郑州晶状体植入多少钱(郑州看眼科在哪里比较好) (今日更新中)

You’ve decorated the tree, put up the lights and placed a lit candle in every window. But the next thing you know, you smell smoke.Candle fires, stolen presents and other calamities can put an unwelcome damper on your seasonal cheer, but insurance can often help clean up the mess. Here are some common holiday disasters and how your homeowners insurance can come to the rescue.1. Decorations catch fire“Chestnuts roasting on an open fire” takes on a whole new meaning when the halls are decked with fire hazards. Dehydrated Christmas trees can go up in flames if placed too close to a heat source, and fires from candles make up half of December home decoration fires, according to the U.S. Fire Administration.Fire is covered in three main ways. Dwelling coverage pays for repairs to your home, while other structures coverage is for things like a detached garage or fence. Personal property coverage will pay to replace damaged belongings, up to your policy limits.To avoid festive fires, keep candles away from flammable objects, follow all manufacturer instructions for holiday lights outside and keep a real Christmas tree hydrated.2. Your identity gets stolenIf you’ve shopped online for holiday gifts this year, your credit card or bank account information may be at risk of getting stolen.Identity theft coverage can pay for out-of-pocket expenses related to identity theft or fraud. Some homeowners insurance policies automatically include this coverage for free, but you’ll probably have to add it to your policy.You can reduce the risk of identity theft from online shopping by avoiding unsecured networks and by purchasing from trusted stores — check for a privacy policy on the site and a padlock to the left of the URL. To protect yourself from potential data breaches, reenter account information with every purchase instead of allowing online vendors to store your information.3. Presents get stolenIf expensive holiday gifts go missing, don’t pout. Your personal property coverage covers items stolen from your home and car, up to your policy limits.To prevent any grinches from stealing holiday presents, avoid letting packages sit unattended and consider setting up a security camera system around your home. If you leave gifts in the car, tuck them away safely in the trunk, lock the doors and park in a well-lit location.If gifts are stolen, file a claim with your insurance company only if their value exceeds your deductible.4. A guest gets injuredSay you undercook the turkey and send relatives to the hospital. Maybe someone breaks a hip on your icy walkway, or the dog bites a guest. You could end up on the hook for their medical costs.The medical expense coverage in your home insurance policy pays to treat your sick or injured guests, no matter who’s legally responsible, while your personal liability coverage will cover you in case they decide to sue.Because of the pandemic, you may be skipping holiday gatherings entirely this year. But if you do host guests, make sure you abide by the guidelines for small gatherings from the Centers for Disease Control and Prevention, or CDC, which include wearing face masks and practicing social distancing.5. A water pipe burstsIf a pipe gets cold enough, water freezes and expands inside, increasing the chance of a burst. Water damage from burst pipes is generally covered by home insurance, but check the fine print in your policy, as you’re covered only if the burst is accidental and not due to poor maintenance.To avoid damage, watch for warning signs of frozen pipes, such as low water pressure or frost on the outside of the pipe. To offset the chance of a water burst:Keep your home’s thermostat set to a minimum of 55 degrees.Open kitchen- and bathroom-sink cabinets to allow for circulation of warmer air.Let water drip from faucets to relieve water pressure.More From NerdWalletGot Life Insurance? You May Not Have EnoughBought a Pricey Present? Here’s How to Insure ItLife Insurance Shoppers Lose Interest When COVID-19 Cases DropBen Moore writes for NerdWallet. Email: bmoore@nerdwallet.com. 4088

comes in.“Find your anchor is a grassroots movement aimed at suicide awareness and prevention,” Find Your Anchor CEO Ali Borowsky explains. “It all kind of manifests itself into these little blue boxes that we launch into the world. So, you’re walking down the street, you see this little blue box, you open the lid, it says ‘If you’re feeling lost, hopeless, suicidal, this is for you. If not, leave it for someone else in need.’”Find Your Anchor is based out of Orange County, California, but boxes have reached places all across the globe. The boxes can be requested by people in need, ordered by mentors who want to help people in need, or launched in a public place for somebody to find. Borowsky says she thinks launching them organically into the world, is the most powerful way for somebody to encounter a box.“It’s like a message from the universe," she says. "Like ‘I was meant to find this, this was put here for me.’”The box holds multiple items to give people hope: a deck of cards titled “52+ reasons to live”, a bracelet, an infographic on depression, a sticker, a couple posters, some cards on how to become a messenger, and a list of resources. Borowsky felt inspired to create Find Your Anchor, after her own struggles with mental health. She attempted to take her life multiple times. Now, she's helping others who may be in a dark place. Keeping track of each individual box, Borowsky says she’s received notes from many people saying the box has saved their life. And that’s why more and more mental health advocates are standing behind Find Your Anchor.“I like the find your anchor box because it’s empowering the individual immediately, and yet provides resources for them if they need more than just the box,” Amanda Greene says.Greene says she can’t stop ordering Find Your Anchor boxes, because she understands their powerful impact.“Living with chronic illness and having it for a long time, there’s days where you’re like ‘OK, I’m done,’” she says. As soon as the people receiving boxes are in a better place, they’re encouraged to pass it on, adding an item that was an anchor for them.Whether it’s a phone call on the top of a bridge, or a box by the beach, what’s most important for people to realize, is that they’re not alone, they’re loved, help is available, and there is hope.“My core belief in the height of my darkness was that no one would care," Borowsky recalls. "If we can help convince you that strangers care about you, then it shouldn’t be so hard to feel that your family and friends do as well."“If you are suicidal, there is help. And I encourage you to reach out,” Elmer says. ******************************************************If you’d like to reach out to the journalist for this story, email Elizabeth Ruiz at elizabeth.ruiz@scripps.com 2794

Cincinnati Police statement about in-custody death of Charles Adams (PDF) Cincinnati Police statement about in-custody death of Charles Adams (Text) 155

Click here for the District's main parent resource page. Turn to this website for information about important district forms, engagement opportunities, and parent FAQs. 171

Worldwide cases of COVID-19 have now surpassed nine million.On Monday, the United States led the way with 2.2 million cases and Brazil was next at one million, according to the John Hopkins Coronavirus Resource Center.Russia was third with over 591,000 cases.On Sunday, the World Health Organization reported the most significant single-day increase in coronavirus cases, at more than 183,000 new cases in the latest 24 hours, the Associated Press reported.Global deaths were reported at over 491,000, with the United States leading with 120,000 cases.Over 4.4 million people have recovered from the virus, according to data compiled by Johns Hopkins University. 670

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