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Among the microlenders exploring new business models is Dunxin Financial Holdings Ltd, a medium-sized financial group focusing its microcredit business on Central China's Hubei province.

Among the businesses that are running entirely online, 47 percent said they will use online lending services provided by digital financial platforms. It shows that digitized operations have expanded their financing channels, making loans more accessible to these kinds of companies.

Amid intensifying competition from local rivals, the US tech heavyweight unveiled its latest generation of servers to target Chinese companies which are demanding scalable and automated computing solutions.

Among all the fintech innovations, the prospect of the block chain has the highest expectation.

Ambassador Rahamtalla Mohamed Osman, the permanent representative of the African Union to China, said that exchanges and cooperation between African and Chinese youth have been high on the agenda of FOCAC since the inauguration 20 years ago. Going forward, both sides will continue to bridge the communication and cooperation on all fronts among their youths using platforms such as the festival.