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Lumber stocks are at a historic high. We haven't seen these numbers since the 2008 housing boom and then crash. Experts say that's in part because of the housing market and record low mortgage rates.2020, the unprecedented year where nothing goes as expected, has brought us what realtors call a "sellers' market"."There’s plenty of buyers in the marketplace, but not enough supply so what we are seeing is multiple offers happening frequently on mid-price homes. So heavy competition in the marketplace.” Dr. Lawrence Yun, chief economist for the National Association of Realtors, said.The country's largest trade organization has 1.4 million members who help people buy and sell homes. Dr. Yun says the nation's housing market has even surpassed pre-pandemic sales. He attributes a lot of that to low mortgage rates and people realizing that working from home means they need more room.“Because of the strong demand for housing and we have a shortage of homes in the marketplace, so whatever home builders build, they can find a buyer so they build more homes. But one of the constraints is lack of construction workers along with the material cost that goes into construction, such as lumber,” says Dr. Yun, who also pointed out the country's underproduction.“Home builders have been producing below historical average for 10 straight years and the cumulative effect of underproduction is we don’t have sufficient inventory and that is the reason why home prices are rising and we need to build more homes to get into balance,” added Dr. Yun.Which is why, Laura Gonzalez, associate professor of Finance at California State University Long Beach, says we're experiencing a supply and demand situation when it comes to wood.“We just don’t have enough wood,” Gonzalez said. “It's difficult to make it ready and then transport it because of the pandemic. It's not that the industry is changing its just that we have had a shift both in supply and demand.”Gonzalez also says it's the basic equation of high demand meaning lower supply, which sends prices up and stocks soaring. Then there's the factor of where our wood comes from. She says, “We import some of our lumber from Canada both from lumber and other products. If we depend on other nations, we are more susceptible to changes in supply.”So, what comes next?“The issue of supply versus demand is going to correct in two years, but the opportunities for climate finance are ongoing that is not going to finish,” Gonzalez said.Which is why Dr. Yun says home prices will hold firm, and if you're waiting for a ‘burst’ or for prices to decrease, you might be waiting a while.“In future years, mortgage rate will certainly rise and that will choke off some of the demand, but hopefully we have adequate supply so we have a more balanced market condition where prices rise in manageable, 3-4% each year and people will feel comfortable at that rate of price appreciation,” says Dr. Yun.Dr. Yun recommends if you want or need to buy, don't overstretch your budget as the competition is fierce out there. If you want to sell, don't get greedy and overprice because your home will get stuck on the market. It's yet another aspect to this odd year that has brough the unexpected to us all. 3245

Many Americans lack basic knowledge about the Holocaust — a stat many say could hold grave consequences, according to a survey results released on Thursday. The survey found that nearly half of all Americans — 41 percent — couldn't identify Auschwitz, a concentration camp where an estimated 1.1 million Jews and minorities were killed at the hands of Nazis during World War II. Among millennials, that number rose to 66 percent.The survey also found that a significant portion of Americans don't understand the scale of the Holocaust. According ro results, 31 percent of adults — and 41 percent of millennials — believe that two million or less Jewish people were killed during the Holocaust. It's commonly estimated that as many as six million Jews died in the Holocaust.Most of the survey respondents (58 percent) agreed that "something like the Holocaust could happen again," and commonly agreed that students should be learning more. Ninety-three percent of the respondents said that students should learn about the Holocaust in school, and 80 percent said it is important to keep teaching about the Holocaust so it doesn't happen again.According to a survey commissioned by the Conference on Jewish Material Claims Against Germany and conducted by Shoen Consulting. The results were released Thursday on Holocaust Remembrance Day."There remain troubling gaps in Holocaust awareness while survivors are still with us; imagine when there are no longer survivors here to tell their stories," said Greg Schneider, Executive Vice President of the Claims Conference according to the conference's website. "We must be committed to ensuring the horrors of the Holocaust and the memory of those who suffered so greatly are remembered, told and taught by future generations.”Read more about the Claims Conference study here. 1868

Love Shark Week? You may be in luck.USDirect.com says it will pay one lucky fan ,000 to watch every second of this year’s Shark Week on the Discovery channel. The person will also receive snacks to help get them through the viewing, as well as Shark Week “swag.”“Put yourself to the test—if you think you’ve got the guts,” wrote the company.USDirect says the “jawb” entails tweeting and sharing your favorite Shark Week fact each day, using the hashtag #SharkWeekDreamJawb.The person will also need to rank each program from least to best in the following categories: Most entertaining, most informative, most fearsome (scariest), and most surprising.The “job” will begin on Aug. 9 and last for an entire week.“We don’t care if you watch Shark Week in bed, in-between meetings, or at the dinner table (though your family may feel differently): as long as you watch every second of Shark Week 2020, ,000 is all yours,” wrote USDirect.To be considered, here’s what USDirect says it needs from you:· You gotta love sharks—enough to celebrate them for a whole week.· You have to be at least 18 years old and a U.S. resident.· You have to be willing to document your Shark Week marathon on your social media.Those interested can apply here. The deadline to submit an application is July 27 at 5 p.m. ET. 1310

