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?? Fall sports update from @Big12Conference Commissioner Bob Bowlsby.?? https://t.co/1guHAHmzzW pic.twitter.com/rMR4XFgRQG— Big 12 Conference (@Big12Conference) August 12, 2020 184
You’ve decorated the tree, put up the lights and placed a lit candle in every window. But the next thing you know, you smell smoke.Candle fires, stolen presents and other calamities can put an unwelcome damper on your seasonal cheer, but insurance can often help clean up the mess. Here are some common holiday disasters and how your homeowners insurance can come to the rescue.1. Decorations catch fire“Chestnuts roasting on an open fire” takes on a whole new meaning when the halls are decked with fire hazards. Dehydrated Christmas trees can go up in flames if placed too close to a heat source, and fires from candles make up half of December home decoration fires, according to the U.S. Fire Administration.Fire is covered in three main ways. Dwelling coverage pays for repairs to your home, while other structures coverage is for things like a detached garage or fence. Personal property coverage will pay to replace damaged belongings, up to your policy limits.To avoid festive fires, keep candles away from flammable objects, follow all manufacturer instructions for holiday lights outside and keep a real Christmas tree hydrated.2. Your identity gets stolenIf you’ve shopped online for holiday gifts this year, your credit card or bank account information may be at risk of getting stolen.Identity theft coverage can pay for out-of-pocket expenses related to identity theft or fraud. Some homeowners insurance policies automatically include this coverage for free, but you’ll probably have to add it to your policy.You can reduce the risk of identity theft from online shopping by avoiding unsecured networks and by purchasing from trusted stores — check for a privacy policy on the site and a padlock to the left of the URL. To protect yourself from potential data breaches, reenter account information with every purchase instead of allowing online vendors to store your information.3. Presents get stolenIf expensive holiday gifts go missing, don’t pout. Your personal property coverage covers items stolen from your home and car, up to your policy limits.To prevent any grinches from stealing holiday presents, avoid letting packages sit unattended and consider setting up a security camera system around your home. If you leave gifts in the car, tuck them away safely in the trunk, lock the doors and park in a well-lit location.If gifts are stolen, file a claim with your insurance company only if their value exceeds your deductible.4. A guest gets injuredSay you undercook the turkey and send relatives to the hospital. Maybe someone breaks a hip on your icy walkway, or the dog bites a guest. You could end up on the hook for their medical costs.The medical expense coverage in your home insurance policy pays to treat your sick or injured guests, no matter who’s legally responsible, while your personal liability coverage will cover you in case they decide to sue.Because of the pandemic, you may be skipping holiday gatherings entirely this year. But if you do host guests, make sure you abide by the guidelines for small gatherings from the Centers for Disease Control and Prevention, or CDC, which include wearing face masks and practicing social distancing.5. A water pipe burstsIf a pipe gets cold enough, water freezes and expands inside, increasing the chance of a burst. Water damage from burst pipes is generally covered by home insurance, but check the fine print in your policy, as you’re covered only if the burst is accidental and not due to poor maintenance.To avoid damage, watch for warning signs of frozen pipes, such as low water pressure or frost on the outside of the pipe. To offset the chance of a water burst:Keep your home’s thermostat set to a minimum of 55 degrees.Open kitchen- and bathroom-sink cabinets to allow for circulation of warmer air.Let water drip from faucets to relieve water pressure.More From NerdWalletGot Life Insurance? You May Not Have EnoughBought a Pricey Present? Here’s How to Insure ItLife Insurance Shoppers Lose Interest When COVID-19 Cases DropBen Moore writes for NerdWallet. Email: bmoore@nerdwallet.com. 4088

on Thursday that recent tweets and statements from President Donald Trump have made it "impossible" for him to do his job. Barr's response to questions on whether his decision to overrule DOJ prosecutors on lowering the sentencing recommendation for Trump ally Roger Stone offered some criticism of the president. Barr added that he did not have any direct conversations with the president on Stone's sentencing. “I’m not going to be bullied or influenced by anybody ... whether it’s Congress, a newspaper editorial board, or the president,” Barr told ABC News. “I’m gonna do what I think is right. And you know … I cannot do my job here at the department with a constant background commentary that undercuts me.”On Wednesday, Trump thanked Barr for his decision to step in on the Stone case. “Congratulations to Attorney General Bill Barr for taking charge of a case that was totally out of control and perhaps should not have even been brought,” Trump 956
With reported squabbling between the CDC and White House, the CDC announced late Wednesday that a no-sail order on passenger cruise ships has been extended through the month of October due to the coronavirus pandemic.The order, which will now run through Oct. 31, was set to expire tonight.According to the New York Times, the CDC had wanted to extend the order into February, but the White House blocked the move.The no-sail order, which originally began in April, prohibits cruise ships from carrying 250 passengers in waters subject to US jurisdiction.The CDC said it has identified at least 3,689 coronavirus-related illnesses, and 41 associated deaths, although the CDC cautions these figures are likely an underestimate.“On cruise ships, passengers and crew share spaces that are more crowded than most urban settings,” the CDC said. “Data show that when only essential crew are on board, ongoing spread of SARS-CoV-2 still occurs. If unrestricted cruise ship passenger operations were permitted to resume, passengers and crew on board would be at increased risk of SARS-CoV-2 infection and those that work or travel on cruise ships would place substantial unnecessary risk on healthcare workers, port personnel and federal partners (i.e., Customs and Border Protection and the U.S. Coast Guard), and the communities they return to.”While it’s possible the cruise industry can resume operations in November, it’s likely that the coronavirus will continue to have a significant effect on the industry for months to come. Carnival had already announced plans to suspended operations on several ships until the spring. 1629
early Sunday morning.Police say Harold Treadwell III was on duty when a gunman shot a bullet into his car. It's unclear how far he drove before he swerved across the median and crashed his car."We don't know much more than he suffered a gunshot wound and died," Sgt. Maggie Cox said. "We are really depending on anybody that we have not already talked to call us."Investigators did not say the shooting was random, but they also said there is no indication that Treadwell was targeted or that anything led up to the gunfire.Treadwell was originally from Indiana and moved to Arizona in 2003. According to a Facebook post by his wife, Frances, the couple was celebrating their 52nd wedding anniversary Sunday."Today is our 52nd wedding anniversary and we spoke right before he was killed and wished each other a HAPPY ANNIVERSARY (thank you God for allowing me to have that last conversation with him so I could tell him that I loved him!)" Frances Treadwell wrote, according to a 982
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