit, it may be more difficult to persuade your issuer to leave your credit limit alone. Cardholders whose limits were slashed due to inactivity may have better luck.Act fast to contact your credit card issuer as soon as you get notice, if you get any. If you wait too long, you might have to undergo a credit check to get a credit limit increase, and there’s no certainty that you’ll get bumped back up to your previous amount.Will a decreased credit limit affect my credit score?A lower credit limit can affect your credit score if it materially changes your credit utilization ratio, the percentage of your available credit you’re using. Utilization is a key factor in your credit score. A rule of thumb is to use less than 30% of your available credit.Even if a reduced limit pushes you over that percentage, the effect doesn’t have to be permanent. Stay on track with payments and get your debt down, and your credit can recover.More From NerdWallet6 Credit Card Scams and How to Avoid ThemIs It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 4485

last week.On the earnings call, which was delivered Aug. 1, Creed said the company wants to "accelerate the transition" of Pizza Hut restaurants from sit-down, dine-in restaurants to storefronts that only offer delivery or carry out.On the call, Creed said the company has about 6,100 restaurant-style locations throughout the country and 1,350 "express units."It's not clear which locations would close and when, but Creed noted that "lower volume" restaurants would be likely affected by the change. 503

if he were elected president.When asked about his plan for a mandatory gun-buyback program for assault rifles during Thursday's presidential debate, O'Rourke responded by saying "hell, yes, we're going to take your AR-15." O'Rourke tweeted the phrase following the debate.Texas State Rep. Briscoe Cain (R-Deer Park), responded to O'Rourke's tweet by saying "My AR is ready for you Robert Francis." Cain later deleted the tweet.O'Rourke responded to Cain's tweet by calling it a "death threat." 496

Would you get on a plane that didn't have a human pilot in the cockpit? Half of air travelers surveyed in 2017 said they would not, even if the ticket was cheaper.Modern pilots do such a good job that almost any air accident is big news, such as the Southwest engine disintegration on April 17.But stories of pilot drunkenness, rants, fights and distraction, however rare, are reminders that pilots are only human.Not every plane can be flown by a disaster-averting pilot, like Southwest Capt. Tammie Jo Shults or Capt. Chesley "Sully" Sullenberger.But software could change that, equipping every plane with an extremely experienced guidance system that is always learning more.In fact, on many flights, autopilot systems already control the plane for basically all of the flight. And software handles the most harrowing landings -- when there is no visibility and the pilot can't see anything to even know where he or she is. But human pilots are still on hand as backups.A new generation of software pilots, developed for self-flying vehicles, or drones, will soon have logged more flying hours than all humans have -- ever.By combining their enormous amounts of flight data and experience, drone-control software applications are poised to quickly become the world's most experienced pilots.  1308