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SAN DIEGO (KGTV) - Charles Schwab is the latest large investment firm to offer fractional stocks as a way to get more people to invest.The move puts more high-dollar, blue chip stocks within reach for younger customers."It's a big win to consumers in general," says Steven Fox, the owner of Next Gen Financial Planning. "That's particularly helpful for younger investors because they typically tend to have smaller accounts."A recent report says that 66% of millennials say they're afraid of the stock market. Fox thinks it's because that generation watched their parents go through multiple downturns and were turned off by its volatility.But, Fox says fractional stocks, and other new ideas from large companies are enticing more people to invest. He says many firms are starting to offer perks like zero-commission trades, fractional stocks, and on-line based accounts to help people save money and invest more."It may only be 1%, but for a lot of people over a long period of time, as you account grows more and more, that 1% can mean a difference of tens or hundreds of thousands of dollars that you would have available to pull out later in life."Fox says it also helps people keep a more diverse portfolio. He says this is the start of a shift to more direct indexing, where investors will be able to use fractional stocks to create their own groups of investments, rather than buying pre-set mutual funds or indexes."You're gonna see more technology come out that makes it easy to do direct indexing and consumers are going to see more and more options here," says Fox. 1585

SAN DIEGO (KGTV) - Chelsea Manning, a former Army intelligence analyst who provided classified information to Wikileaks, spoke Monday at San Diego State University.Manning was convicted in 2013 of stealing 750,000 pages of documents and videos relating to the wars in Iraq and Afghanistan.A judge convicted Manning - then known as Bradley Manning - on 20 counts, including violations of the Espionage Act.After the 2013 sentencing, the ex-intelligence agent changed her name to Chelsea Manning and became a transgender woman.During one of his final acts in office, President Barack Obama commuted Manning's 35-year sentence, giving her an early release date.RELATED: Chelsea Manning released after 7 years in prisonManning has since joined the lecture circuit. Her SDSU speech focused on national security and democracy, artificial intelligence and resistance, activism and protest, and the intersection of technology and people’s lives.The event started at 5 p.m. at the Parma Payne Goodall Alumni Center. It was sponsored by Love Library, Academic Affairs, the SDSU Provost’s Office, Institute of Ethics and Public Affairs, Political Science Department, Malas, the History Department and the Pride Center. 1230

SAN DIEGO (KGTV) - Another storm arrived San Diego County Wednesday, putting fire-ravaged communities at risk of flooding. Cal Fire and county officials made free sandbags available to protect homes and property.Residents should check their homes to make sure drainage areas are clear of debris. Rain can also cause erosion in areas stripped of landscaping.Anyone who needs sandbags should check the list of locations provided by County Newscenter and call ahead for availability. County officials also say you should bring a shovel to fill your own bags with sand.Sand and BagsBonita/Sunnyside: 4900 Bonita Road, Bonita, CA 91902 P: 619-479-2346Boulevard: 40080 Ribbonwood Road, Boulevard, CA 91905 P: 619-390-2020De Luz: 39524 Daily Road, Fallbrook, CA 92028 P: 760-728-3140 *(Not staffed 24/7)De Luz: 39431 De Luz Road, Fallbrook, CA 92028 P: 760-728-2422Fallbrook: 4375 Pala Mesa Drive, Fallbrook, CA 92028 P: 760-723-2024Lakeside River Park Conservancy:12108 Industry Road, Lakeside CA 92040 P: 619-443-4770 *(Closed over the weekend)Palomar Mountain: 21610 Crestline Road, Palomar Mtn., CA 92060 P: 760-742-3701Ramona: 3410 Dye Road, Ramona, CA 92065 P: 760-789-0107Ramona: 24462 San Vicente Road, Ramona, CA 92065 P: 760-789-9465Rincon: 16971 Highway 76, Pauma Valley, CA 92061 P: 760-742-3243Valley Center: 28205 N. Lake Wohlford Road, Valley Center, CA 92082 P: 760-751-7605Warner Springs: 35227 Highway 79, Warner Springs, CA 92086 P: 760-782-9113Bags OnlyAlpine: 1364 Tavern Road, Alpine, CA 91901 P: 619-445-2635Deer Springs: 1321 Deer Springs Road, San Marcos, CA 92069 P: 760-741-5512Campo: 31577 Highway 94, Campo, CA 91906 P: 619-478-5516Campo (Lake Morena): 29690 Oak Drive, Campo, CA 91906 P: 619-478-5960Deer Springs: 8709 Circle R Drive, Escondido, CA 92026 P: 760-749-8001Deer Springs: 10308 Meadow Glen Way East, Escondido, CA 92026 P: 760-751-0820De Luz: 39431 De Luz Road, Fallbrook, CA. 92028 P: 760-728-2422Descanso: 24592 Viejas Grade Road, Descanso, CA 91916 P: 619-445-7508 (currently out of bags)Dulzura: 17304 Highway 94, Dulzura, CA 91917 P: 619-468-3391El Cajon: 551 Harbison Canyon Rd, El Cajon, CA 92019 P: 619-445-5001Escondido: 9127 W. Lilac Road, Escondido, CA 91916 P: 619-445-7508Jacumba: 1255 Jacumba St., Jacumba, CA 91934 P: 619-766-4535Jamul (Deerhorn): 2383 Honeysprings Road, Jamul, CA 91935 P: 619-468-3030Jamul: 14024 Peaceful Valley Ranch Rd, Jamul, CA 91935 P: 619-669-6580Julian: (Shelter Valley) 72160 Great Southern Overland, Julian, CA 92036 760-765-0155Mount Laguna: 10385 Sunrise Highway, Mt Laguna, CA 91948 P: 619-473-8281Ocotillo Wells: 5841 Highway 78, Borrego Springs, CA 92004 P: 760-767-7430Pine Valley: 28850 Old Highway 80, Pine Valley, CA 91962 P: 619-473-8445Portrero: 25130 Highway 94, Potrero, CA 91963 P: 619-478-5544Ramona: 829 San Vicente Road, Ramona, CA 92065 P: 760-789-8914Ramona: (Intermountain) 25858 A Highway 78, Ramona, CA 92065 P: 760-789-3710Ramona: (Mount Woodson) 16310 Highway 67, Ramona, CA 92065 P: 760-789-1150Ranchita: 37370 Montezuma Valley Road, Ranchita, CA 92066 P: 760-782-3467 *(Not staffed 24/7)San Pasqual: 17701 San Pasqual Valley Rd, Escondido, CA 92025 P: 858-573-1322Warner Springs: 31049 Highway 79, Warner Springs, CA 92086 P: 760-782-3560 3251

