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It doesn’t take much to upend many Americans’ finances. A car that won’t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It’s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here’s how that might work with three of the most common unexpected expenses Pew found: 1119

It’s one of the latest challenges to hit the web—the “In My Feelings” challenge.The dance videos—started by @theshiggyshow—show people jumping out of a car and dancing alongside the moving vehicle to Drake’s song “In My Feelings.”Last week, the National Transportation Safety Board issued a warning against the latest trend, stating “distraction kills.”This recent video is going viral and shows just how dangerous the challenge can be.  The video, uploaded by Jaylen Norwood, shows Norwood doing the challenge just before being struck by a car.The NOW spoke with Norwood, who said it was a staged incident gone wrong. He said he was supposed to jump on the hood of his friend’s car and continue to dance; however, he says he slipped on oil, which caused him to fall, before he was hit. 799

INDIANAPOLIS — In a constant battle to keep your private data secure, Apple is hitting back, keeping people out of your phone. But it’s bringing up a major issue for law enforcement in Indiana. When it comes to solving crimes, often a key piece of evidence is stored on a cellphone or a computer, and police are constantly trying to stay ahead of criminals. But as more people and tech giants are concerned about security, some of those new security features and encryption are stopping police from solving crimes. In 2015, Apple was in the spotlight after they refused to unlock an iPhone for the FBI after a terrorist attack in San Bernardino, California. At the time, investigators said potential key clues of other possible terrorist attacks could be on the phone. Apple refused to help unlock the device. In the years since, a new device called GrayKey that law enforcement could use to crack iPhones was developed, and they've been using it ever since. "[GrayKey] can plug into iPhones that historically, in general, have what we call 'brute force' on them,” said Steve Beaty, a digital security expert.The September release of Apple's latest operating system, iOS 12, shut down the ability for that special device to work. The result left investigators scrambling. “Apple's fighting these guys pretty hard, has been a bit of a chess game," Beaty said. The Indiana State Police and Indianapolis Metropolitan Police Department have the ,000 GrayKey device. Both agencies say they only use the device as part of ongoing criminal investigations after a search warrant has been issued by a judge. But even with a warrant, Apple’s latest operating system for iPhones has shut down the ability for the GrayKey to work. Investigators are concerned that they won't be able to solve some crimes because they can't get key pieces of evidence off a new iPhone. "So for the time being, I don't see it being more than a chess game where there are going to be advances made on either side,” Beaty said. “And I don't think there's going to be a definitive ... ‘checkmate’ in the foreseeable future."WRTV asked both ISP and IMPD if they have had any cases where the device hasn’t worked. Neither would discuss specifics of the GrayKey device. 2303

In retrospect, the warning signs were there.Before Devin Patrick Kelley carried out the deadliest mass shooting in Texas history on Sunday, the former airman:? Was charged in military court with assaulting his then-wife and stepson, spent 12 months in a military prison and received a bad-conduct discharge;? Was obsessed with a family dispute and sent threatening text messages to his mother-in-law, investigators said;? Was charged with animal cruelty on suspicion of beating a dog;? Posted pro-gun violence content and a picture of a rifle on his Facebook page, according to former classmates and community members. 626

INDIANAPOLIS — A member of Congress has introduced a bill taking aim at protesters. The "Support Peaceful Protest Act," introduced by Indiana Rep. Jim Banks, would ban protesters convicted on crimes such as violence, looting, or vandalism from federal unemployment assistance. It was introduced on August 28, following several nights of demonstrations in Kenosha, Wisconsin. Protesters would also be held financially liable for the cost of federal policing.In a press release, Banks said:"Antifa thugs are descending on suffering communities, disrupting peaceful protests and leaving violence, looting and vandalism in their wake. They turned Milwaukee, Seattle and Portland into warzones, and now they're moving the chaos to Kenosha, Wisconsin. Who knows which community is next?"The bill is not expected to move in Congress. While the 0 federal boost to unemployment ended in July, some states, including Indiana, have opted in to an extra 0 in federal assistance. This story originally reported by Konah Williams on wrtv.com. 1043