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VIRGINIA BEACH, Va. - As COVID-19 continues to wreak havoc on nearly all facets of life – your emergency fund is more important than ever."The industry standard is three to six months of living expenses in some kind of reserve," said Phil Maliniak, Financial Advisor with Wealth Avenue in Virginia Beach.Maliniak says putting together a nest egg is easy."It starts with understanding what you are doing each month a clear vision of where does my money go," he said.He says to start by paying yourself first – then run down a list of all your monthly expenses – and see what surplus is left."Make a checklist of each month, where does it all go, and how do I get my hands on the difference," he stated.To build a surplus, Maliniak says look at things you can ditch. Daily cups of coffee, donuts, streaming services, online shopping, etc. He says then look for incentives."There are little tricks bank accounts and credit card companies have come out with as they pay you every time you buy something or there are cashback options," he said.Another tip, since the virus is limiting what we all can do – stash away the extra income you would have used to go to restaurants, movie theaters, bars, concerts, or sporting events. He says also considers refinancing your loans since the Federal Reserve has slashed interest rates."If you create a reserve, you can create your own bank, and then you can borrow from your bank anytime and determine your own rates," he said.This story was first reported by Chelsea Donovan at WTKR in Norfolk, Virginia. 1550

VISTA, Calif. (KGTV) -- Deputies are searching for a suspect they say stabbed someone in Vista early Sunday morning before fleeing the scene.According to deputies, the stabbing happened just after midnight on Flower Lane, a street located inside a condominium complex about half a mile north of State Route 78.The suspect was identified as Christena Potter and remained at large as of Sunday afternoon. The victim was survived and was taken to the hospital, according to the San Diego County Sheriff’s Department.Deputies didn’t specify whether or not Potter had a relationship with the victim. Deputies warned nearby law enforcement agencies to be on the lookout for the suspect. 688

Virginia voters elected the nation's first openly transgender candidate to the Virginia House of Delegates on Tuesday.Danica Roem unseated incumbent delegate Bob Marshall, who had been elected thirteen times over 26 years, according to Marshall's website.As of 9:07 p.m. ET, Democratic candidate Roem had 54.59% of the votes to Marshall's 45.36%, with 19 of 20 precincts reporting, according to the Virginia Department of Elections."Tonight, voters chose a smart, solutions-oriented trans leader over a divisive anti-LGBTQ demagogue -- sending a powerful message to anti-trans legislators all across the nation," said Aisha C. Moodie-Mills, president and CEO of Victory Fund -- a political action committee that works to increase the number of openly LGBTQ officials at all levels of government.Roem is the first openly transgender person elected to a state legislature in the US, according to Monica Roberts of the?TransGriot blog, which covers issues in the transgender community. Althea Garrison, elected in Massachusetts, was the first openly transgender person to serve in a state legislature, but did not campaign as an openly transgender person during her race in 1992.Planned Parenthood president Cecile Richards, also congratulated Roem in a?tweet : "Couldn't be more thrilled for Danica Roem. And good riddance to Bob Marshall, one of the most anti-choice, and anti-LGBTQ members of the VA House."Roem told Cosmopolitan in September that she views her gender identity as a strength."The message that I can succeed because of my gender, not despite it, because of who I am without being afraid of who I am is a human message," Roem said in the September interview with Cosmopolitan.Voters headed to the polls Tuesday for various races, including the Virginia and New Jersey governor races. 1851

VISTA, Calif. (KGTV) -- A famous horse jockey known for winning the Kentucky Derby as well as races in Del Mar has been charged with domestic violence. Patrick Valenzuela was charged Wednesday with domestic violence and several other related charges. In October of 2018, Valenzuela pleaded guilty to a separate domestic abuse charge, admitting to hitting his girlfriend at a restaurant in Carlsbad. RELATED: Famous horse jockey pleads guilty to batteryIn that case, prosecutors said he hit his girlfriend in a jealous rage after she hugged a bartender. Prosecutors added that he grabbed his girlfriend’s cellphone and hit her face. They also said he chased her to her car and beat on her window and that she was scared to let him into the vehicle. After pleading guilty, Valenzuela was given three years probation and ordered to a domestic violence recovery program. Valenzuela is scheduled back in court on March 22. 926

Want to see 16 sunrises in one day? Float in zero gravity? Be one of the few to have gazed upon our home planet from space?In just four years' time, and for an astronomical .5 million dollars, it's claimed you can.What's being billed as the world's first luxury space hotel, Aurora Station, was announced Thursday at the Space 2.0 Summit in San Jose, California.Developed by US-based space technology start-up Orion Span, the fully modular space station will host six people at a time, including two crew members, for 12-day trips of space travel. It plans to welcome its first guests in 2022."Our goal is to make space accessible to all," Frank Bunger, CEO and founder of Orion Span, said in a statement. "Upon launch, Aurora Station goes into service immediately, bringing travelers into space quickly and at a lower price point than ever seen before."Astronaut experienceWhile a million trip is outside the budget of most people's two-week vacations, Orion Span claims to offer an authentic astronaut experience.Says Bunger, it has "taken what was historically a 24-month training regimen to prepare travelers to visit a space station and streamlined it to three months, at a fraction of the cost."During their 12-day adventure, the super-rich travelers will fly at a height of 200 miles above the Earth's surface in Low Earth Orbit, or LEP, where they will witness incredible views of the blue planet.The hotel will orbit Earth every 90 minutes, which means guests will see around 16 sunrises and sunsets every 24 hours.Hometown heroActivities on board include taking part in research experiments such as growing food while in orbit -- which guests can take home for a super-smug souvenir -- and soaring over their hometown.Guests can have live video chats with their less-fortunate loved ones back home via high-speed wireless Internet access and, upon return to Earth, will be greeted with a specially arranged hero's welcome.While enjoying the thrills of zero gravity, the travelers will be able to float freely through the hotel, taking in views of the northern and southern aurora from the station's windows.Deposits are already being accepted for future stays on the space hotel. The ,000 is fully refundable, should applicants find themselves unable to rise to the full .5 million.Travelers will complete a three-month Orion Span Astronaut Certification (OSAC) program before take-off. Orion Span has a team of space industry veterans who together have more than 140 years of human space experience.Chartered tripsOrion Span isn't the only venture boldly pushing the frontiers of elite travel into space.Axiom Space, a Texas-based company with a former International Space Station manager at the helm, has plans to put a commercial space station in orbit by 2024.It says it will begin to take tourists to the ISS in 2019 and later to its own station.As yet, Axiom hasn't priced its off-world excursions, but says it'll be considerably lower than the tag paid by previous space tourists like Dennis Tito, who stumped up a reported million for a seven-day trip in 2001.Virgin Galactic, founded by Richard Branson with the aim of taking passengers briefly into sub-orbital space, will charge for 0,000 for its trips. Branson originally said flights would begin in 2009, but an official date has yet to be set for its maiden voyage.Whatever the price tag, the tourist demographic with spare cash for space jaunts is presumably quite small.However, Bunger says that Aurora Station "has multiple uses beyond serving as a hotel."It plans to offer fully chartered trips to space agencies and support zero gravity research and space manufacturing.Adds Bunger: "Our architecture is such that we can easily add capacity, enabling us to grow with market demand."Orion Span's next mission? To launch the world's first condominiums in space.The-CNN-Wire 3876

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