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NASHVILLE, Tenn. – The second and final debate of the U.S. presidential election will be held at Belmont University in Nashville, Tennessee, starting at 9 p.m. ET on Thursday, Oct. 22.Originally, the Commission on Presidential Debates scheduled three forums between the candidates. The second debate, which would have been held town hall style, was canceled after President Donald Trump declined to participate when the commission announced the debate would be held virtually due to Trump's recent coronavirus infection.Who’s participating?The debate will be moderated by Kristen Welker, a White House correspondent for NBC News and co-anchor of “Weekend TODAY.” It will be Welker's first general election debate she has moderated, but she co-moderated the fifth Democratic debate during the 2020 primary season.President Donald Trump and former Vice President Joe Biden plan on participating in the debate. No other candidates, like Libertarian Jo Jorgensen, qualified to take part in the debate, based on the Commission on Presidential Debates’ candidate selection criteria.What will be discussed?The debate commission allows each moderator to decide which topics are discussed. Last Friday, Welker announced that the following topics would be addressed Thursday night: fighting COVID-19, American families, race in America, climate change, national security, and leadership.Earlier this week, Trump’s campaign manager, Bill Stepien, claimed the CPD had “promised” that Thursday’s debate would be about foreign policy and asked for Welker’s topics to be discarded. However, CPD responded and said “no debate in 2020 was ever designated by (the commission) as devoted to foreign or domestic policy."With that said, the president is expected to still grill Biden on his son Hunter’s business ties, as well as his foreign policy record in the Obama administration and as chairman of the Senate Foreign Relations Committee, The Washington Post reports.How will the debate be structured?After the first debate went off the rails, because the candidates constantly spoke over each other, the CPD announced changes Monday to “ensure a more orderly discussion.”As with the first debate, both campaigns have agreed to allow each candidate two minutes of uninterrupted time to make remarks at the beginning of each 15-minute segment of the debate. This time, however, “the only candidate whose microphone will be open during these two-minute periods is the candidate who has the floor under the rules,” the CPD said in a statement. Both mics will then be turned back on for an open discussion.What is being done to protect against coronavirus?The commission says Trump and Biden will again skip the traditional handshake before the debate starts and the audience will be required to wear masks.How can you watch?The debate will run for 90 minutes without commercial interruption. You can watch it live on our Facebook page, as well as on network and cable news channels.Where the race stands?Polls show Biden as the frontrunner in the national popular vote, leading most national polls by a 6 to 10 percent margin, but his margin in many battleground states is slimmer. Polls in a number of battleground states, such as Ohio, Iowa, Florida, and North Carolina, are within the margin of error, according to an aggregate of polls by Real Clear Politics. Biden is maintaining slight leads in Michigan, Pennsylvania and Wisconsin, which if he wins in addition to the states won by Hillary Clinton in 2016, would give Biden a victory. What’s next?All that will stand between Thursday's debate and Election Day is 11 days of early voting and the candidates' final appeal to voters. 3677

NATIONAL CITY, Calif. (KGTV) -- A National City road was drenched Sunday morning after police say a woman slammed into a fire hydrant, sending water spewing into the air. The crash happened on the 200 block of Palm Avenue around 3 a.m. According to police, the woman lost control of her car and crashed into the hydrant. She was later taken away in handcuffs, but it’s unclear at this time if drugs or alcohol played a role in the crash. 446

More details are coming out about Rudy Giuliani’s scenes in the upcoming “Borat” film, featuring comedian Sacha Baron Cohen. Earlier this summer, Giuliani, Trump’s personal attorney and former mayor of New York City, called police after the incident.Reviews of Cohen’s movie, “Borat Subsequent Moviefilm,” appeared online Wednesday ahead of its Friday release on Amazon Prime. Vanity Fair and The Guardian describe the scene with Giuliani in more detail, in which he agrees to an interview with a young woman in her hotel room.Cohen’s co-star in the movie, Maria Bakalova, is posing as a journalist and sets up an interview with Giuliani. They meet in a hotel room, “where he holds her hands, compliments her appearance, and follows her to the bedroom. She spends some time elaborately taking off their microphones; briefly, he lies down on the bed. His hand is in his pants,” writes Sonia Saraiya with Vanity Fair.The Guardian says Giuliani follows her to the bedroom to have a drink and “can be seen lying back on the bed, fiddling with his untucked shirt and reaching into his trousers.”At which point, Cohen runs into the room in character, and yells “She’s 15. She’s too old for you.” Bakalova’s character is 15 in the movie, she’s 24 in real life.Giuliani posted on Twitter Wednesday afternoon, saying the video was "complete fabrication. I was tucking in my shirt after taking off the recording equipment. At no time before, during, or after the interview was I ever inappropriate. If Sacha Baron Cohen implies otherwise he is a stone-cold liar." 1561