SAN DIEGO (KGTV) -- Deadly crashes rose in San Diego in 2018, according to a new report by the National Highway Traffic Safety Administration. According to the report, there were 240 deadly crashes in San Diego County in 2018.In 2017, 223 deadly crashes were reported countywide, the agency said. According to the data, January and July were the deadliest months in 2018, each with 28 fatal crashes. RELATED: San Diego rain could lead to more crashes on wet roadsThe month with the least fatalities was May in 2018. The report didn’t specify why exactly certain months had more deadly crashes than others. The U.S. as a whole, however, saw fewer deadly crashes, showing a 2.4 percent decline from 37,473 in 2017 to 36,560.The agency says 2018 marked the second year in a row of reduced crash fatalities. RELATED: San Diego not the worst US city to drive in, but not the best either“This is encouraging news, but still far too many perished or were injured, and nearly all crashes are preventable, so much more work remains to be done to make America’s roads safer for everyone,” U.S. Transportation Secretary Elaine L. Chao said. Also promising: the data show that deadly crashes among children 14 and younger declined more than 10 percent while alcohol-impaired driving fatalities decreased 3.6 percent. 1313

SAN DIEGO (KGTV) -- California is among the worst states to retire in, according to a new report. The report, conducted by Bankrate.com, puts California in the 43rd overall position on the list of best and worst states to retire. To create the list, the site looked at a number of factors important to retirees, including the cost of living and the weather. RELATED: Cost of living study: San Diegans likely paying at least ,600 a monthWhile California ranked 13th for weather, the Golden State also placed second to last when it comes to affordability. California also ranked 34th for crime and 17th for culture. Check out the list below of best and worst states to retire in, according to Bankrate: Best states: NebraskaIowaMissouriSouth DakotaFloridaRELATED: Steep drop in housing affordability in the countyWorst states:WashingtonIllinoisAlaskaNew YorkMarylandIf you're considering where to retire, the American Association of Retired Persons (AARP) has a calculator to help you budget.California also launched in July a state-sponsored retirement program for companies that don't have a plan for employees.In our 10News coverage of Making It in San Diego, we also explored housing options, including a woman who built a granny flat on her property to finance her retirement and a Golden Hill retiree who's renting out rooms in her home to supplement her income.For anyone who has not started retirement planning, the San Diego Financial Literacy Center can help. 1477