Many Americans have dealt with new, stressful situations during the COVID-19 pandemic. Loss of work, isolation, lack of exercise and routines, and much more. Now, headache and migraine specialists across the country say those new stresses are bringing in more patients to their offices."This has been the perfect storm for people who suffer from migraines. First of all, we know stress and anxiety and depression can increase even the amount of headaches. Certainly, people who aren't even anxious or depressed before are experiencing this," said Dr. Charisse Litchman, a headache specialist and neurologist at Stamford Health in Connecticut. Dr. Litchman also serves as a medical adviser for Nurx, a digital practice for women's health that's just started doing home delivery of migraine medications to help patients during the COVID-19 pandemic. Dr. Litchman says triggers from the pandemic, including a spike in stress on top of irregular sleep and diet, has prompted the increase in patients where she works."I would say we are given a great deal, maybe 20% more [headache] patients reaching out for help who had never reached out before," said Dr. Litchman.Dr. Litchman says she's also seen more headache and migraine patients who were coping well before the pandemic, but suddenly needed help again.Dr. Merle Diamond with Diamond Headache Clinic in Chicago agrees. "I'm actually seeing some people I haven't seen in three to four years. And they were like, 'I was doing fine,' and I'm like 'yes, these are really challenging times,'" explained Dr. Diamond. Diamond Headache has also seen a 20% increase in patients since the start of the COVID-19 pandemic. "I think patients' schedules are being disrupted in this piece. I think the anxiety, everything going on. I also think that we don't have a lot of our other outlets going on. We can't watch sports, there's just a lot of changes and I think that's been really difficult for patients," said Dr. Diamond.Dr. Diamond has some pieces of advice for those experiencing increased headaches or migraines during this time. The first and most important is to get a diagnosis and plan for treatment from a doctor. The second is to get into a regular routine."When you have a migraine, one of the things we know about a migraine brain is it likes things regular. So you've gone from going into the office where your day job is and now you're working from home and managing all those home issues at the same time. So try to keep yourself on as reasonable a schedule as you can," said Dr. Diamond. Also, don't skip meals, keep yourself hydrated and lower caffeine intake. 2627

MEXICO CITY (AP) — President Andres Manuel Lopez Obrador launched an ambitious plan Saturday to stimulate economic activity on the Mexican side of the U.S.-Mexico border, reinforcing his country's commitment to manufacturing and trade despite recent U.S. threats to close the border entirely.Mexico will slash income and corporate taxes to 20 percent from 30 percent for 43 municipalities in six states just south of the U.S., while halving to 8 percent the value-added tax in the region. Business leaders and union representatives have also agreed to double the minimum wage along the border, to 176.2 pesos a day, the equivalent of .07 at current exchange rates.Lopez Obrador, who took office on Dec. 1, said the idea is to stoke wage and job growth via fiscal incentives and productivity gains. U.S. President Donald Trump has repeatedly complained that low wages in Mexico lure jobs from the U.S. Mexico committed to boost wages during last year's negotiations to retool its free trade agreement with the U.S. and Canada.Speaking from Ciudad Juarez, a manufacturing hub south of El Paso, Texas, Lopez Obrador said Saturday he agrees with Trump that Mexican wages "should improve." He decried, for instance, that Mexican auto workers earn a fraction of what their U.S. counterparts take home, topping out at just an hour versus a typical wage of an hour in the U.S.Yet the economic plan comes at a delicate moment for the border region. Trump threatened as recently as last week to close the U.S.-Mexico border "entirely" if Democrats refuse to allot .6 billion to expand the wall that separates the two countries.Economy Minister Graciela Marquez noted Saturday that the border region targeted for economic stimulus accounts for 7.5 percent of Mexico's gross domestic product. And in recent years, she said, the 43 municipalities included in the plan have boasted combined economic growth of 3.1 percent, above the national average of 2.6 percent for the six years through 2017.Much of that robustness owes to trade and proximity with the U.S., the world's biggest economy."We have to take advantage of this locomotive that we have on the other side of the border," she said.Marquez expressed optimism that the stimulus plan will direct more Mexican and foreign investment into the border region. The plan for the border region is part of what Lopez Obrador calls "curtains of development" to shore up different corridors of the country so that Mexicans stay rather than migrating in search of better economic prospects. 2543