Music producer DJ Khaled and boxer Floyd Mayweather Jr. were charged by the Securities and Exchange Commission with promoting investments in initial cryptocurrency coin offerings without revealing that they'd been paid.The SEC has said that cryptocurrency coins sold in initial coin offerings (ICOs) may be considered securities and subject to federal securities laws.Both Khaled and Mayweather settled with the SEC and agreed not to promote any securities, even digital ones, for two years and three years, respectively, the SEC said Thursday. They also agreed to give the money they'd received to the SEC and pay penalties and interest.Mayweather failed to disclose that he'd received 0,000 from three different ICO issuers, including 0,000 from Centra Tech. Khaled failed to disclose a payment of ,000 from the same company.Centra has separately been charged by the SEC, which alleged that its ICO was fraudulent.Centra could not immediately be reached for comment.Both Mayweather and Khaled promoted Centra's ICO on their social media accounts. Khaled called it a "game changer" while Mayweather encouraged his followers to get in on the ICO, saying he'd taken part.Mayweather also commented on another ICO, saying he was going to make a lot of money."You can call me Floyd Crypto Mayweather from now on," he tweeted.The SEC, which has made it clear that ICOs can be fraudulent, encourages would-be investors to be wary of those ICOs that are endorsed by celebrities."With no disclosure about the payments, Mayweather and Khaled's ICO promotions may have appeared to be unbiased, rather than paid endorsements," said SEC Enforcement Division co-director Stephanie Avakian."Social media influencers are often paid promoters, not investment professionals, and the securities they're touting, regardless of whether they are issued using traditional certificates or on the blockchain, could be frauds," said Steven Peikin, another SEC enforcement division co-director.This is the first time the SEC has brought charges against individuals for promoting ICOs and the investigation is ongoing. 2128

More travelers are being deceived every year by third-party travel sites disguised as dream destinations.Hotel booking fraud is a growing problem — 1-in-4 American travelers say they've been duped.Molly Fay says one of these sites took advantage of her. She booked a dream vacation last year to wine country. In the interest of full disclosure, Fay works at Scripps station WTMJ in Milwaukee, the station that originally broke this story."I thought I was booking directly with the resort," Fay said.   She searched the web for the name of a California Inn and clicked on the website to reserve a room,."(It) absolutely looked like the property's website with the picture, their name top line and didn't have mention at that time of the booking service," Fay said. She actually booked through a third-party website, something Fay realized when the confirmation email came through.A few months before the trip, Fay had to cancel.  She was hoping to get some money back."I thought maybe the resort will make an exception or work with me. Maybe give me half of my money back," she said. The third-party website told Fay it was checking with the owner about her request.  "They got back to me immediately and said 'the owners of this property said they will make no exception for you," she said. Fay said she later discovered the site never actually made contact with the inn. The number of travelers duped by third-party websites is growing, according to the American Hotel & Lodging Association.  In 2015 only 6 percent of vacationers reported being a victim. In 2017, it was 22 percent.    Many result in bad bookings.  People are charged hidden fees, they don't get the accommodations promised, or reservations are lost.It's one of the reasons some people are trending back to travel agents.  "They do like to know they have that security," Holly Faith, with Fox World Travel Brookfield, told us.  With so many choices, and the pitfalls of online booking, they're seeing more travelers book through the agency."They get very overwhelmed. So they do come back kind of full circle now, to our advice," Faith said. There has been some oversight by the federal government. The FTC recently filed a complaint against a company that sells hotel reservations through third-party websites. It found the defendants engaged in "deceptive acts and practices" creating the impression consumers are booking rooms directly through the advertised hotel.  Fay was able to get some of her money back by bypassing the booking site and reaching out to the general manager at the California inn directly. Now, Fay says she's more careful when making a reservation.      There is federal legislation in the works called the Stop Online Booking Scams Act. It would require all third-party websites disclose they are not affiliated with hotels. The bill would also give state Attorneys General the ability to go after violators in federal court. right now only federal authorities can pursue charges.Some key things to look for so you don't fall into a scheme: Many of these third-party sites use the hotel name in the link. If the website doesn't have a locked symbol or an "https" in the web address don't do business there.RESOURCES:  3370

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