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September is Prostate Cancer Awareness Month. According to American Cancer Society, one out of nine men will be diagnosed with prostate cancer during his lifetime. Ted was diagnosed two years ago at the age of 71.“The percentage of men my age that do come down with it is quite high, so I was startled – obviously nobody wants to find out they have cancer – but I wasn’t shocked,” prostate cancer patient Ted said.However, Ted found out he was a prime candidate for a type of treatment called HIFU, which stands for high-intensity focused ultrasound. The procedure has been around for quite a while, but it wasn’t approved for use on prostate cancer in the U.S. until 2015.“The HIFU procedure is basically a high-intensity focused ultrasound beam that oblates the cancer cells – basically blasts the cells away,” Ted said.Urologic surgeon Dr. Andre Abreu with Keck Medicine of USC says there’s a spectrum of patients who develop prostate cancer. Some are very low-risk, meaning they have very little cancer. They’re chosen for active surveillance where they are closely watched to make sure they don’t develop more cancer. Others have very advanced forms of cancer and need radical treatment like radiation or removal of the prostate. Then there are patients in the middle who largely benefit from HIFU.“In between, there are some patients with intermediate risk disease that are not the best candidate for us to watch them for active surveillance, however, the radical treatment would probably be associated with side effects,” Dr. Abreu said.Side effects like leaking urine, or issues with erectile dysfunction.“Some of these patients, they would be even willing to trade off some years of life, but having more quality of life,” Dr. Abreu said.A study at Keck Medicine of USC shows focal HIFU ablation carries a low risk of complication and can help preserve quality of life. That was certainly the case for Ted.“I experienced very little pain with the procedure," Ted said. "I took ibuprofen which is an over-the-counter pain reliever. And the only negative thing I did experience was wearing a catheter for a week.”“HIFU is repeatable, HIFU is non-invasive, HIFU is an out-patient procedure,” Dr. Abreu said.An out-patient procedure means the patient can be in and out of the hospital in one day without staying overnight. For Ted, it only took three hours. He says he would recommend the procedure to other men in a similar situation.“As I understand it, it’s been used in Europe for 15 years already with no problems. So, I think to take advantage of the technology that’s there is something the doctors should rely on,” Ted said. 2645

ST. PETERSBURG, Fla. (AP) — A federal appeals court decided Friday to reconsider claims that Florida federal prosecutors violated the rights of Jeffrey Epstein's sex abuse victims by not informing them about a secret plea deal. The 11th U.S. Circuit Court of Appeals, which is based in Atlanta, vacated a previous panel's 2-1 decision rejecting an effort to undo an agreement federal prosecutors made with Epstein more than a decade ago. According to a report from the Miami Herald, it was revealed that former Labor Secretary Alex Acosta, who resigned from his post last July, cut a deal with Epstein that kept him out of prison when he was a federal prosecutor for the Southern District of Florida.Instead of facing federal charges, Epstein was allowed to plead guilty to lesser state crimes and served a short jail sentence. Some victims have long claimed the Miami U.S. attorney's office violated their rights by not informing them of the plea deal.Epstein was found dead in his New York prison cell last August. 1024

is home in Arizona."I was with my father at his end as he was with me at my beginning. In the thirty-three years we shared together, he raised me, taught me, corrected me, comforted me, encouraged me and supported me in all things," Meghan McCain wrote. "He loved me, and I loved him. He taught me how to live. His love and his care, ever-present, always unfailing, took me from a girl to a woman -- and he showed me what it is to be a man."Meghan continued "all that I am is thanks to him. Now that he is gone, the task of my lifetime is to live up to his example, his expectations and his love.""My heart is broken. I am so lucky to have lived the adventure of loving this incredible man for 38 years," Cindy McCain wrote. "He passed the way he lived, on his own terms, surrounded by the people he loved, in the place he loved best." 1065

Some of President Trump's strictest anti-immigration policies, such as the Muslim travel ban and zero-tolerance policy that resulted in family separations at the southern border, have come from the mind of senior advisor Stephen Miller.But in an op-ed in Politico Magazine, one of Miller's family members is calling his policies hypocritical.David S. Glosser, Miller's uncle, says that Miller's maternal family was able to immigrate to the United States from what is now Belarus thanks to chain migration — a policy which the Trump administration has been trying to eliminate.In his op-ed, Glosser says he is the brother of Miller's mother. He claims that Wolf-Leib Glosser came to Ellis Island in January 1903. His brother, Nathan Glosser, arrived shortly after, thanks to chain migration — a policy which allows immigrants to petition for green cards for immediate family members.Glosser did not hold back in his criticism for his nephew's proposed policies. 973

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739